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Subject:
Car Insurance
Category: Miscellaneous Asked by: mandar-ga List Price: $5.00 |
Posted:
22 Apr 2002 09:48 PDT
Expires: 29 Apr 2002 09:48 PDT Question ID: 2648 |
How do I find car insurance cheap enough with 2 speeding tickets ?? |
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Subject:
Re: Car Insurance
Answered By: skis4jc-ga on 22 Apr 2002 17:57 PDT |
Dear Mandar, For the best rates on car insurance you need to at least know your: Vehicle Identification Number (VIN) Type of coverage you want/need Model of car Make of car State license information Car Registration Number Drivers License number Once you have gathered all relevant information, plug the information in at any of the following sites to get comparative quotes from hundreds of different insurance companies at sites like: Netquote - Insurance Quotes https://www1.netquote.com/Auto1_5/A_Getting_Started.cfm?Status=FY Auto Insurance - Quotes and Overview http://www.insurance.com/insurance_options/auto/auto_index.asp Also helpful if you still have questions: Guide to Auto Insurance http://www.carbuyingtips.com/insurance.htm In your case, because you have 2 speeding tickets, it is recommended that you: 1. Don't get any more speeding tickets. Because of your tickets you are not going to find "cheap" insurance. 2. Go to your county Clerk's office and request an official copy of your driving record, then double check it to make sure it's accurate as that is one of the things that insurance companies use to determine how much your car insurance will cost. Search terms used: car insurance buying auto insurance Thank you and Good Luck! Best Regards, Skis4jc |
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Subject:
Re: Car Insurance
From: thx1138-ga on 22 Apr 2002 10:04 PDT |
Are you in the USA or UK or ? |
Subject:
Re: Car Insurance
From: mandar-ga on 22 Apr 2002 10:20 PDT |
In the US, San Jose to br precise !! |
Subject:
Re: Car Insurance
From: mg-ga on 22 Apr 2002 10:24 PDT |
The insurance companies offer lower rates to drivers with clean records. They make their money from insuring drivers whom, statistically, won't need the insurance. With two tickets, you pose a greater risk for accident. To lower your insurance, obviously, don't get any more tickets. A good resource for fighting and avoiding tickets is provided by the National Motorists Association (http://www.motorists.com/info/speeding_tickets.html). There are plenty more resources available on the Internet and dozens of books published about fighting speeding tickets. You should always fight your tickets, because even if you are caught dead to rights, there is a good chance you can get off the hook. To negate the two tickets already on your license you can go to a driving school and take a defensive driving course. Talk to your insurance agent and weigh the cost between the price of the course and the discount you'll get on your insurance, it should work out in your favor, especially in the long run. Lastly, the larger, natione-wide insurance companies (Geico, State Farm) make their money off insuring only motorists least likely to get into accidents. Try a local insurance company (try the phonebook). They will all likely have laxer policies and cheaper rates, but obviously, will provide fewer services. |
Subject:
Re: Car Insurance
From: mandar-ga on 22 Apr 2002 10:28 PDT |
In the US, San Jose to br precise !! |
Subject:
Re: Car Insurance
From: mandar-ga on 22 Apr 2002 10:41 PDT |
In the US, San Jose to br precise !! |
Subject:
Re: Car Insurance
From: tdisessa-ga on 22 Apr 2002 12:39 PDT |
http://www.quotesmith.com offers regional and national automobile insurance in CA. Thay have about have a dozen "non-standard" carriers quoting live on their site. Non-standard refers to business that the standard companies, like GEICO and State Farm, won't accept. Non-standard companies like that will accept up to 5 major violations(DUIs, at-fault accidents, etc.) and typically more minor violations, like speeding. And, if you don't qualify for any non-standard company plans (with which I'm sure you shouldn't have a problem), there is a an Assigned Risk Pool in every state for high risk drivers. This pool is state run and quotes almost everyone, but at a very high price. You can look up their contact information at your state's website, under their department of insurance. |
Subject:
Re: Car Insurance
From: mvguy-ga on 22 Apr 2002 16:31 PDT |
Along the lines of what tdisessa-ga said, I suggest performing a Google search for "compare car insurance rates" (without the quote marks). You'll find a number of sites that let you compare rates from competing companies. You could also go to a good independent agent, one that offers policies from more than one company. A good agent will try to get you the best deal, regardless of which company it comes from. |
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