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Q: i want to get more credit card offers ( No Answer,   8 Comments )
Question  
Subject: i want to get more credit card offers
Category: Business and Money
Asked by: beatle-ga
List Price: $3.00
Posted: 31 Dec 2003 09:29 PST
Expires: 30 Jan 2004 09:29 PST
Question ID: 291827
I'm looking for a new credit card, and I moved about 3 months ago, so
the companies don't send very many offers to my current address.
What's a good way of getting them to send me more offers, without
appearing like someone who's desperate for credit (and therefore
doesn't deserve a low interest rate)?
Answer  
There is no answer at this time.

Comments  
Subject: Re: i want to get more credit card offers
From: tehuti-ga on 31 Dec 2003 12:15 PST
 
What about checking out web sites that offer comparisons of different
cards in order to find the best rates?  For example:
http://www.creditcardcatalog.com/
Subject: Re: i want to get more credit card offers
From: probonopublico-ga on 31 Dec 2003 12:35 PST
 
Wow!

Where do you live?

Here in the UK, new offers are popping up every day.

Why not try ebay?

They often have adverts running along the top of MyEbay but, of
course, that's in the UK.

Best of luck!
Subject: Re: i want to get more credit card offers
From: aht-ga on 31 Dec 2003 12:41 PST
 
beatle-ga:

In addition to tehuti-ga's suggestion, you can also go directly to the
two largest credit card issuers in the US (assuming you are in the
US), and apply directly:

MBNA WorldPoints Platinum Plus (no fee, 11.99% fixed APR on purchases/transfers)
https://wwwa.applyonlinenow.com/USapp/Ctl/redirect?CV_sourceCode=F8SN&CV_MC=A000000XPH
CapitalOne Visa Platinum (no fee, 8.9% fixed APR on purchases/transfers)
http://apply2.capitalone.com/7968/13-719/index.jsp?c=CardProd&s=07968013719XXCO11XX1PLATINUMXX&t=ad

You can probably get better offers, but if you are in a hurry,
applying for either one will get you onto the mailing lists for these
two companies.

If neither of these is good enough for you, and you really do want to
be inundated with mail offers, please note that both of these
companies have affinity programs with just about every single
association and group out there. If you've updated your address with
any associations or groups that you belong to, you should be getting
those unsolicited offers soon... and wishing that they'd stop! :)

aht-ga
Google Answers Researcher
Subject: Re: i want to get more credit card offers
From: probonopublico-ga on 31 Dec 2003 12:43 PST
 
I now see that there are 3 'sponsored links' running along the top of
this very page!

However, they all link into UK sites:

www.moneysupermarket.com

www.morganstanley.com/cards

www.shopsonthenet.com/cards

If you are not in the UK, I assume that you may have a different
selection of sponsored links.

If you are in America ... Burgers & Coke

If you are in Germany ... Sauerkraut

If you are in Russia .... Vodka
Subject: Re: i want to get more credit card offers
From: aht-ga on 31 Dec 2003 12:44 PST
 
beatle-ga:

Sorry, one more method that I should mention. Go to the Publishers
Clearing House website ( http://www.pch.com ) and set up an account.
Make sure you check the box to give PCH permission to share your
contact info with their partners, and you will start getting more junk
mail (including credit card offers) than you will know what to do
with.
Subject: Re: i want to get more credit card offers
From: aceresearcher-ga on 31 Dec 2003 13:18 PST
 
Welcome back, beatle!

You will want to review the online credit card possibilities first and
then select one or two to which you'd like to apply. Every time you
apply for a credit card, your credit rating will take a hit.
Additionally, if your credit record shows 5 or 6 companies accessing
it within a very short time, subsequent companies will probably figure
that you're desperately trying to obtain credit with the intent to run
up a big bill, and will likely decline your request for credit.

Best wishes,

ace
Subject: Re: i want to get more credit card offers
From: aditya2k-ga on 01 Jan 2004 17:32 PST
 
www.lowermybills.com
Subject: Re: i want to get more credit card offers
From: peetko-ga on 08 Jan 2004 20:16 PST
 
It sounds like you're asking for trouble. Instead of searching for the
lowest rate, focus your attention on paying off your balance at the
end of EVERY billing period. DO NOT permit a balance to carry over to
the next month. To do so may result in the rate jumping up to 20 or
30%.

If you can't pay off your balance every billing period, then don't buy
the stuff. That's how so many people drive themselves to bankruptcy.

Peter Rosko
Professor of Finance
University of Minnesota

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