I need a list of things (10 or so) that one needs a home address to
have access to.  Like bank accounts, insurance, whatever.

Hello.

Here are ten examples of things that require a home address:

1) Library Card
Example: "Proof of home address is required"
Fairfax County Library
http://www.co.fairfax.va.us/library/libcard.htm

2) Driver's License
Example: " A PO Box may not be used for a residence address"
State of Montana: Driving
http://doj.state.mt.us/driving/evidencemontaresidency.pdf

3) Voter Registration
Example: "Your complete residence address - not a post office box"
California League of Women Voters
http://ca.lwv.org/lwvc/edfund/voterreg/r3reg.html

4) Credit Card
Example: "Home Address ... (No P.O. Boxes)"
Automotive Web Visa:
http://www.automotiveengine.com/cc_appl.htm

5) Business License
Example: "Address Residence: (No PO Boxes) "
City of Santa Maria - Business License Application
http://www.ci.santa-maria.ca.us/3101-BusinessLicense.pdf

6) Marriage License
Example: "Complete address (no P.O. boxes)"
Kalamazoo County - Marriage Licenses
http://www.kalcounty.com/clerk/marriage_licenses.htm

7) Credit Union Membership
Example: "HOME ADDRESS (NO PO BOXES)"
Mayo Clinic Employees Credit Union
http://www.mayocreditunion.org/employees/mc3518-58.pdf

8) Youth Soccer League Membership
Example: "Home Address (no P.O. Boxes, please)"
Madison County Soccer Registration
http://web.eku.edu/mcysa/mcysafall2003application.pdf

9) Individual Retirement Account (IRA)
Example: "Permanent Street Address (required information — no PO boxes)"
Brown Co. IRA Application
https://www.brownco3.com/downloads/brownco/BCO4023-01-02.pdf

10) Pet License
Example: "Address...  (No P.O. Boxes allowed)"
Frederick County - Animal License Application
http://www.co.frederick.md.us/AnimalControl/licenseapp.asp


search strategy:
"home address required"
"address required"
"No P.O. Boxes"

I hope this helps.