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Q: Secured credit card from major Banks ( Answered 5 out of 5 stars,   0 Comments )
Question  
Subject: Secured credit card from major Banks
Category: Business and Money > Finance
Asked by: precious11-ga
List Price: $10.00
Posted: 14 Mar 2003 06:12 PST
Expires: 13 Apr 2003 07:12 PDT
Question ID: 176063
I have determined that the best way to quickly re-establish my credit
is via secured credit cards.  Can you locate major national banks that
offer secure credit cards such as Bank of America, Capital One e.t.c. 
Pls provide web add and phone numbers.
Thanks
Answer  
Subject: Re: Secured credit card from major Banks
Answered By: thx1138-ga on 14 Mar 2003 08:24 PST
Rated:5 out of 5 stars
 
Hello precious11 and thank you for your question.

Please find below a list of companies who offer secured credit cards. 
I have also included some extra information which might be useful to
you when choosing your credit card company.

"Where can I find companies that offer secured credit cards?
On the Internet, you can find a current list of secured credit cards
online at Bankrate.com (www.bankrate.com ) and Card Locator
(www.cardlocator.com)."
http://www.consumer-action.org/English/library/credit_cards/2002_Secured_CreditCard/Secured_CreditCard_Q&A.php

===========================

The list:

Amalgamated Bank of Chicago   
800-723-0303 

"For more information on the Amalgamated credit cards visit
www.aboc.com or call 1-800-365-6565."
http://www.cardweb.com/cardtrak/news/2001/september/20a.html

---------------------------

Bank of America, NA   
800-678-2632 

http://www.bankofamerica.com/creditcards/index.cfm?template=cc_secured

---------------------------

Washington Mutual Bank   
800-382-3334 

"To apply, visit your nearest Washington Mutual financial center or
call 1.800.649.4090."
http://www.wamu.com/clending/creditCards.jsp

---------------------------

Evans National Bank   
716-549-1000 

"Evans National Bank offers Fixed and Variable rate VISAŽ Classic and
VISAŽ Gold Cards. Since all credit decisions are made internally, we
can offer fast approval."
http://www.evansnationalbank.com/cservices.html
"For more information on Evans National Bank's CASH MANAGER, contact
our Cash Manager Specialists at (716) 549-1000 or email us at
easenet@evansnational.com."
http://www.evansnationalbank.com/index.php3

--------------------------

Wells Fargo Bank   
800-642-4720 

"5.9% Introductory APR on purchases for six months. If you have no
credit history or have been turned down for credit in the past, this
card is a great first step toward building a good credit history"
http://www.wellsfargo.com/credit_cards/select_card/

--------------------------

American Pacific Bank   
800-610-1201 

"Set your own credit limit, beginning as low as $300 for personal
accounts and $1,000 for business accounts. You may increase your limit
up to $15,000 simply by sending additional deposits of $100 or more."
http://www.apbank.com/021_scc.html

--------------------------

Union Plus/Household Bank   
800-651-5108 

"The Union Plus Secured Credit Card offers an opportunity to establish
or re-establish a clean credit record - and it's a better deal than
other secured credit cards, which often charge high annual and other
fees."
http://www.unionpriv.org/benefits/money/card_secured.cfm

-------------------------

HSBC Bank USA   
800-975-4722 

"Call toll free.
To apply for a loan or
credit card call
1-800-975-HSBC (4722)"
http://us.hsbc.com/personal/cards/apply.asp

-------------------------

Plains Commerce Bank   
605-948-2344 

Fixed Annual Percentage Rate of 19.8% 
Personal Service 
Worldwide Acceptance 
Online Payment Option 
4.60% Annual Percentage Yield paid on Savings 

888-203-1410 (Toll Free) 
http://www.plainscommerce.com/personalbanking/creditcards.html

-------------------------
First National Bank of Marin   
702-269-1100 

"Do you have less than perfect credit? Get the credit you deserve with
guaranteed approval.* Please carefully complete the form below and
click SUBMIT APPLICATION when completed."
https://fnbmarin.marincard.com/

-------------------------

First PREMIER Bank   
800-987-5521 

Finding the Secured credit card information proved difficult on this
site, however, you can contact the credit card department here:
"24-Hour Credit Card Customer Service (800) 987-5521"
http://www.firstpremier.com/bankcard/locations/locations.html

-------------------------

Bank of Smithtown   
631-360-9300 

Again the correct information was difficult to find however, contact
details are here:
http://www.bankofsmithtownonline.com/site/frame_set/personal.html

-------------------------

Sovereign Bank   
877-SOV-BANK 

"call 1-877-SOV-BANK "
http://www.sovereignbank.com/retail/loans/creditcard/

-------------------------

TrustCo Bank   
518-377-3311 

"SECURED MASTERCARD  

Establish credit. 
Credit card convenience. 
As little as $500, up to $5,000."
http://www.trustcobank.com/creditcards.htm

NOTE: The information above was compiled using :
http://www.bankrate.com/brm/rate/cc_ratehome.asp?web=brm&state=US&prodtype=cc&R1=1&card_type=Secured&card_class=All&max_recs=50

and the individual company websites.

-------------------------

"Secured Credit Cards comparison"
http://www.secured-credit-cards-now.com/secured-credit-cards/secured-credit-cards-comparison.htm

--------------------------

"10 questions to ask before getting a secured credit card"
http://www.bankrate.com/brm/news/cc/19990823.asp

--------------------------

"Listing Of The Best Secured Credit Cards..
Aspire Visa Columbus B&T 1-800-816-8102
American Pacific Bank 1-800-610-1201
Amalgamated Card Svc 1-800-723-0303
Associates Secured Visa 1-800-884-1832
Banco Popular 1-888-276-0444
Bank Of America 1-800-678-2632
Bank Of Louisiana 1-800-666-6737
Bank Of Smithtown 1-631-360-9300 (metro NY only)
California Commerce Bank 1-800-222-1234
Capitol One 1-888-270-4298
Chase Manhattan Bank 1-800-482-4273
Citibank 1-800-950-5114
Cross Country Bank 1-561-982-9111/1-800-252-1159
Elan Secured Card 1-800-558-3424
Evans National Bank 1-716-549-1000 (regional NY area)
First National Bank Of Marin 1-800-752-5493/702-269-1100
First Merit Financial 1-888-554-4362
First National Bank Of South Dakota 1-800-658-3660
First Premier Bank 1-800-987-5521
FreedomCardUsa.com 1-888-447-8766
HSBC Bank 1-800-962-7463/800-975-4722
Marine Midland Bank 1-800-962-7463
Orchard Bank 1-800-771-7339
People's Bank 1-800-426-1114
Plains Commerce Bank 1-605-948-2344
Sovereign Bank 1-877-SOV-BANK
Trustco Bank 1-518-377-3311
Union Plus/Household Bank 1-800-651-5108
United Bank Of Philadelphia 1-800-257-2095
Washington Mutual Bank 1-800-382-3334
Wells Fargo Bank 1-800-610-1201
Zions Bancorp 1-800-789-2265"
http://www.hawkseyeenterprises.com/wsnBFFE.html

Thank you for your question and if you have any questions regarding my
answer, please do not hesitate to ask for clarification.

Best regards

THX1138

Search strategy included:
"secured credit card providers" 
://www.google.com/search?hl=en&lr=&ie=ISO-8859-1&as_qdr=all&q=+%22secured+credit+card+providers%22+
precious11-ga rated this answer:5 out of 5 stars
Thanks a million

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