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Great, Richard, Many thanks.

I now feel prepared, should I ever be required.

You've thrown in lots of interesting extras, too.

Warmest regards

Bryan

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Thank you.

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Hello Richard,
This was an excellent explanation!  The additional sites you
recommended were very informative.  Thanks you again.  Have a
wonderful holiday.

Hello Richard,
Thank you in responding to my question.  Your explanation was very
clear, easy to understand.  Really helped.  Thank you again.  I work
part-time, so financial situation at the moment is somewhat bleak,
this tip is for both questions you answered.
Maria
Maria

Thanks, Richard, for clarifying the answer a couple of times. I appreciate it.

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The answer is useless and was not specific to the question asked.

Well done! Finally, I understand that Hip Hop is more than a music
style, it relfects a broader culture. I also understand that rap is a
subset of Hip Hop.

Richard- so much thanks to you! Your referral to links and citations
very helpful along with very clear substantiated
interpretation/commentary. Clear, direct and well answered on a less
than straight forward question. Thanks!

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Concise and quick response. Thanks! (Although, as a fellow researcher,
I do have to say that I thought Serenata had "locked" the question by
posting the specific Clarification Request.)

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Richard, perfect answer, thank you. My daughter could fully replicate
your steps.

Many thanks also to grammatoncleric-ga who presented an ingenious 
solution without using the quadratic formula.

Pretty good answer. We ended up deciding that if one of us gave a
loan, we'd get 10% on a shares per dollar loaned, as that "felt right"
to all involved.  Remember, even though the business is paying the
loan, there has to be SOME incentive for an individual to put their
house on the block. Just because they have preferred status to get
their money back if the business goes under ain't what I'd exactly
call incentive.  So, that was our solution.

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Just what I needed. Thanks.

Thank You Richard,
You got me what I needed quickly and saved me alot of time and
needless frustration on the uselss Government Information phoneline.
Kool..that was my first google question,
Tranqility

Great answer. Appreciate not only the answer but having the info as to
how you arrived at the answer.  My grandaughter thinks I am a genius. 
Thank You

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Thanks for the accurate answer.

Thank You........

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Very good answer and clarifications. Easy to read and understand. Pertinent.
Very speedy replies.