I need some help locating basic healthcare coverage, essentially
coverage for severe problems or accident treatment. I'm willing to
take on a policy with $5,000 deductible. So far, I've been
unsuccessful. Here are the details: I am 22 years old, in very good
health, employed part time at a job with no healtcare benefits. I have
COBRA coverage through my parents but this will lapse in a few months.
I live in Massachusetts which has proven to be the primary problem in
finding adequate coverage. I haven't found any companies in
Massachusetts that offer this kind of coverage: Blue Cross has an HMO
that costs over $300 month and the coverage isn't that great. Ideally,
I would like a reference to a company of broker in the Boston area who
carries this coverage.

Boston Medical Center in Boston, MA has a 'Free Care' program for
people who meet the qualifications. The primary restrictions being
that you are a Massachusetts resident and that you meet the income
guidelines. For a single person, you must make less than 17,720
annually to qualify for free care at Boston Med Center. Additionally,
once you've been approved for 'free care' at Boston Medical Center you
are elligible for a free, internal insurance program called "CareNet"
which covers all hospital care at Boston Medical Center  (minor to
major surgery, emergencies, appointments with primary care physicians
and referrals) and all perscriptions provided they are available at
the Boston Medical Center pharmacies. For more informarion call the
toll free information line, 1-800-792-4355. Other hospitals around the
state of MA may have free care plans with varying guidelines for
qualification, contact the specific hospital's for more information.