Hello dracmar~
Much of the anti-ID theft software out there is pretty standard fare.
(Not that this is a bad thing; whatever works...) And some of the
anti-theft technology out there is almost James Bond style. Here's a
rundown of some of the more popular technology available.
* American Management Systems of Fairfax, Virginia, creates
Identicate, which helps banks authenticate new online customers by
asking them identification questions. This system looks at multiple
databases ?to retrieve information that can be used to ask questions
specific to the applicant. It generates questions that only that
individual should be able to answer, evaluates those answers, and then
produces a normalized score for inclusion in the decision analysis.?
This is much more than your usual ?mother?s maiden name? and ?place of
birth? security questions. (?Battling ID Theft, Lenders Mobilize Old
Friends with New Technologies? by Christine Pratt, Bank Systems &
Technologies Online,
http://www.banktech.com/story/BSTeNews/BNK20030428S0001 ) (www.ams.com
)
* LexisNexis Group (with the American Bankers Association) developed
InstantID. This looks at multiple data sources (including public
records) and return results to the bank or other institution.
(www.lexisnexis.com )
* Bankers Systems, Inc., offers a something called IDFlag, which
provides validation, verification and risk detection for banks.
(www.bankerssystems.com )
* ID Analytics, Inc. has designed a ?scoring model? known as ID
Score, which is based on ?graph-theoretic anomaly detection.? In other
words, it applies ?advanced pattern recognition analytics that detect
fraud at the point of application and prevent it before it happens.?
It is meant to supplement things like Identicate. (www.idanalytics.com
)
* Computerized Wallet Security LLC, of Higley, AZ creates Wallet
Secure, software that makes it easier for the average Joe to stop
identity theft if their wallet has been lost or stolen. (
www.walletsecure.com/index.htm )
* Identix Corp., of Minnetonka, Minn is ?a provider of biometric
identification software to the government.? Specifically, they create
fingerprint scanners and software that allows other software (like
Windows) to be accessed only with fingerprints and the like. (?New
Technologies Will Help Thwart ID Theft,? ClariNews,
http://quickstart.clari.net/qs_se/webnews/wed/am/Uus-idprotection.RbPf_DO1.html
) ( www.identix.com/ )
* Nuance Communications Inc., of Menlo Park, CA, creates technology
that enables over?the?phone voiceprints. (www.nuance.com )
* CYA Technologies, of Trumbull, Conn., created ID theft prevention
software that leans toward the more traditional firewalls and such.
(?New Technologies Will Help Thwart ID Theft,? ClariNews,
http://quickstart.clari.net/qs_se/webnews/wed/am/Uus-idprotection.RbPf_DO1.html
) (www.cya.com )
* InkSure developed a ?smart ink? that incorporates chemical markers
onto things such as transportation tickets (?New Technologies Will
Help Thwart ID Theft,? ClariNews,
http://quickstart.clari.net/qs_se/webnews/wed/am/Uus-idprotection.RbPf_DO1.html
) ( www.inksure.com )
* Symantec creates not just anti?virus software, but privacy
protection software, too. Products include Client Security and
Internet Security, (?Symantec Warns of Blended Security Threats? by
David Legard, PC World,
http://www.pcworld.com/news/article/0,aid,94383,00.asp ) (
www.symantec.com )
* McAfee, better known for anti-virus protection, also creates
privacy software that prevents hijackers, key-loggers, and such (
http://us.mcafee.com )
Other software makers have followed Symantec and McAfee?s example,
sometimes even out-doing them:
* Robin Hood Software Ltd., of England makes privacy software, called
Evidence Eliminator, which (among other things) cleans hard drives of
spyware and material that hackers might be after. (
http://www.evidence-eliminator.com ;
http://www.evidenceeliminator-download.com/ )
* Zero-Knowledge, of Montreal, Canada, creates privacy software that
prevents tracking of online surfing, protections against spyware, and
otherwise makes the user anonymous on the Internet.
(http://www2.zeroknowledge.com ;
http://www.freedom.net/aboutus/index.html )
* Smart Protector creates privacy software that allows Internet
anonymity, true erasing of files, and detection of trackers. (
http://www.smartprotector.com )
* Privacy Software Corp., as their name implies, makes privacy
software, including those designed to completely secure computers and
disk cleaning. ( http://www.nsclean.com )
* X-Block, creates privacy software that detects spyware and detects
?snoopers.? ( http://www.xblock.com )
* Zix Corporations creates privacy software ( http://www.zixcorp.com )
? LSoftTechnologies, Inc., makes privacy software designed to fully
erase ( http://www.killdisk.com/contacts.htm )
As for Microsoft (who is often in the news with regard to security
issues because more people use their software than perhaps any other),
they plan to include ?security packs? in the mid-2004 releases of
Windows XP and Windows Server. These packs will include ?improvements
to the Internet Connection Firewall, safer e-mail and instant
messaging, more secure Internet browsing and improved memory
protection so that worm writers can't write in buffer overruns.? In
Windows XP, there will be ?closer inspection of ActiveX controls and
sandbox them so Web sites have a harder time feeding malicious content
to the browser.? For large companies, the Windows Server will include
?inspection technologies designed to secure the perimeters around
corporate networks. Microsoft will hone in on malicious e-mail viruses
and worms that scan ports on the Internet, malicious Web content and
buffer overruns.? Microsoft also wants easier patches, with its SUS
2.0, which will be free to all Microsoft customers. It ?will provide
more automation and give customers and partners a corporate patch
deployment server and service for managing all OS and application
patches.? (?Ballmer Calls Security Crisis "Defining Moment" For
Microsoft? by Paula Rooney & Barbara Darrow, Tech Web,
http://content.techweb.com/wire/story/TWB20031009S0009 )
All this technology is fascinating and helpful, but most of it targets
criminals who attack while you're online.Yet The National Fraud Center
says that most identity theft occurs offline, so the old-fashioned
ways of preventing ID theft are still important. ("ID Theft Most
Common Offline, Experts Say" by Clare Saliba, Ecommerce Times,
http://www.ecommercetimes.com/perl/story/4675.html ) For tips on
preventing ID theft without technology, see My ID Fix's tips for
preventing ID theft:
http://www.myidfix.com/preventing-identity-theft.htm
Regards,
Kriswrite
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