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Q: Credit Card --- Stored Value / Prepaid ( No Answer,   2 Comments )
Subject: Credit Card --- Stored Value / Prepaid
Category: Family and Home > Families
Asked by: nronronronro-ga
List Price: $5.00
Posted: 18 Jan 2004 14:16 PST
Expires: 17 Feb 2004 14:16 PST
Question ID: 297756
Hi There !

All the big banks have instituted stored value or prepaid cards.
These are not credit cards;  you "pre-load" them with cash money.
When that money is gone, the card is "dead."

This would be useful---one could give this card to a relative without
worrying that the end-of-month bill could be excessive.  When the 
allotted money is gone, the card shuts down.

But here is the catch:  most of these banks charge a $50 annual fee.
Some even charge to load the money onto the card !

In other words, they are charging you to hold your money.  :-)

A 5-star answer would be one of these cards that does not charge
an annual fee.

All comments greatly appreciated !
There is no answer at this time.

Subject: Re: Credit Card --- Stored Value / Prepaid
From: tisme-ga on 18 Jan 2004 14:38 PST
Gift Cards - Mastercard
1. Go to 
2. Click Find a Card
3. Click Gift and Prepaid Cards
4. Click Sort List By and select purchase fee. Also try monthly fee
(the first one for example you pay $6 for and there are no annual
fees, the third one has a $3 purchase fee and is reloadable.

Gift Cards - Visa
1. Select English - USA (assuming you are from US)
2. Click Cards
3. Have a look at under Prepaid Cards / Visa Gift Card. Click Apply
now and look for a location in your area that would get you the best

Subject: Re: Credit Card --- Stored Value / Prepaid
From: nronronronro-ga on 18 Jan 2004 14:47 PST

Tis a great answer !   Please post so I can pay you.


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