How many checking accounts are there in the US? Alternatively, what is
the average number of checking accounts owned on average per US
household?

According to a Pacific Business News article dated September 6, 2002,
there are 195 million active checking accounts and 105 million credit
card accounts in the U.S.

Source: American City Business Journals Inc.
http://pacific.bizjournals.com/pacific/stories/2002/09/09/story3.html



From the Federal Reserve Bulletin January 2003:

Families without a Checking Account (page 10)
?12.7 percent of households did not have a checking account.?

Source: Federal Reserve
http://www.federalreserve.gov/pubs/oss/oss2/2001/bull0103.pdf



Almost every adult in the U.S. has at least one checking account.
Source: Harland printed products, a division of the John H. Harland Co., Atlanta
http://buy.cuna.org/download/csa_harland.pdf



Total Households in US 105 MM
? without checking account 13%
? without credit card 32%
Sources: US Census Bureau, Survey of Consumer Finance, Stephens Inc.,
Dealer Business
http://www.benico.com/Presentations/ecp2.pdf



From the March/April 2002 NCL Bulletin:

?Only about one in five teens report having a checking account.?
Source: National Consumers League survey by Opinion Research Corporation 
http://www.nclnet.org/moneyandcredit/teens.htm



?75 Million Women Have Checking Accounts?

Source: Women and Banking 
PUBLISHED BY: Simmons Market Research Bureau/ MarketResearch.com 
http://www.marketresearch.com/map/prod/546209.html



From the Atlanta Business Chronicle
June 21, 2002

?Approximately 10 million, or 9.5 percent, of U.S. households lack a
checking account, according to the Federal Reserve Bank's 1998 Survey
of Consumer Finances.?
Atlanta Business Chronicle
http://www.bizjournals.com/atlanta/stories/2002/06/24/focus12.html 



200 million Americans have checking accounts

Today, more than ever, checks remain an important payment method.
Check volume is increasing by 1.5 billion per year and is estimated to
increase until 2025. Industry statistics show 200 million Americans
have checking accounts and around 84% use checks as their primary
method of payment, writing over 69 billion checks annually.
http://www.xpresschex.com/MerchantServices.htm


Additional information that may interest you:


The Harland Report March 2002 (20 pages)
A Report of Consumer Checking Account Preferences throughout the U.S.
By Tony Ward-Smith and Fred Ringenburg 

?Harland commissioned the Seattle-based consulting team of Ward-Smith
& Ringenburg to conduct a comprehensive, nationwide study of consumer
checking account preferences.?

Download this publication here:
http://buy.cuna.org/download/harland_winwin.pdf


Search criteria:
Checking accounts in the U.S.
Checking accounts nationwide
U.S. checking accounts
Checking accounts by household
Average family ?checking account?
Average household ?checking accounts?


I hope you find this information helpful! 


Best regards,
Bobbie7

Maybe too much information not directly related to the specific question asked.