My wife and I are looking for affordable group health insurance plans
in Central New Jersey, but don't know which "group" to join. What
groups, associations, clubs, etc. in NJ can we join that have group
health insurance plans? Groups should be fairly easy to join, and
association fees should be low enough to make it worthwhile. I'm
hoping to pay $500/month or less for both of us, for group insurance
and any association fees. We want medical only, no dental, no vision.

More info:

Central New Jersey is roughly the Princeton/Trenton/New Brunswick
area.

We're in our 30's, in good health, and are currently in an individual
HMO policy paying $585/month for both + $30 co-pays, for medical only.

I'm self-employed in Information Technology, and she's not employed.
I've looked into getting a group plan for my company, but all
insurance companies seem to require 2 employees, and there's just me,
with not enough work to take on others (not even my wife) as
employees. PEOs charge high monthly rates to join in order to get into
their group health plans.

Our alma maters don't offer group health insurance.

Hi there!

Our search returned the following results:

Here is an extensive list of associations offering group health
insurance. Although they are mainly named for "craftspeople" of
various types you are probably still eligible to take advantage of
their benefits:
http://www.craftsreport.com/resources/insurance.html

Here is a link-page of group insurance policies:
http://www.insurecentral.com/bus_heal.html

The Graphic Artists Guild offers several group health insurance plans
to member..you can join as an associate member if less than half your
income comes from graphic arts and still enjoy the benefits of the
guild:
http://www.gag.org/benefits/health.html

Here is an informative FAQ on the ins and outs of group health
insurance that you will probably find interesting:
http://www.insure.com/business/grouphealth/faq/index.html

An alternative to group health insurance is the MSA; read more about
it and how it could be beneficial to you here:
http://webmd.lycos.com/question_and_answer/article/1691.50242

While there may not be a multitude of openly-advertised group health
insurance options for someone in your position online, many
organizations that do offer such a benefit have no web presence. A
simple look through a local list of associations could be of great
help.

Good luck in your insurance hunt!

answerguru-ga

I know I asked a difficult question, because I've been trying to
answer it myself for a while. I've seen more thorough answers and
links (to other questions), but it's good enough. I'll have to follow
up on the links and advice provided, which look promising. Thanks!

It's worth a few moments to check out www.ehealthinsurance.com

I have searched around on the site and found some fantastic rates,
both for personal and small business group insurance.

Have you checked out your local Chamber of Commerce?  Quite often they
have info on several group plans that entrepeneurs can join.