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Q: Health Insurance ( Answered,   0 Comments )
Question  
Subject: Health Insurance
Category: Health
Asked by: diane12561-ga
List Price: $20.00
Posted: 08 Nov 2002 13:33 PST
Expires: 08 Dec 2002 13:33 PST
Question ID: 103010
I would like catastrophic health insurance  coverage for myself, that
is, low premium with very high deductible. I am non-smoking 44 yo
female with no medical problems or history. I live in New York State,
Ulster County. I just can't find anything for NY!
Answer  
Subject: Re: Health Insurance
Answered By: peggy_bill-ga on 08 Nov 2002 15:55 PST
 
Hello,

This is an important question.  I hope that I can help you to find
something that fits your needs.  I myself have recently had to go
looking for health insurance.  I understand that the information is
not that easy to obtain.

I am giving you these sites, some of which you have to put in your
personal information to actually obtain any quotes.  I am going to
post these.  If you can’t find the kind of information you want,
please ask me for more.

You mentioned the county that you live in.  Most of the web sites need
a zip code to find certain information.  I used the zip code 12401. 
Some of the addresses given below will be based on that zip code.


I found this page that has quotes on catastrophic life insurance.  I
put you in as best I could, and got really high premiums.

The basics of catastrophic health insurance
http://www.insure.com/health/catastrophic.html

Marsh Affinity
http://www.seaburychicago.com/cwp.asp?assn=ACM

I think you should try looking at 
Insbuyer.com:  the insurance buyers guide.
http://www.insbuyer.com/healthinsurance.htm#chi
This site has information on Catastrophic coverage, and it gives you a
link at the bottom to talk to their insurance specialist.  There you
have to put in your individual information in order to get the kind of
quotes that you need.


I thought the following web sites might be of interest to you.

New York State Insurance Department
http://www.ins.state.ny.us/

Blue Cross Blue Shield of New York
http://www.bcbscny.org/members/products/products_home.htm

Free Agent Nation
http://www.freeagentnation.com/content.cfm?category=Advice%20and%20Info&subcategory=Health%20Insurance

http://www.insbuyer.com/healthinsurance.htm#chi



You can get health insurance quotes at these sites:

Insurance.com from fidelity investments
http://healthinsurance.insurance-online-help.com/

1stUS healthQuotes.com
http://www.ushealthquotes.com/?t=go

This is an office that offers what they call “critical illness
insurance”.  They don’t have quotes on line.  But, this is the address
of a company near you.
2678 SOUTH RD 
POUGHKEEPSIE, NY 12601 
MapQuest Locator 
Phone: (845) 452-4870 
Fax: (845) 452-5970 
E-mail: david.whelly@mutualofomaha.com 

I found this page for health plans available in New York.  However,
these are HMO’s and PPOs.  And, they tend to be expensive.

New York State Insurance Department.
http://www.ins.state.ny.us/ihmoindx.htm

health plans and rates in Ulster County 
http://www.ins.state.ny.us/acrobat/ulster.pdf


I ended up going with USA healch company.  But, I opted for more than
just catastrophic care.
USA HC
http://www.usahc.com/


Keywords Used: 
blue cross blue shield new york catastrophic "catastrophic coverage"
://www.google.com/search?as_q=blue+cross+blue+shield+new+york+catastrophic&num=10&hl=en&ie=UTF-8&oe=UTF-8&btnG=Google+Search&as_epq=catastrophic+coverage&as_oq=&as_eq=&lr=&as_ft=i&as_filetype=&as_qdr=all&as_occt=any&as_dt=i&as_sitesearch=&safe=images

health insurance "catastrophic coverage"
://www.google.com/search?hl=en&lr=&ie=UTF-8&oe=UTF-8&as_qdr=all&q=health+insurance+%22catastrophic+coverage%22&btnG=Google+Search

I hope this helps.
pba
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