As an Oregonian, I can speak to the Oregon Health system. It's
certainly not all-encompassing. Just about any low-income child who
isn't already covered by insurance can be covered through the state;
this includes prenatal care for qualifying mothers. The troubles with
our system are many, though.
First, you have to be *incredibly* poor to qualify. You basically
cannot work and be on the Oregon Health Care Plan.
If you work, but earn very, very little, you can qualify for FHIAP,
which is government subsidized health care. Depending upon what you
earn, you can have as much as 90% of your insurance premium paid by
the state (or as little as 70%, I believe). Trouble is, only a handful
of insurance companies will work with the state, and many of the plans
are not truly affordable. Therefore, you can qualify for a 90%
subsidy, but *STILL* end up not being able to afford health insurance.
And of course, you can wait for up to 2+ years just in order to get an
application sent to you, since the state can only afford to cover so
many people.
If what you're' looking for is a successful state-run health care
plan, Oregon is not the place to look. Most people fall through the
cracks. The plan does cover poor children modestly well...that's about
the only positive thing I can think about the plan(s). |