Thank you, RobertSkelton, that is definitely a help.  I was really
hoping for an e-mail address that wouldn't trigger a bot reponse, but
a street address will do.  I do thank PinkFreud as well for the
assist.  One wonders why they are as elusive as all that.

Thanks a lot, great service. I'll have to see if the advice works though!

Thank You your answer was very helpful.  I have another question to ask you

it was great help

This answer has not been rated.

This answer has not been rated.

This answer has not been rated.

Thanks very much to each of you, robertskelton and to snapanswer, for
your research and your thoughts on this matter. It's an excellent
answer and gave me the reassurance (i.e. validation) I was seeking
that I wasn't doing something awful. It's interesting to read some of
the industry's takes on the matter too.

This answer has not been rated.

Quick and accurate

This answer has not been rated.

Thanks for your indepth answers!

This answer has not been rated.

Brilliant. In a single web link I get all the info. Thank you!
Tom

This answer has not been rated.

Thank you so much! very informative, readable and interesting as well
as comprehensive and speedy.

Your advice makes sense, I just need help to get it done!

This answer has not been rated.

This answer has not been rated.

really good

Excellent answers.  My familiy and I were very interested.

You should've posted it as a comment...

Robert:

Thank you very much for the excellent answer.

However, you didn't explain that the value you used to compare the
future value of the annuity to during the iterative process was the
present value of the perpetuity 10 years hence, which is given by the
equation PVp = C/r, where C is the perpetuity payment and r is the
interest rate.

Simply put: If you are lucky enough to get robertskelton-ga as your
researcher, you are in luck!

Great Answer, great follow through, this is my first time to visit
Google Answers and I am more than impressed...  I am hooked!

Got what I wanted in great time.

This answer has not been rated.

Thanks robertskelton-ga! Nice answer. I was interested in the dope
link to. Thanks also everyone else for your comments.

Thanks for the great answer, dont have much cash, but this is a token
of my appreciation! Cheers

Fast, complete and on the money.

This answer has not been rated.

This answer has not been rated.

THANK YOU SOOOO MUCH FOR ALL YOUR TIME AND HELP.  SOME OF THE
WEBSITES, I HAD ALREADY GONE TO.  BUT, NOT ALL.  I THANK YOU AGAIN FOR
TAKING THE TIME AND ENERGY TO HELP ME OUT.
MAHALO,
JOYCE
ERBACHERK001@HAWAII.RR.COM

problem fixed with the last answer. Thank you

This answer has not been rated.

This answer has not been rated.

Not only did robertskelton-ga find the mysterious firm we were looking
for, he also explained how to do such things on our own whenever
similar problems arise.

This answer has not been rated.

very quick and thorough response.

Exceeded expectations. Didn't fully answer the question but thats
because I set the question as too demanding. I really liked the fact
that he told me how he got the answers.

This answer has not been rated.

Great answer.  The articles make things seem so easy. 
Robertskelton-ga gave me exactly the answer I was looking for. 
Apparently, and happily, I have very little dirt out there about
myself!

Thank you thank you thank you!!! You've provided much mental relief to
me. I'm a great websearcher, I just never thought to even try it with
so few search words. Now I know.

And I'm glad I could provide your first "Question".

Thanks again!