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Q: Setting up an E-Commerce website ( Answered,   0 Comments )
Question  
Subject: Setting up an E-Commerce website
Category: Computers > Internet
Asked by: davidscreations-ga
List Price: $20.00
Posted: 02 Mar 2003 22:22 PST
Expires: 01 Apr 2003 22:22 PST
Question ID: 169870
I would like some information about credit card authentication options
to be used in an e-commerce website.  I want the site to be
professional, so services like PayPal are out of the question.  The
only e-commerce software I have heard about is Miva Merchant, but I do
not know anything about it, or how complex it is to use.  What are
commonly used products or services for setting up e-commerce websites,
and how much do they cost to implimnet?
Answer  
Subject: Re: Setting up an E-Commerce website
Answered By: jbf777-ga on 03 Mar 2003 11:38 PST
 
Hello -

This answer is not finished until you're satisfied with it.  If you
need any additional information/clarification, please ask before
rating this answer.  Thank you for your understanding.

There are very many credit card processing services on the net.  The
following is a sampling.  I would highly recommend using the search
strategy at the end of this answer to see many more options.

Each company's setup will be different, so you'll have to work with
them on how to interface their services into your website.  I
encourage you to visit these sites directly to get more information.


Authorize.net
http://www.mbankcard.com/

"AuthorizeNet is a powerful Internet based software tool that begins
by simulating the behavior of a standard credit card authorization
terminal in a secure, real-time environment. In addition, it includes
a powerful set of automation and reporting capabilities that bring
time and money savings to a merchant. With AuthorizeNet WEB Link a
merchant is able to automatically accept, authorize and process credit
cards and check orders directly from their WEB site. This product is
used worldwide by merchants as the commerce tool of choice."

No Application fee, No Setup fee, No leases or long term commitments.

Gateway Fee: $20.00. This is a recurring monthly access fee for the
secure server, that allows the secure transaction to take place.

Merchant Accounts Fees: 2.25%, 29 cents per transaction and a $10.00
monthly Statement/Customer service fee.

====

PayNet Systems
http://www.paynetsystems.com/html/internet.html

Lowest Price Guarantee: We guarantee to have the lowest prices on
credit card processing equipment. If you obtain a merchant account
with Paynet Systems and find lower equipment prices, let us know and
we will gladly meet the price.

Satisfaction Guaranteed: We stand behind our services; If for any
reason you are not satisfied, you may cancel at any time, penalty
free.

Fees
Click on each for detailed description

If you are processing over $25,000 in monthly volume please call for
special rates.
Discount Rate: 2.3%
Statement Fee: $10.00
Transaction Fee: $0.25
Batch Header Fee: None
Application Fee: None
Monthly Minimum: None
  
====

ccTransact
http://www.cctransact.com/

"*  At ccTransAct we accept merchants from anywhere on earth, as long
as you have the proper structure in place.  Give us a call and we will
help you select the best package for your business needs.
       
* ccTransAct is one of the world's leading E-Commerce solutions
companies, providing one-stop services to enable businesses to trade
successfully online.
       
* ccTransAct's services range from entry level store-builder and
secure online payment processing solutions, to high-end,
multi-currency transaction processing systems for larger organizations
with an established web presence.
       
* ccTransAct's solutions for Small and Medium sized organizations help
companies get online easily, swiftly and securely. All products are
available as part of a package or on a standalone basis."

Comprehensive rates are here:
http://www.cctransact.com/usmerchants/index.html

====

Echo Inc.
http://www.echo-inc.com/

$99 Setup / $19.95 per month
(except ECHOtel)

Discount Rate:  2.04% - 2.54%*
Transaction Fee: $0.30 
AVS (Address Verification): No Charge***
Chargeback Processing Fee: No Charge (for the first five chargebacks
per month) $5.00 for each one over the 5 per month limit.
Merchant America Fee: $19.95 per month (when active)**
Gateway Access: No Charge
Real-Time Software License: No Charge
Installation Fee: $99.00  
Statement Fee: No Charge

====

Total Merchant Services
http://www.merchant-account-4u.com/

"Understanding  merchant accounts can be difficult especially if you
are new to credit card processing.  We have  taken the entire subject
of merchant accounts and broken it down into easy to understand
sections that pertain to your business type. If you need to process
credit cards over the internet we offer merchant accounts with
ecommerce solutions such as shopping carts, hosting and internet
gateway systems that will allow you to operate an online store easily
and effectively 24-7. If you need to accept credit cards with a retail
business we have excellent pricing and 24 hour free replacement
service on all major brands of credit card terminals. If you have a
mail order business processing credit cards is easy with our Windows
based PC Charge credit card processing software with advanced features
like customizable data base and recurring billing so the you can
easily charge your customers credit cards when ever their payment is
due with one simple step."

Internet, Mail/Phone Order (MO/TO)    2.29%

Per Transaction: 30 Cents
Monthly Statement Fee: $10 Per Month  

====

Arvic [Canada]

"Arvic Secure enables you to instantly transact online orders through
your web site, or process credit card payments over the phone straight
into your business's bank accounts.

Arvic Secure is your online "Point of Sale" machine, that securely
forwards your customer's credit card information to your Credit Card
Company for processing into your business Merchant Accounts.

Many banks have turned down businesses from setting up Merchant
Accounts because of the great risk in transferring credit card numbers
online, because of the storing and saving of that information. So,
appease your bank by using Arvic Secure, because you NEVER store or
save credit card information during this process."

Basic Package: (150.00 + 10.50 gst)

$160.50

Deluxe Package: (200.00 + 14.00 gst)
You save $107.00 on the price of the DELUXE shopping cart.

$214.00

Software license Included

Site Inspection Included

====

Compare Vendors with BuyerZone

http://www.buyerzone.com/finance/credit_merchants/qz_questions_45.jhtml?_requestid=15322


Search Strategy:
credit card processing
merchant accounts
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