Hi.  I need information regarding the solvency of the SouthTrust Bank,
National Association, a national banking association located at 112 N.
20th Street in Birmingham, Alabama, 35203.  Any background information
on the bank would be helpful, as well any news articles, law suits,
etc.  discussing the bank's financial health or the like.  Please let
me know if you need more info.  Thanks!

SouthTrust Bank is part of SouthTrust Corporation, which is the
financial holding company that owns and operates the bank.  SouthTrust
Corporation is a publicly traded company (traded on the Nasdaq under
ticker symbol SOTR), which means that its financial records are
publicly available.

Here is a link to SouthTrust Corp’s quarterly balance sheet:

http://biz.yahoo.com/fin/l/s/sotr_qb.html

In addition, you can access many of SouthTrust’s other financial
documents from EDGAR Online:

http://www.edgar-online.com/brand/yahoo/search/?sym=SOTR

Furthermore, the Federal Reserve Board of Governors is charged with
regulating the banking system in the United States, and they make
certain information about US-based banks available through their web
site.  Their most recent information release can be found at this web
site (SouthTrust is number 19 on the list):

http://www.federalreserve.gov/releases/lbr/lrg_bnk_lst.txt

But one of the best sources of financial information for banks is the
Federal Reserve’s National Information Center
(http://www.ffiec.gov/nic/). Here you have access to a wide variety of
documents about an institution’s fiscal health. Here is the entry for
SouthTrust:

http://132.200.33.161/nicSearch/servlet/NICServlet?REQ=TOPBHC&$ITEM$=FIN&MODE=ATTR&al_idrssd=1079441&al_date=20020930

SouthTrust is the 19th largest bank in the nation, with $49.7 billion
in assets, all based within the United States. It also operates 744
branches. Its headquarters are at 420 North 20th Street in Birmingham.
The address you give belongs to their Second Avenue North Offices:

http://southtrust.infonow.net/bin/findNow?LIST_LIST_KEY=s2-10395422010004832959&CLIENT_ID=SOUTH_TRUST_BRANCH&PAGE=Drill.html&FEATURE_NUMBER=2

Is it solvent? It certainly seems that way. In the most recent quarter
they reported income from interest totaling $2.02 billion, and net
income of $432.9 million. In addition, they have about $28.9 billion
in deposit liabilities, with only a little over $3 billion in time
deposits falling due in less than one year.  With almost $50 billion
in total assets and $1.1 billion in hard cash, SouthTrust seems
healthy and solvent.

Best thing would be to purchase a Dun and Bradstreet report from -

http://www.dnb.com/local_home/local_home_US/

thanks,
ragingacademic