How long does information stay on a credit report?  Is it different
for 'good' information and adverse information?

Hi lolomn763:

Thanks for the question. :-)

The short answer is that "bad" information stays on your credit report
for 7 years (in most cases), while "good" information stays
indefinitely.

The following page has a very nice table with the various lengths of
stay.

How Long Does It Stay On my Credit Report?
URL: http://onestopcreditreport.com/how_long_on_my_credit_report/

Some other pages which back this information up are:

How Long Do Negative Credit Items Appear On My Credit Report
URL: http://www.mycreditcheck.com/howlong.asp

How Long Negative Items On Your Credit Report Take To Cycle Off
URL: http://www.freecreditreportonline.info/credit-report-cycle-off-period.htm


I hope this information helps with your research.                 
                 
If you need any clarification of the information I have provided,
please ask using the clarification feature and provide me with
additional details as to what you are looking for. As well, please
allow me to provide you with clarification(s) *before* you rate this
answer.
                 
Thank you.                  
                 
websearcher-ga                  
                 
                 
Search Strategy (on Google):                
 
"credit report" "how long"

Thanks for the quick answer.  The websites you referred me to are
exactly what I was looking for!

It may also depend upon the state in which you live. In New York, for
instance, certain derogatory credit will "fall off" your report sooner
if you pay it off, than if not.

Regards,
luciaphile-ga

Hi lolomn763:

Thanks for the generous tip. I'm glad I was able to help. :-)

websearcher-ga