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Q: Sources of money for Home Craft Business start up--Grants, loans, etc ( Answered 5 out of 5 stars,   0 Comments )
Question  
Subject: Sources of money for Home Craft Business start up--Grants, loans, etc
Category: Business and Money > Small Businesses
Asked by: bigbruiser-ga
List Price: $200.00
Posted: 09 Mar 2004 20:03 PST
Expires: 08 Apr 2004 21:03 PDT
Question ID: 315120
I own a very successful on line "How to start a home craft business"
company and I offer packages, info, e books, tools, video training etc
to people that want to start this particular type of business from
there home. My packages cost about $1500 for a complete home craft
business with supplies, training etc.
This is a real business with successful students and a great support
system to keep them motivated and successful with all the tools
necessary. Its not a fly by night internet scam just wanted to clarify
this. Im very concerned about my customers and want to help them as
much as I can. The problem i am having is that many disabled people,
home moms, minorities etc would like to purchase my home craft
business package but don't have the funds. Im not interested in SBA
info what I what is the Name of a grant, agency, or federal program
that will assist these people with financial help to buy my business
package. I need it all written out with contacts, state, e mail,
website, and a bit about the criteria to get this financial help. If
possible broken down by state. The more info the better. But keep in
mind this is a very small home business with just a small amount of
start up needed and many agencies such as the SBA dont normally lend
small amounts for this.--------This info will then be put into my
website for reference for people that need this help.----------I know
that many state vo tech agencies do this for the mentally ill, etc. I
dont think there is no one agency that does this but many agencies
that cover different areas of need.

Clarification of Question by bigbruiser-ga on 09 Mar 2004 20:11 PST
I also understand that the military, army, navy have some home
businesses trainging etc that they will fund if that company is
approved as an officially approved agency.
Answer  
Subject: Re: Sources of money for Home Craft Business start up--Grants, loans, etc
Answered By: darrel-ga on 10 Mar 2004 00:33 PST
Rated:5 out of 5 stars
 
Hello BigBruiser?

Thank you for your question. I found a lot of good information for you
to answer your question.

I will break out each of the points you make in your question and
respond accordingly and will provide a list of loans available to your
potential customers for you to help them start their own businesses. I
will then offer you a number of other websites you may find of
interest.

There are many sources of loans for small businesses in the size range
about which you?re seeking. Many will require some sort of collateral
by the loan seeker; others will not.

I would first recommend that you point prospective small business
owners to the SCORE Association. SCORE is a non-profit group dedicated
to entrepreneur education and the formation and success of small
businesses across the country. Both working and retired business
executives donate their time and expertise to provide confidential
business counseling free of charge.

You may find links to 389 SCORE chapter websites online. The link is
http://www.score.org/findscore/localinks.html

There are some parts of the country that don?t have SCORE chapters
nearby. If you don?t immediately see your region on the above link,
you may search for a chapter online. The link is
http://www.score.org/findscore/chapter_maps.html

I know you?re looking for non-SBA-related loans. But I must tell you
that even though many of the loans I?ll throw your way are independent
of the SBA, most small business loans do go through the SBA in one way
or another. This is because typically in communities the SBA acts as a
clearinghouse of sorts for any small business loans. They?ll look at a
client?s needs and try to match them with the best sources for income.
Most communities also have loans offered through individual city and
county governments that cater specifically to small, small, small
businesses such as the dollar figure your clients would be seeking.
Your clients should contact their individual town economic development
office to find out what specific loans their area governments can help
with.

You or your clients will want to form a detailed business plan for
their individual craft businesses. Any lender is going to want to see
a detailed proposal that outlines exactly what their plans of attack
will be, how the business will be profitable, and when it will be
profitable. SCORE or the SBA can help you or your clients gather
information needed to create a sound business plan. BusinessPlans.org
also offers some good information about creating a business plan. The
link to that site is http://www.businessplans.org/

You wrote, ?The problem I am having is that many disabled people,
home moms, minorities etc would like to purchase my home craft
business package but don't have the funds. I?m not interested in SBA
info. what I what is the Name of a grant, agency, or federal program
that will assist these people with financial help to buy my business
package. I need it all written out with contacts, state, e mail,
website, and a bit about the criteria to get this financial help. If
possible broken down by state.? 

This is a common problem you?re having. I?ve assembled a list of
non-profit organizations across the country that accept applications
for small business loans. The loans these non-profit organizations
help small business owners are on the small dollar level only. While
the loans your clients would be seeking would be on the small end of
what these organizations assist with, these groups are ones your
clients should contact. I?m breaking them down by the name of the
non-profit organization, the address and state, and all contact
information, including websites if available.

The loans offered by these groups are called MicroLoans. The average
loan size is about $10,500, but smaller loans are certainly available!
With this type of loan, your client would need to contact the agency
in their area listed below and tell them they?d like to apply for
their MicroLoan Program. Collateral may be needed for these loans, but
the money is there to be lent to your potential craft-company owners.

MicroLoans are available in a maximum of six-year terms. Interest
rates for these loans vary greatly, depending on the costs by the
lenders. In addition, each MicroLoan lender listed below has its own
requirements in terms of collateral and credit rating required to
acquire the loan. All will require the personal assurance of the
business owner that he or she will pay the loan back.

1.	Alabama	Birmingham Business Resource Center
110 12th Street North 
Birmingham, AL 35203
Executive Director: Robert Dickinson, Jr.
Microloan Contact: Rodney E. Evans
E-mail:BBRC@Inlinenet.net 
Phone: 205-250-6380 Fax: 205-250-6384
Service Area: Jefferson County
URL:
	Alabama	Southeast Community Capital
1020 Commerce Park Drive 
Oak Ridge, TN 37830
Executive Director: Don Welty
Microloan Contact: David Bradshaw
E-mail:hortonw@tech2020.org 
Phone: 865-220-2020 Fax: 865-220-2030
Service Area: Bibb, Blount, Calhoun, Chambers, Chilton, Colbert,
Coosa, Cullman, De Kalb, Elmore, Etowah, Fayette, Franklin, Hale,
Jackson, Lauderdale, Lawrence, Limestone, Macon, Madison, Marion,
Marshall, Morgan, Pickens, Randolph, St. Clair, Shelby, Talladega,
Tallapoosa, Tuscaloosa, Walker, and Winston
URL: 
	Alabama	Community Equity Investments, Inc.
302 North Barcelona Street 
Pensacola, FL 32501
Executive Director: Daniel Horvath
Microloan Contact: Elbert Jones
E-mail:bigdanfla@aol.com eljojr@aol.com
ceii2234@aol.com
Phone: 850-595-6234 Fax: 850-595-6264
Service Area: Baldwin, Mobile, Washington, Clarke, Monroe, Escambia,
Conecuh, Covington, Geneva, Coffee, Dale, Henry, and Houston counties
URL: 
2.	Arizona	Prestamos CDFI, LLC (formerly: Chicanos Por La Causa, Inc.)
1112 E. Buckeye Rd. 
Phoenix, AZ 85034-4043
Executive Director: Pete Garcia
Microloan Contact: Joe Martinez
E-mail: jmartinez@tiempoinc
Phone: 602-252-0483 Fax: 602-252-0484
Service Area: Urban Maricopa and Pima counties, Graham and Gila
counties (including Point of Pines Reservation and the Southwestern
area of Fort Apache Reservation), Coconino and Mohave counties
(including the Kaibab, Havasupai, and Hualapai Reservations and
western portions of the Navajo and Hopi Reservations), Yavapai and La
Paz counties
URL: www.cplc.org

3.	Arizona	PPEP Housing Development Co/Micro Ind. Credit Rural Org.
901 East 46th Street
Tucson, AZ 85713
Executive Director: Frank Ballesteros
Microloan Contact: Frank Ballesteros
E-mail:fballesteros@ppepruralinst.org 
Phone: 520-806-9513 Fax: 520-806-9515
Service Area: Cochise, Santa Cruz, Pinal, Yuma, rural Pima, and rural
Maricopa counties including the Fort Mcdowell, Gila River, Maricopa,
Papago, Salt River, and San Xavier Indian Reservations
URL: 

4.	Arizona	Self-Employment Loan Fund, Inc.
1601 North 7th St., Suite 340
Phoenix, AZ 85006
Executive Director: Caroline Newsom
Microloan Contact: Caroline Newsom
E-mail:self@uswest.net 
Phone: 602-340-8834 Fax: 602-340-8953
Service Area: Maricopa County
URL: 
5.	Arizona	Arizona Council for Economic Conversion
10 East Broadway, Suite 210
P.O. Box 42108
Tucson, AZ 85701
Executive Director: Mary Gruensfelder-Cox
Microloan Contact: Paula Stuht
E-mail: pstuht@acec-az.org
Phone: 520-620-1241
Service Area: Tucson and Pima Counties
URL: www.selfloanfund.org

6.	Arkansas	Southern Financial Partners
605 Main Street 
Pine Bluff, AR 71923
Executive Director: Penny Penrose
Microloan Contact: William Matthews or Sandy Linn
E-mail:slinn@ehbt.com 
Phone: 870-246-9739 Fax: 870-246-2182
Service Area: Southern and extreme northeast areas of the State
including Arkansas, Ashley, Bradley, Calhoun, Chicot, Clark, Clay,
Cleveland, Columbia, Craighead, Dallas, Desha, Drew, Garland, Grant,
Greene, Hempstead, Hot Spring, Howard, Jefferson Lafayette, Lawrence,
Lincoln, Little River, Lonoke, Miller, Mississippi, Montgomery,
Nevada, Ouachita, Phillips, Pike, Poinsett, Polk, Prairie, Pulaski,
Randolph, Saline, Sevier, and Union Counties
URL: 
7.	Arkansas	Forge-Financing Ozarks Rural Growth and Economy
208 East Main P.O. Box 1138
Huntsville, AR 72740
Executive Director: Alva C. West
Microloan Contact: Charlie Stockton
E-mail:forgein@madisoncounty.net 
Phone: 501-738-1585 Fax: 501-738-6288
Service Area: Crawford, Baxter, Yell, Perry, Conway, Boone, Madison,
Marion, Carroll, Franklin, Pope, Benton, Washington, Searcy, and
Newton
URL: 
8.	California	Arcata Economic Development Corporation
100 Ericson Court Suite 100
Arcata, CA 95521
Executive Director: Jim Kimbrell
Microloan Contact: Arianne Knoeller or Kelly Denny
E-mail:arianek@Reninet.com 
Phone: 707-822-4616 Fax: 707-822-8982
Service Area: Del Norte, Humboldt, Lake, Mendocino, Siskiyou, and Trinity counties
URL: 
9.	California	California Coastal Rural Development Corporation
221 Main Street Suite 300 P.O. Box 479
Salinas, CA 93906
Executive Director: Herb Aarons
Microloan Contact: Rey Hidalgo
E-mail:rey_hidalgo@calcoastal.org 
Phone: 831-424-1099 Fax: 831-424-1094
Service Area: Santa Clara, Santa Cruz, Monterey, San Benito, San Luis
Obispo, Santa Barbara, Ventura counties
URL: 
10.	California	CDC Small Business Finance Corp.
925 Ft. Stockton Dr.
San Diego, CA 92110
President: Kurt Chilcott
Microloan Contact: Alex Robinson
Phone: (619) 291-3594 Fax:(619) 291-6954
E-mail: arobinson@cdcloans.com
Service Area: San Diego
URL:
11.	California	Oakland Business Development Corporation
519 17th Street Suite 100
Oakland, CA 94612
Executive Director: Michael McPherson
Microloan Contact: Nicole Levine
E-mail:nicole@obdc.com
Phone: 510-763-4297 ext. 103 Fax: 510-763-1273
Service Area: Alameda and Contra Costa counties
URL: www.obdc.com

12.	California	PCR Small Business Development
3255 Wilshire Blvd.
Los Angeles, CA 90010
President: R. D. Lottie, Jr.,
Microloan Contact: Mark Robertson, Jr.
Phone: (213) 739-2999, ext. 222 Fax: (213)739-0639
E-mail:mark.robertson@pcrcorp.org
Service Area: South Los Angeles County
URL:
13.	California	Sierra Economic Development District
560 Wall Street Suite F
Aurburn, CA 95603
Executive Director: Betty Riley
Microloan Contact: Tom Dille
E-mail:betty@sedd.org dille@sedd.org
Phone: 530-823-4703 Fax: 530-823-4142
Service Area: Modoc, El Dorado, Lassen, Nevada, Plumas, Sierra, and Placer counties
URL: 
14.	California	Southeast Asian Community Center
875 O'Farrell Street 
San Francisco, CA 94109
Executive Director: Phillip Tuong Duy Nguyen
Microloan Contact: Victor Hsi
E-mail:seaccphilip@juno.com 
Phone: 415-885-2743 Fax: 415-885-3253
Service Area: Alameda, Contra Costa, Marin, Merced, Sacramento, San
Francisco, San Joaquin, San Mateo, Santa Clara, and Stanislaus
counties
URL: 
15.	California	Valley Economic Development Corp.
5121 Van Nuys Blvd. 3rd Floor
Van Nuys, CA 91403
Executive Director: Roberto Barragan
Microloan Contact: Rebecca Haas
E-mail:roberto@vedc.org 
Phone: 818-907-9977 Fax: 818-907-9720
Service Area: Los Angeles and Orange County
URL: 
16.	California	Valley Small Business Development Corporation
3417 W. Shaw Suite 100
Fresno, CA 93711
Executive Director: Michael E. Foley
Microloan Contact: Lee Takikawa
E-mail:valleysb@psnw.com 
Phone: 559-438-9680 Fax: 559-438-9690
Service Area: Fresno, Kings, Kern, Stanislaus, Madera, Mariposa,
Merced, Tuolumne, and Tulare counties
URL: 
17.	Colorado	Colorado Enterprise Fund
1888 Sherman Street Suite 530
Denver, CO 80203
Executive Director: Cecilia H. Prinster
Microloan Contact: Angela Valdez
E-mail:microloans@ColoradoEnterpriseFund.org 
Phone: 303-860-0242 Fax: 303-860-0409
Service Area: City of Denver, and Adams, Arapahoe Boulder, Denver, and
Jefferson counties, 10 counties in Eastern Colorado
URL: www.coloradoenterprisefund.org

18.	Colorado	Region 10 LEAP for Economic Development
300 North Cascade Street, Suite 1 P.O. Box 849
Montrose, CO 81401
Executive Director: Leslie Jones
Microloan Contact: Bob Bolt
E-mail:region10@rmii.com 
Phone: 970-249-2436 Fax: 970-249-2488
Service Area: West Central area including Delta, Gunnison, Hinsdale,
Montrose, Ouray and San Miguel counties
URL: 
19.	Connecticut	Community Economic Development Fund
50-G Weston Street 
Hartford, CT 06120
Executive Director: Donna Wertenbach
Microloan Contact: Thomas Holloway
E-mail:donnwertenbach@cedf.org 
Phone: 860-249-3800 Fax: 860-249-2500
Service Area: Statewide
URL: 
20.	Connecticut	Connecticut Community Investment Corp.
100 Crown St.
New Haven, CT 06510
Executive Director: Salvatore J. Brancati, Jr.
Microloan Contact: Mark Cousineau
E-mail:mcousineau@ctcic.org bmcmanus@ctcic.org
Phone: 203-776-6172 Fax: 203-776-6837
Service Area: Statewide
URL: 
21.	Delaware	Wilmington Economic Development Corporation
100 W. 10th St. Suite 706
Wilmington, DE 19801
Executive Director: Constance McCarthy
Microloan Contact: Constance McCarthy
E-mail:wedco@wedcode.org 
Phone: 302-571-9088 Fax: 302-652-5679
Service Area: New Castle county, in the cities of Wilmington, Newark,
New Castle, Middletown, Odessa, and Townsend
URL: 
22.	District of Columbia	H Street Community Development Corporation
501 H Street, NE 
Washington, DC 20002
Executive Director: William Barrow
Microloan Contact: Yulonda Queen
E-mail: yulonda.queen@hstreetcdc.org 
Phone: 202-544-8353 Fax: 202-544-3051
Service Area: West-the Anacostia River; East-7th Street, N.W.;
North-Benning Road to K Street; and South-the Southeast/Southwest
Freeway: Servicing Capitol Hill, H Street-N.E., Lincoln Park, Mt.
Vernon Square, Judiciary Square, Benning Road-West of the Anacostia
River, Union Station, Stadium Armory, and Lower North Capitol. Eastern
border of North Capitol to Rhode Island to 7th Street, N.W.;
North-Eastern Avenue to North Capitol; and Southeast/Southwest
Freeway: Servicing Eckington, Catholic University, Michigan Park,
Edgewood, Brookland, Ft. Lincoln, New York Avenue, Florida Avenue,
Brentwood-D.C., Woodridge, Trinidad, and N.E. Rhode Island Avenue,
Silver Springs, Takoma Park, Hyattsville, Riverdale, Bladensburg, Seat
Pleasant, Capitol Heights, District Heights, Cheverly, Landover,
Suitland, Hillcrest Heights, Marlow Heights, Oxon Hill, Mt. Rainier,
and Coral Hills
URL: 
	District of Columbia	Enterprise Development Group (formerly Ethiopian
Community Development)
1038 South Highland Street 
Arlington, VA 22204
Executive Director: Tschaye Teferra
Microloan Contact: Haddish Welday
E-mail:belay.embaye@ECDCinternatinal.org 
Phone: 703-685-0510 Fax: 703-685-0529
Service Area: District of Columbia
URL: 

23.	Florida	Central Florida Community Development Corporation
P.O. Box 15065 
Daytona Beach, FL 32115
Executive Director: 
Microloan Contact: Gerald O. Chester
E-mail:geraldc@n-jcenter.com 
Phone: 368-258-7520 Fax: 368-238-3428
Service Area: Brevard, Flagler, St. Johns and Volusia counties
URL: 
24.	Florida	Clearwater Neighborhood Housing Services, Inc.
608 North Garden Avenue 
Clearwater, FL 33755
Executive Director: Isay M. Gulley
Microloan Contact: John J. Moloney
E-mail:jmoloney82@hotmail.com 
Phone: 727-442-4155 Fax: 727-446-4911
Service Area: City of Clearwater and Pinellas county
URL: 
25.	Florida	Community Enterprise Investments, Inc.
302 North Barcelona Street 
Pensacola, FL 32501
Executive Director: Daniel Horvath
Microloan Contact: Elbert Jones
E-mail:DHorvath@ceii-cdc.org 
ceii2234@aol.com
Phone: 850-595-6234 Fax: 850-595-6264
Service Area: Florida Panhandle including Bay, Calhoun, Escambia,
Gadsden, Gulf, Jackson, Holmes, Liberty, Leon, Franklin, Wakulla,
Walton, Wasington, Okaloosa, and Santa Rosa counties
URL: 
26.	Florida	Minority/Women Business Enterprise Alliance, Inc.
625 E. Colonial Drive
Orlando, FL 32803
Executive Director: Geovanny Sepulveda
Microloan Contact: Geovanny Sepulveda
E-mail:geovanny4@hotmail.com 
Phone: 407-428-5860 Fax: 407-428-5869
Service Area: Orange, Osceola, Lake, Seminole, Polk, Hillsborough,
Sumter, Brevard, Volusia, and Marion counties
URL:
27.	Florida	Partners for Self-Employment, Inc./ d.b.a./Micro-Business, USA 
3000 Biscayne Boulevard Suite 102
Miami, FL 33137
Executive Director: Diane Silverman
Microloan Contact: Diane Silverman
E-mail:workcap@bellsouth.net 
Phone: 877-722-4505 Fax: 305-438-1411
Service Area: Miami-Dade, Broward, Palm Beach and Pinellas counties
URL: 
28.	Florida	Tampa Bay Economic Development Corporation
2105 N. Nebraska Avenue 2nd Floor
Tampa, FL 33602
Executive Director: 
Microloan Contact: George Guida
E-mail:Tedco2105@aol.com 
Phone: 813-274-7969 Fax: 813-274-7551
Service Area: Hillsborough county
URL: 
29.	Florida	The Business Loan Fund of the Palm Beaches, Inc.
1016 North Dixie Highway, 2nd Floor
West Palm Beach, FL 33401
Executive Director: John B. Brown
Microloan Contact: John B. Brown
E-mail:blfpb@evcom.net 
Phone: 561-838-9027 Fax: 561-838-9029
Service Area: Palm Beach County, Hendry, Indian River, Martin, Palm
Beach County Development Regions and St. Lucie
URL: 
30.	Florida	United Gainesville Community Development Corp., Inc.
505 2nd Ave NW P.O. Box 2518
Gainesville, FL 32602
Executive Director: Appie L. Graham
Microloan Contact: Appie L. Graham
E-mail:Vian@ugcdc.org or Lyndah@ugcdc.org
Phone: 352-334-0943 Fax: 352-334-0947
Service Area: Alachua and Marion counties
URL: 
31.	Georgia	Enterprise Funding Corp/GRASP Enterprises
241 Peachtree Street, Suite 200
Atlanta, GA 30303
Executive Director: Maurice Coakley
Microloan Contact: Tim Scott/Tracy Vaughan
E-mail:tscott@graspnet.org/tvaughan@graspnet.org
Phone: 404-659-5955 Fax: 404-880-9561
Service Area: Fulton, Dekalb, Cobb, Gwinnett, Fayette, Clayton, Henry,
Douglas, and Rockdale counties
URL: 
32.	Georgia	Small Business Assistance Corporation
111 E. Liberty Street, Suite 100 P.O. Box 10750
Savannah, GA 31412-0950
Executive Director: Tony O'Reilly
Microloan Contact: Tony O'Reilly / Stephen George
E-mail:toreilly@sbacsav.com 
Phone: 912-232-4700 Fax: 912-232-0385
Service Area: Appling, Atkinson, Brooks, Bacon, Berrien, Ben Hill,
Bryan, Bulloch, Bleckley, Brantley, Coffee, Charlton, Camden, Clinch,
Candler, Cook, Chatham, Dodge, Emanuel, Echols, Effingham, Evans,
Glynn, Irwin, Johnson, Jeff Davis, Laurens, Liberty, Long, Lowndes,
Lanier, McIntosh, Montgomery, Pierce, Tift, Turner, Telfair, Truetlen,
Toombs, Tattnall, Ware, Wilcox, Wayne, and Wheeler counties.
URL:
	Georgia	Southeast Community Capital
1020 Commerce Park Drive
Oak Ridge, TN 37830
Executive Director:DonWelty
Microloan Contact:David Bradshaw
E-mail:hortonw@tech2020.org
Phone:865-220-2020 Fax:865-220-2030
Service Area: Barrow, Bartow, Carroll, Cherokee, Dade, Elbert, Fannin,
Floyd, Franklin, Gordon, Gwinnett, Hall, Hart, Heard, Paulding,
Pickens, Polk, Stephens, Union, Walker, and Whitfield
URL:
33.	Hawaii	Pacific< Gateway< Center
720 North King Street 
Honolulu, HI 96817
Executive Director: Tin Myaing Thein
Microloan Contact: 
E-mail:pgcmyaing@hotmail.com 
Phone: 808-845-3918 Fax: 808-842-1962
Service Area: Statewide
URL: 
34.	Idaho	Sage Community Resources (formerly Ida-Ore Planning and
Development Association, Inc.)
10624 W. Executive Drive 
Boise, ID 83713
Executive Director: Robert Barber
Microloan Contact: Bob Richards
E-mail:pmchoate@ida-ore.com 
Phone: 208-322-7033 Fax: 208-322-3569
Service Area: Payette, Washington, Adams, Valley, Gem, Boise, Elmore,
Ada, Canyon and Owhyee counties
URL: 
35.	Idaho	Panhandle Area Council
11100 Airport Drive 
Hayden, ID 83835-9743
Executive Director: James Deffenbaugh
Microloan Contact: Kay Kitchel
E-mail:Pacbus@nidlink.com ksmith@pacni.org
Phone: 208-772-0584 Fax: 208-772-6196
Service Area: Northern Panhandle indluding Benewah, Bonner, Boundary,
Kotenai, and Shoshone counties
URL: 
36.	Illinois	Accion Chicago, Inc.
3245 W. 26th 
Chicago, IL 60623
President: F. Leroy Pacheco
Microloan Contact: Jonathan Brereton
E-mail:lpacheco@accionchicago.org 
Phone: 773-376-9004 Fax: 773-376-9048
Service Area: Cook County (including parts of Chicago), Lake, McHenry,
Dekalb, Kane, Dupage, Kendall, Grundy, Kankanee, Will, and Lasalle
counties
URL: 

	
Illinois	Justine Petersen Housing & Reinvestment Corporation
5031 Northrup Avenue 
St. Louis, MO 63110
Executive Director: Robert Boyle
Microloan Contact: Sheri Fannigan-Vasquez
E-mail:sflanigan@justinepetersen.org 
Phone: 314-664-5051 ext. 117 Fax: 314-644-5364
Service Area: Clinton, Jersey, Madison, and St. Clair counties
URL: 
37.	Indiana	SEEDCOe
216 W. Allen Street
Bloomington, IN 47403
Executive Director: Terri Brown
Microloan Contact: Charlotte Zietlow, Beth Kuebler
E-mail: tbrown@thestarcenter.com 
Phone: 812-339-8937 Fax: 812-335-7352
Service Area: Morgan, Owen, Greene, Lawrence, Monroe, Brown, and
Jackson Bartholomew, Decatur, Jennings counties
URL: 
38.	Iowa	Siouxland Economic Development Corporation
428 Insurance Center, 507 7th Street P.O. Box 447
Sioux City, IA 51102
Executive Director: Ken Beekley
Microloan Contact: Glenda Castleberry
E-mail:glenda@simpco.org ken@simpco.org
Phone: 712-279-6286 Fax: 712-279-6920
Service Area: Cherokee, Ida, Monona, Plymouth, Sioux, and Woodbury counties
URL: http://www.siouxlandedc.com

39.	Kansas	South Central Kansas Economic Development District Inc.
209 East William Street, Suite 300 
Wichita, KS 67214
Executive Director: WilliamBolin
Microloan Contact: Christie Henry
E-mail:bbolin@sckedd.org 
Phone: 316-262-7035 Fax: 316-262-7062
Service Area: Butler, Chautauqua, Cowley, Elk, Greenwood, Harper,
Harvey, Kingman, Marion, McPherson, Reno, Rice, Sedgwick and Sumner
counties
URL: 
	Kansas	Growth Opportunity Connection (Go Connection)
4747 Troost Avenue 
Kansas City, MO 64110
Executive Director: Alan Corbet
Microloan Contact: Rebecca Gubbels
E-mail:info@goconnection.org 
Phone: 816-235-6146 Fax: 816-756-1530
Service Area: Wyandotte, Johnson, Douglas, and Leavenworth counties
URL: http://www.goconnection.org 

40.	Kentucky	Community Ventures Corporation
1450 North Broadway 
Lexington, KY 40505
Executive Director: Kevin R. Smith
Microloan Contact: David Collins / Tyrone Tyra
E-mail:cvccorp@prodigy.net 
Phone: 859-231-0054 Fax: 859-231-0261
Service Area: Anderson, Bourbon, Boyle, Clark, Estill, Fayette,
Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer,
Nicholas, Powell, Scott, and Woodford counties
URL: 
41.	Kentucky	Kentucky Highlands Investment Corporation
362 Old Whitley Road P.O. Box 1738
London, KY 40743-1738
Executive Director: Jerry Rickett
Microloan Contact: Edgar Davis/Cindy Bowles
E-mail:cbowles@khic.org edavis@khic.org
Phone: 606-864-5175 Fax: 606-864-5194
Service Area: Bell, Clay, Clinton, Harlan, Jackson, McCreary,
Rockcastle, Wayne, and Whitley counties
URL: 
42.	Kentucky	Louisville Central Development Corporation/Business Plus
1407 West Jefferson Street, Ste. 200 
Louisville, KY 40203
Executive Director: Sam Watkins Jr.
Microloan Contact: Kirk Bright 
E-mail: swatkins@louisvillecentralcenters.org 
kbright@ louisvillecentralcenters.org 
Phone: 502-583-8821 Fax: 502-589-1173
Service Area: Jefferson County/Primary focus Enterprise Impowerment Zone
URL: 
43.	Kentucky	Purchase Area Development District
1002 Medical Drive P.O. Box 588
Mayfield, KY 42066
Executive Director: Henry Hodges
Microloan Contact: Norma Reed-Drouin
E-mail:henry.hodges@mail.state.ky.us 
Phone: 270-247-7171 Fax: 270-251-6110
Service Area: Ballard, Calloway, Carlisle, Fulton, Graves, Hickman,
McCracken and Marshall counties
URL: 
44.	Louisiana	NewCorp Business Assistance Center 
1600 Canal Street, Suite 601
New Orleans, LA 70112
Executive Director: Vaughn R. Fauria
Microloan Contact: Romona D. Summers 
Phone: (504) 539-9340 Fax: (504) 539-9343
E-mail: newcorpinfo@newcorpbac.net
Service Area: State of Louisiana
URL: www.newcorpbac.net


45.	Maine	Androscoggin Valley Council of Government
125 Manley Road 
Auburn, ME 04210
Executive Director: Robert J. Thompson
Microloan Contact: Julie Sherman
E-mail:gwhitney@avcog.org
Phone: 207-783-9186 Fax: 207-783-5211
Service Area: Androscoggin, Franklin and Oxford counties
URL: 
46.	Maine	Coastal Enterprises Inc.
36 Water Street P.O. Box 268
Wiscasset, ME 04578
Executive Director: Ronald Phillips
Microloan Contact: Ellen Golden
E-mail:jgs@cei.maine.org efg@cei.maine.org
Phone: 207-882-7552 Fax: 207-882-7308
Service Area: Statewide excluding Aroostock, Piscataquis, Washington,
Oxford, Penobscot and Hancock counties
URL: 
47.	Maine	Community Concepts Inc.
19 Market Square P.O. Box 278
South Paris, ME 04281
Executive Director: Charleen Chase
Microloan Contact: Walter Riseman
E-mail:wriseman@community-concepts.org 
Phone: 207-743-7716 Fax: 207-743-6513
Service Area: Oxford county
URL: 
48.	Maine	Northern Maine Development Commission
302 South Main Street P.O. Box 779
Caribou; Bangor, ME 04736>
Executive Director: Robert Clark
Microloan Contact: Duane Walton
E-mail:rclark@nmdc.org 
Phone: 207-498-8736 Fax: 207-493-3108
Service Area: Aroostook
URL: 


In consortium with: 
Eastern Maine Development Corporation
One Cumberland Pl., Ste 300, Bangor, ME 04401
Executive Director: David Cole
Microloan Contact: Debbie Metzler
E-mail: dmetzler@emdc.org
Telephone: (207) 942-6389 Fax: (207) 942-3548
Service Area: Hancock, Penobscot, Piscataquis, and Washington Counties
URL: 
49.	Maryland	The Development Credit Fund
2526 N. Charles Stree Suite 200
Baltimore, MD 21218
Executive Director: Acknell M. Muldrow, II
Microloan Contact: Erik Johnson
E-mail: ejohnson@developmentcredit.net 
Phone: 410-235-8100 Fax: 410-235-5899
Service Area: Statewide Maryland excluding Montgomery and Prince Georges counties
URL: 
	Maryland	H Street Community Development Corporation
501 H Street, NE 
Washington, DC 20002
Executive Director: William Barrow
Microloan Contact: Yulonda Queen
E-mail:oomhscdc@aol.com 
Phone: 202-544-8353 Fax: 202-544-3051
Service Area: Montgomery and Prince George?s counties
URL: 
	Maryland	Enterprise Development Group (formerly Ethiopian Community Development)
1038 South Highland Street 
Arlington, VA 22204
Executive Director: Tschaye Teferra
Microloan Contact: Haddish Welday
E-mail:belay.embaye@ECDCinternatinal.org 
Phone: 703-685-0510 Fax: 703-685-0529
Service Area: Prince Georges and Montgomery Counties
URL: 

50.	Massachusetts	Community Development Transportation Lending Services
1341 G Street, NW, Suite 600
Washington, DC 20005
Executive Director: Dale J. Marsico
Microloan Contact: Patrick Kellogg
E-mail: Kellogg@ctaa.org
Phone: 202-661-0210 Fax: 202-737-9197
Service Area: North Central Massachusetts - county subdivisions of
Athol, Winchendon, Gardner, Templeton, Phillipston, Orange, Erving,
Wendell, Montague, Gill, and Greenfield counties
URL: 
51.	Massachusetts	Economic Dev. Industrial Corp. of Lynn
37 Central Square 3rd Floor
Lynn, MA 01901
Executive Director: Peter M. DeVeau
Microloan Contact: Peter M. DeVeau/ Mary Smalley
E-mail:pdeveau@shore.net 
Phone: 781-581-9399 Fax: 781-581-9731
Service Area: City of Lynn
URL: 
52.	Massachusetts	Greater Springfield Entrepreneurial Fund
1441 Main Street 
Springfield, MA 01103
Executive Director: Sylvia Poole
Microloan Contact: 
E-mail:poole@myonlinechamber.com 
Phone: 413-755-1318 Fax: 413-731-8530
Service Area: Hampden County excluding the towns of Chester and Chicopes
URL: 
53.	Massachusetts	Jewish Vocational Service Inc.
105 Chauncey Street 6th Floor
Boston, MA 02111
Executive Director: Barbara Rosenbaum
Microloan Contact: Erik Korsh
E-mail: EKORSH@JVS-BOSTON.org
Phone: 617-451-8147 Fax: 617-451-9973
Service Area: Greater Boston with special emphasis on businesses in
the Boston Enterprise Zone / Boston Empowerment Zone, and businesses
in Mattapan, Dorchester Roxbury, Hyde Park, and Jamaica Plain
URL: 
54.	Massachusetts	Jobs for Fall River Inc.
1 Government< Center 
Fall River, MA 02722
Executive Director: Kenneth Fiola
Microloan Contact: Stephen Parr
E-mail:kenfiolajr@aol.com 
Phone: 508-324-2620 Fax: 508-677-2840
Service Area: City of Fall River
URL: 


55.	Massachusetts	South Eastern Economic Development Corp/SEED
80 Dean Street 
Taunton, MA 02780
Executive Director: Maria Gooch-Smith
Microloan Contact: Janice Johnson Plumer
E-mail:SEEDCORP@aol.com 
Phone: 508-822-1020 Fax: 508-880-7869
Service Area: SE Massachusetts ? Norfolk, Bristol,
Plymouth,Barnstable, Dukes, and Nantucket counties
URL: 
56.	Massachusetts	Western Massachusetts Enterprise Fund
P.O Box 1077 
Greenfield, MA 01302
Executive Director: Christopher Sikes
Microloan Contact: Moon Morgan
E-mail: info@wmef.org 
Phone: 413-774-4033 Fax: 413-774-3673
Service Area: Berkshire, Franklin Counties, the towns of Chester &
Chicopes within Hampden County, Springfield, the towns of Athol,
Petersham, Phillipston & Royalston within Worcester County and
Hampshire county
URL: http://www.wmef.org

57.	Michigan	Center for Empowerment and Economic Development (CEED)
2002 Hogback Road Suite 12
Ann Arbor, MI 48105
Executive Director: Michelle Richards
Microloan Contact: Michelle Richards
E-mail:mrichards@wwnet.net 
Phone: 734-677-1400 Fax: 734-677-1465
Service Area: Washtenaw, Oakland, Wayne, and Livingston counties
URL: 
58.	Michigan	Community Capital and Development Corporation (MI)
The Walter Reuther Center 
316 West Water St.
Flint, MI 48503
Executive Director: Harold Hill
Microloan Contact: Jatasha Washington
E-mail:ccdc@tir.com 
Phone: 810-239-5847 Fax: 810-239-5575
Service Area: Genesee county
URL: 
59.	Michigan	Kent Area MicroBusiness Loan Services
233 East Fulton Street, Suite 101
Grand Rapids, MI 49503
Executive Director: Edward L. Garner
Microloan Contact: Edward L. Garner
E-mail:garnere@kamis.org 
Phone: 616-771-6880 Fax: 616-771-8021
Service Area: Kent county
URL:
60.	Michigan	Northern Economic Initiative Corp.
228 W. Washington Street
Marquette, MI 49855
Executive Director: 
Microloan Contact: Todd Horton
E-mail: todd_horton@northerninits.com
Phone: 906-226-1662 Fax: 
Service Area: >Upper Peninsula of Michigan
URL:
61.	Michigan	Rural Michigan Intermediary Relending Program, Inc.
121 East Front Street Suite 201
Traverse City, MI 49686
Executive Director: Michael Haddad
Microloan Contact: Stephen Spencer
E-mail:mhaddad@timbc.com 
Phone: 231-941-5858 Fax: 231-941-4616
Service Area: Emmet, Charlevoix, Antrim, Leelanau, Benzie, Grand,
Traverse, Kalkaska, Manistee, Wexford, Missaukee, Cheboygan, Presque
Isle, Otsego, Montmorency, Alpena, Crawford, Oscoda, Alcona,
Roscommon, Ogemaw, Iosco, Osceola, Mason, Lake counties
URL: 
62.	Michigan	Saginaw Economic Development Corporation
301 E. Genesee, 3rd Floor 
Saginaw, MI 48607
Executive Director: Leslie Weaver
Microloan Contact: Leslie Weaver
E-mail: SEDCLW@aol.com
Phone: 989-759-1395 Fax: 989-754-1715
Service Area: Saginaw county
URL: 
63.	Minnesota	Minnesota Minneapolis Consortium of Community Developers
2308 Central Avenue, N.E. 
Minn eapolis, MN 55418-3710
Executive Director: Jim Roth
Microloan Contact: Jim Roth
E-mail:Jroth@cando.org 
Phone: 612-789-7337 Fax: 612-789-8448
Service Area: Portions of the City of Minneapolis
URL: http://www.cando.org

64.	Minnesota	Southern Minnesota Initiative Foundation
525 Florence Avenue
P.O. Box 695
Owatonna, MN 55060
Executive Director: Patrick T. Stallman
Microloan Contact: Patrick T. Stallman
E-mail: patricks@smifoundation.org
Phone: 507-455-3215 Fax: 507-455-2098
Service Area: Sibley, Nicollett, LeSueur, Rice, Wabasha, Brown,
Watonwan, Blue Earth, Waseca, Dodge, Olmsted, Winona, Martin,
Faribault, Freeborn, Mower, Fillmore, and Houston
URL:
65.	Minnesota	Southwest Minnesota Foundation
1390 HWY 15 South
P.O. Box 428
Hutchinson, >MN 55350
Executive Director: Sherry Ristau
Microloan Contact: Bernadette Berger
E-mail: bernyb@swmnfoundation.com
Phone: 320-587-4848 Fax: 320-587-3838
Service Area: 18 counties of Southwest, MN (Big Stone, Chippewa,
Cottonwood, Jackson, Kandiyphi, Lac qui Parle, Lincoln, Lyon, McLeod,
Meeker, Murray, Nobles, Pipestone, Renville, Rock, Swift, and Yellow
Medicine)
URL: 
66.	Minnesota	Northeast Entrepreneur Fund, Inc.
820 Ninth Street North Suite 200
Virginia, MN 55792
Executive Director: Mary Mathews
Microloan Contact: Bob Voss
E-mail:info@entrepreneurfund.org
Phone: 218-749-4191, or 800-422-0374 Fax: 218-749-5213
Service Area: Aitkin, Carlton, Cook, Itasca, Koochiching, Lake, Cass,
Pine and St.Louis counties
URL: www.entrepreneurfund.org

67.	Minnesota	Northwest Minnesota Foundation
4225 Technology Drive, NW 
Bemidji, MN 56601
Executive Director: John Osterm
Microloan Contact: Tim Wang
E-mail: Timw@nwmf.org 
Phone: 218-759-2057 Fax: 218-759-2328
Service Area: Beltrami, Clearwater, Hubbard, Kittsson, Lake of the
Woods, Mahnomen, Marshall, Norman, Pennington, Polk, Red Lake, and
Rousseau counties
URL: http://www.nwmf.org

68.	Minnesota	WomenVenture
2324 University Avenue Suite 200
St. Paul, MN 55112
Executive Director: Tene Heidelberg
Microloan Contact: Jan Jordet
E-mail: sbaker@womenventure.org 
Phone: 651-646-3808 Fax: 651-641-7223
Service Area: Cities of Minneapolis and St. Paul and, Anoka, Carver,
Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Washington, Steele,
and Wright counties
URL: http://www.womenventure.org

69.	Mississippi	Friends of Children of Mississppi, Inc.
939 North President Street
Jackson, MS 39202
Executive Director: Marvin Hogan
Microloan Contact: Brenetta Walker
E-mail:eagleeye@misnet.com 
Phone: 601-353-3264 Fax: 601-714-4278
Service Area: Statewide
URL: 
70.	Missouri	Growth Opportunity Connection (Go Connection)
4747 Troost Avenue 
Kansas City, MO 64110
Executive Director: Alan Corbet
Microloan Contact: Alan Corbet
E-mail:acorbet@kc-cbi.org 
Phone: 816-561-8567 Fax: 816-756-1530
Service Area: Platte, Jackson, Clay and Cass counties
URL: 
71.	Missouri	Justine Petersen Housing & Reinvestment Corporation
5031 Northrup Avenue 
St. Louis, MO 63110
Executive Director: Robert Boyle
Microloan Contact: Sheri Fanigan-Vazquez
E-mail:sflanigan@justinepetersen.org 
Phone: 314-664-5051 ext. 117 Fax: 314-664-5364
Service Area: Counties of Franklin, Jefferson, Lincoln, St. Charles,
St. Louis, Warren, and the City of St. Louis
URL: http://justinepetersen.org

72.	Missouri	Rural Missouri, Incorporated
1014 Northeast Drive 
Jefferson City, MO 65109
Executive Director: Ken Lueckenotte
Microloan Contact: Zola Finch
E-mail:zola@rmiinc.org kluke45@mailexcel.com
Phone: 573-635-0136 Fax: 573-635-5636
Service Area: Statewide excluding Platte, Jackson, Clay and Cass counties
URL: www.rmiinc.org

73.	Montana	Montana Community Development Corp.
110 East Broadway, 2nd Floor 
Missoula, MT 59802
Executive Director: Rosalie Cates
Microloan Contact: Mica Nioleyczik
E-mail:mcdc@mtcdc.org 
Phone: 406-728-9234 Fax: 406-542-6671
Service Area: Lake, Mineral, Missoula, Ravalli, and Sanders counties
URL: http://www.mtcdc.org 

74.	Nebraska	Rural Enterprise Assistance Project(REAP) - Center for Rural Affairs
145 Main Street P.O. Box 136
Lyons, NE 68038
Executive Director: Chuck Hassebrook
Microloan Contact: Jeff Reynolds/Gerard Ras
E-mail:jeffr@alltel.net / gerardr@cfra.org 
Phone: 402-656-3091 Fax: 402-656-3091 (Jeff Reynolds)
Phone: 402-687-2100 Fax: 402-687-2200 (Gerard Ras)
Service Area: Adams, Antelope, Arthur, Banner, Blaine, Boone, Box
Butte, Boyd, Brown, Buffalo, Burt, Butler, Cass, Cedar, Chase, Cherry,
Cheyenne, Clay, Colfax, Cuming, Custer, Dakota, Dawes, Dawson, Deuel,
Dixon, Dodge, Douglas, Dundy, Fillmore, Franklin, Frontier, Furnas,
Gage, Garden, Garfield, Greeley, Hall, Hamilton, Harlan, Hayes,
Hitchcock, Holt, Hooker, Howard, Jefferson, Johnson, Kearney, Keith,
Keya Paha, Kimball, Knox, Lancaster, Lincoln, Logan, Loup, Madison,
McPherson, Merrick, Morrill, Nance, Nemaha, Nuckolls, Otoe, Pawnee,
Perkins, Phelps, Pierce, Platte, Polk, Red Willow, Richardson, Rock,
Saline, Sarpy, Saunders, Scottsbluff, Seward, Sheridan, Sherman,
Sioux, Stanton, Thayer, Thomas, Thurston, Valley, Washington, Wayne,
Webster, Wheeler, and York counties
URL: http://www.cfra.org

75.	Nebraska	West Central Nebraska Development District, Inc.
201 East 2nd Street, Suite C P.O. Box 599
Ogallala, NE 69153
Executive Director: Martin O'Haus
Microloan Contact: Paul Rausch
E-mail: mowcndd@lakemac.net
Phone: 308-284-6077 Fax: 308-284-6070
Service Area: Arthur, Chase, Dawson, Dundy, Frontier, Furnas, Gosper,
Grant, Hayes, Hitchcock, Hooker, Keith, Lincoln, Logan, Perkins, Red
Willow, Thomas, and McPherson counties
URL: 
76.	Nebraska	Community Development Resources (NE)
1135 M Street
Lincoln, NE 68508-3169
Executive Director: Rick Wallace
Microloan Contact: 
E-mail: rwallace@alltel.net
Phone: 402-436-2386 Fax: 402-436-2360
Service Area: Lancaster and Lincoln counties
URL: 
77.	Nevada	Nevada Microenterprise Initiative
113 West Plumb Lane
Reno, NV 89509
Executive Director: Nancy Erends Bahr
Microloan Contact: Anna Siefert
E-mail:asiefert@earthlink.net 
Phone: 702-734-3555 Fax: 702-734-3530
Service Area: Statewide
URL: 
	
New Hampshire	Northern Community Investment Corporation
347 Portland Street, P.O. Box 904
St. Johnsbury, VT 05819
Executive Director: 
Microloan Contact: Suzanne L. Roberts
E-mail:suzanne@ncic.org 
Phone: 802-748-5101 Fax: 802-748-1884
Service Area: Grafton, Carol and Coos counties
URL: www.ncic.org

78.	New Jersey	Community Lending and Investment Corp. of Jersey City
30 Montgomery Street 
Jersey City, NJ 07302
Executive Director: Thomas Ahern
Microloan Contact: John Rodgers
E-mail: 
Phone: 201-333-7797 Fax: 201-946-9367
Service Area: City of Jersey City
URL: 
79.	New Jersey	Cooperative Business Assistance Corporation
433 Market Street 2nd Floor, Suite 201
Camden, NJ 08102
Executive Director: R. Michael Diemer
Microloan Contact: R. Michael Diemer
E-mail:hstonecbac2000@aol.com 
Phone: 856-966-8181 Fax: 856-966-0036
Service Area: Camden, Gloucester, Atlantic, Cape May, Cumberland, and
Salem counties
URL: 
80.	New Jersey	Greater Newark Business Development Consortium
744 Broad St. 26th Floor
Newark, NJ 07102
Executive Director: Mark L. Quinn
Microloan Contact: Mark L. Quinn
E-mail: 
Phone: 973-242-5563 Fax: 973-242-0485
Service Area: Bergen, Essex, Hudson, Middlesex, Monmouth, Morris,
Passaic, Sussex, and Ocean counties
URL: www.gnbdc.org

81.	New Jersey	Regional Business Assistance Corp.
247 East Front St. 
Trenton, NJ 08611
Executive Director: Deborah Osgood
Microloan Contact: Russ Haas
E-mail:info@tbacloan.com 
Phone: 609-396-2595 Fax: 609-396-2598
Service Area: portions of the City of Trenton, Mercer, and Burlington,
Hunterdon, and Warren counties
URL: http://www.tbacloan.com

82.	New Jersey	Union County Economic Development Corporation
Liberty Hall CorporateCenter
1085 Morris Avenue Suite 531
Union, NJ 07083
Executive Director: Maureen Tinen
Microloan Contact: Ellen McHenry
E-mail:afarrah@ucedc.com 
Phone: 908-527-1166 Fax: 908-527-1207
Service Area: Morris, Passaic, Monmouth, Ocean, Union and Somerset counties. 
URL: emchenry@ucedc.com

83.	New Mexico	Women's Economic Self Sufficiency Team
414 Silver SW 
Albuquerque, NM 87102-3239
Executive Director: Agnes Noonan
Microloan Contact: Debbie Baca
E-mail:agnes@swcp.com dbaca@swcp.com
Phone: 505-241-4760 Fax: 505-241-4766
Service Area: Statewide
URL: 
84.	New York	Adirondack Economic Development Corporation
60 Main St., Suite 200 P.O. Box 747
Saranac Lake, NY 12983
Executive Director: Ernest Hohmeyer
Microloan Contact: Beverly Deso
E-mail:beverly@aedconline.com
Phone: 518-891-5523 Fax: 518-891-9820
Service Area: Clinton, Essex, Franklin, Fulton, Hamilton, Herkimer,
Jefferson, Lewis, Oneida, Oswego, St. Lawrence, Saratoga, Warren and
Washington counties
URL: 
85.	New York	Alternatives Federal Credit Union
125 N. Fulton St. 
Ithaca, NY 14850
Executive Director: William Myers
Microloan Contact: John Halleron
E-mail: jhalleron@alternatives.org
Phone: 607-273-3582 Fax: 607-277-6391
Service Area: Schuyler, Tompkins, Tioga, Cortland, Chemung, and Broome counties
URL: 
86.	New York	Buffalo Economic Renaissance Corp.(BERC)
617 Main Street
Buffalo, NY 14203 Executive Director: Marie F. Currie
Microloan Contact: Marie F. Currie
E-mail: mcurrie@berc.org
Phone: 716-842-6923 Fax: 716-842-6942
Service Area: City of Buffalo
URL:
87.	New York	Buffalo and Erie County Industrial Land Development Corp.
275 Oak Street
Buffalo, NY 14203
Executive Director: David Kerchoff
Microloan Contact: David Kerchoff
E-mail: dkerchof@ecidany.com
Phone: 716-856-6525 >Fax: 716-856-6754
Service Area: ErieCounty
URL:
88.	New York	Hudson Development Company (Formerly: Columbia Hudson Partnership)
444 Warren Street 
Hudson, NY 12534-2415
Executive Director: Bernardina C. Torrey
Microloan Contact: John Galvin
E-mail: jgalvin@mhcable.com 
Phone: 518-828-4718 Fax: 518-828-0901
Service Area: Columbia, and Green counties
URL: 
89.	New York	Community Development Corporation of Long Island
2100 Middle Country Road Suite 300
Centereach, NY 11720
Executive Director: Wilbur Klatsky
Microloan Contact: Trevor Davis
E-mail: tdavis@cdcli.org 
Phone: 631-471-1215 Fax: 631-471-1210
Service Area: Suffolk and Nassau counties
URL: http://cdcli.org

90.	New York	Manhattan Borough Development Corporation
55 John St. 17th Floor
New York, NY 10038
Executive Director: Ollie Chapman
Microloan Contact: Marta Gomez
E-mail:ochapman@mbdc.org 
Phone: 212-791-3660 Fax: 212-571-0873
Service Area: The borough of Manhattan
URL: http://www.mbdc.org

91.	New York	Albany-Colonie Regional Chamber of Commerce
1 Computer Drive South 
Albany, NY 12205
Executive Director: Madeline Taylor
Microloan Contact: Walter Burke
E-mail: walterb@ac-chamber.org 
Phone: 518-453-5223 Fax: 518-453-5220
Service Area: Albany, Rensselaer, Saratoga, Schenectady, Schoharie,
Greene, Fulton, and Montgomery counties
URL: 
92.	New York	NY Assoc. for New Americans, Inc.
17 Battery Place 
New York, NY 10004
Executive Director: Mark Handelman
Microloan Contact: Julia Shreve
E-mail: mhandelm@nyana.org 
Phone: 212-425-5051 Fax: 212-425-7260
Service Area: The borough of Queens, Manhattan, the Bronx, Brooklyn,
and Staten Island.
URL: 
93.	New York	Renaissance Economic Development Corporation
1 Pike Street 
New York, NY 10002
Executive Director: Benjamin Warnke
Microloan Contact: Susan Yee
E-mail:benjamin@renaissance-ny.org 
Phone: 212-964-6002 Fax: 212-964-6181
Service Area: The boroughs of Brooklyn, Manhattan, and Queens
URL: 
94.	New York	Rural Opportunities Enterprise Center, Inc.
400 East Avenue 
Rochester, NY 14607
Executive Director: Lee Beaulac
Microloan Contact: John Bell
E-mail:jdallis@ruralinc.org 
Phone: 585-340-3387 Fax: 585-340-3326
Service Area: Onandaga, Ulster, Monroe, Schuyler, Chemung, Allegheny,
Cattaraugus, Cayuga, Chatauqua, Dutchess, Erie, Genessee, Greene,
Livingston, Niagara, Ontario, Orange, Orleans, Putnam, Seneca,
Steuben, Sullivan, Wayne, Wyoming, and Yates counties
URL: 
95.	North Carolina	Neuse River Development Authority, Inc.
233 Middle Street 2rd Floor
New Bern, NC 28563 
Executive Director: Donald T. Stewart
Microloan Contact: Barbara Brown
E-mail: bbrown@nrda.org 
Phone: 252-638-6724 Ext. 3032 Fax: 252-638-1819
Service Area: Carteret, Craven, Duplin, Greene, Jones, Johnston,
Lenoir, Onslow, Pamlico and Wayne counties
URL: http://www.eccog.org/

96.	North Carolina	Self-Help Ventures Fund
301 West Main Street P.O. Box 3619
Durham, NC 27701
Executive Director: Martin Eakes
Microloan Contact: Annie Scorza
E-mail:bob@self-help.org 
Phone: 919-956-4400 Fax: 919-956-4600
Service Area: Statewide excluding Watauga, Avery, Mitchell, and Yancey counties
URL: http://www.self-help.org/new/lending/sh9.htm

97.	North Carolina	W.A.M.Y. Community Action
152 Southgate Drive, Suite 2 P.O. Box 2688
Boone, NC 28607
Executive Director: Dr. James Jordan
Microloan Contact: Dave Lindsley
E-mail:wamyloan@boone.net 
Phone: 828-264-2421 Fax: 828-264-0952
Service Area: Watauga, Avery, Mitchell, and Yancey counties
URL: http://www.wamyca.org/main.html

98.	North Dakota	Dakota Certified Development Corporation
51 Broadway Suite 500
Fargo, ND 58102
Executive Director: Toby Sticka
Microloan Contact: Wendy Simek
E-mail:toby@fedc.com wendy@dakotacdc.com
Phone: 701-293-8892 Fax: 701-293-7819
Service Area: Grand Forks, Devils Lake, Minot, Williston, and Dickinson counties
URL: 
99.	North Dakota	Lake Agassiz Regional Development Corporation
417 Main Avenue 
Fargo, ND 58103
Executive Director: Irvin Rustad
Microloan Contact: Darin Bullinger
E-mail:darin@lakeagassiz.com 
Phone: 701-235-1197 Fax: 701-235-6706
Service Area: Griggs, Bismarck, Mandan, Jamestown, and Valley City
URL: 
100.	Ohio	Community Capital Development Corporation (OH)
900 Michigan Ave
Columbus, OH 43215-1165
Executive Director: Brad Shimp
Microloan Contact: Stephanie Mendivil 
E-mail: brad.shimp@ccdcorp.org 
Phone: 614-645-0387 Fax: 614- 645-8588
Service Area: Franklin, Delaware, Fairfield, Licking,Union, Pickaway,
Fayette, and Madison counties
URL: http://www.ccdcorp.org

101.	Ohio	Enterprise Development Corporation
9030 Hocking Hills Drive 
The Plains, OH 45780-1209
Executive Director: Gary Seeley
Microloan Contact: 
E-mail:gseeley@edcseo.org
Phone: 740-797-9646 Fax: 740-797-9659
Service Area: Adams, Ashland, Athens, Belmont, Brown, Carroll,
Columbiana, Coshocton, Gallia, Guernsey, Harrison, Highland, Holmes,
Jackson, Jefferson, Knox, Lawrence, Meigs, Monroe, Morgan, Muskingum,
Hocking, Noble, Perry, Pike, Ross, Scioto, Tuscarawas, Vinton, and
Washington counties
URL: 
102.	Ohio	Hamilton County Development Company, Inc.
1776 Mentor Avenue 
Cincinnati, OH 45212
Executive Director: David Main
Microloan Contact: Lou Ann Walden
E-mail:lawalden@hcdc.com 
Phone: 513-631-8292 Fax: 513-631-4887
Service Area: City of Cincinnati, Adams, Brown, Butler, Clermont,
Clinton, Hamilton, Warren, and Highland counties
URL: 
103.	Ohio	Kent Regional Business Alliance (OH)
College of Business #300-A, KSU 
Kent, OH 44242
Executive Director: Linda Yost
Microloan Contact: 
E-mail:lyost@bsa3.kent.edu 
Phone: 330-672-1275 Fax: 330-672-9338
Service Area: Ashtabula, Geauga, Trumbull, Portage, Columbiana,
Carroll, Holmes, Coshocton, Tuscarawas, Stark, and Harrison counties
URL: 
104.	Ohio	Women's Organization for Mentoring, Entrepreneurship, & Networking
526 South Main Street Suite 235
Arkon, OH 44311-1058
Executive Director: Janice Robinson
Microloan Contact: 
E-mail:women@ald.net 
Phone: 330-379-9280 Fax: 330-379-3454
Service Area: Cuyahoga, Lake, Lorain, Mahoning, Medina, Stark, Summit,
and Wayne counties
URL: 
105.	Ohio	Working for Empowerment through Community Organizing (WECO)
2700 E. 79th Street, 4th Street
Cleveland, OH 44104
Executive Director: Judith W. Miles
Microloan Contact: Laurie Murphy
E-mail:judi@wecofund.com / laurie@wecofund.com
Phone: 216-881-9650 Fax: 216-881-9704
Service Area: Cuyahoga county 
URL:
106.	Oklahoma	Greenwood Community Development
131 North Greenwood Ave, 2nd Floor
Tulsa, OK 74120
Executive Director: Reuben Gant
Microloan Contact: Lamar Guillory
E-mail:rgant@tulsacoxmail.com / rking@tulsacoxmail.com 
lguillory@tulsacoxmail.com
Phone: 918-585-2084 Fax: 918-585-9268
Service Area: Northwest Tulsa county
URL: 
107.	Oklahoma	Little Dixie Community Action
502 West Duke St.
Hugo, OK 74743
Executive Director: Bob Yandell
Microloan Contact:Tommy Butler, 580-326-6441
E-mail: byandell@littledixie.org or tbutler@littledixie.org or nublel@yahoo.com
Phone: 580-326-3351 Fax: 580-326-2305
Service Area: Choctaw, McCurtain, and Pushmataha counties
URL:
108.	Oklahoma	Rural Enterprises of Oklahoma, Inc.
2912 Enterprise Blvd. P.O. Box 1335
Durant, OK 74702
Executive Director: Tom Smith
Microloan Contact: Ray Veazie / Debbie Partin / Lori Hill
E-mail:veazie@ruralenterprises.com / debbiep@ruralenterprises.com /
tomsmith@ruralenterprises.com
Phone: 580-924-5094 Fax: 580-920-2745
Service Area: Statewide excluding Adair, Canadian, Cherokee,
Cleveland, Craig, Creek, Delaware, Haskell, Hayes, Hughes, Kay,
Latimer, Leflore, Lincoln, Logan, McIntosh, Muskogee, Noble, Nowata,
Okfuskee, Oklahoma, Okmulgee, Osage, Ottawa, Pawnee, Payne, Pittsburg,
Pottawatomie, Rogers, Seminole, Sequoyah, Wagoner, Washington, and
Wayne counties including the city of Tulsa
URL: 
109.	Oklahoma	Tulsa Economic Development Corporation
907 South Detroit Avenue Suite 1001
Tulsa, OK 74120
Executive Director: Rose Washington-Rentie
Microloan Contact: Tara Martin
E-mail: tmartin@tulsaecondevcorp.com / rose@tulsaedc.com
Phone: 918-585-8332 Fax: 918-585-2473
Service Area: Adair, Canadian, Cherokee, Cleveland, Craig, Creek,
Delaware, Haskell, Hughes, Kay, Latimer, Leflore, Lincoln, Logan,
McIntosh, Muskogee, Noble, Nowata, Okfuskee, Oklahoma, Okmulgee,
Osage, Ottawa, Pawnee, Payne, Pittsburg, Pottawatomie, Rogers,
Seminole, Sequoyah, Wagoner, and Washington counties including the
city of Tulsa
URL: 
110.	Oregon	Cascades West Financial Services, Inc.
1400 Queen Avenue SE, Suite 205c
Albany, OR 97222
Executive Director: Mary-Merriman Smith
Microloan Contact: Diane Searle
E-mail:dsearle@ocwcog.org 
Phone: 541-924-8480 Fax: 541-967-4651
Service Area: Benton, Lane, Lincoln, Linn, Marion, Polk, and Yamhill counties
URL: 
	Oregon	Sage Community Resources
10624 W. Executive Drive 
Boise, ID 83713
Executive Director: Phillip Choate
Microloan Contact: Bob Richards
E-mail:pmchoate@ida-ore.com 
Phone: 208-322-7033 Fax: 208-322-3569
Service Area: Harney and Malheur counties
URL: 
111.	Oregon	Southern Oregon Women?s Access to Credit, Inc.
33 North Central #209 
Medford, OR 97501
Executive Director: Helen Wallace
Microloan Contact: Dennis Davis
E-mail:dpdavis@sowac.org 
Phone: 541-779-3992 Fax: 541-779-5195
Service Area: Jackson, Josephine, Klamath, and Lake counties
URL: 
112.	Oregon	Oregon Association of Minority Entrepreneurs Credit Corporation
4134 N. Vancouver Avenue
Portland, OR 97217
Executive Director: Samuel Brooks
Microloan Contact: Sanford Maddox ? (503)528-7105 or (503) 528-7102
E-mail:sanford@oame.org / jorge@oame.org
Phone: 503-249-7744 Fax: 503-249-2027
Service Area: Multnomah, Washington, Clackamas, Columbia, Tillamook,
Clatsop, and Hood Counties
URL:
113.	Oregon	Umpqua Community Development Corporation
738 SE Kane Street
Roseburg, OR 97470
Executive Director: Betty Tamm
Microloan Contact: Bob Ault
E-mail: btamm@mcsi.net/rault@umpquacdc.org
Phone: 541-673-4909 Fax: 541-673-5023
Service Area: Coos, Curry and Douglas Counties
URL:
114.	Pennsylvania	Aliquippa Alliance for Unity and Development
392 Franklin Ave
Aliquippa, PA 15001
Executive Director: Roseanne Stead
Microloan Contact: Patricia Kribbs
E-mail: pkribbs@aaud.org
Phone: 724-378-7422 Fax: 724-378-9976
Service Area: Beaver, Butler, and Lawrence counties
URL: 
115.	Pennsylvania	Community First Fund
44 N Queen Street P. O. Box 524
Lancaster, PA 17608-0524
Executive Director: Dan Betancourt
Microloan Contact: Glenda Machia
E-mail:dbetancourt@commfirstfund.org gmachia@commfirstfund.org
Phone: 866-822-3863 Fax: 717-393-1757
Service Area: Lancaster, York, Berks, Dauphin, Lebanon, Cumberland,
Perry, and Adams counties
URL: http://www.commfirstfund.org

116.	Pennsylvania	Community Loan Fund of Southwestern PA, Inc.
1920 Gulf Towers ---707 Grant Street
Pittsburgh, PA 15219
Executive Director: Mark Peterson
Microloan Contact: Laura Swiss
E-mail:mpeterson@clfund.com mbevan@clfund.com
Phone: 412-201-2450 Fax: 412-201-2451
Service Area: Allegheny, Armstong, Beaver, Butler and Indiana counties
URL: http://www.clfund.com

117.	Pennsylvania	Northeastern Pennsylvania Alliance (aka: NEPA)
1151 Oak St.
Pittston, PA 18640-3795
Executive Director: Cameron Moore
Microloan Contact: Tom Pellegrini
E-mail: tompel@nepa-alliance.org
Phone: 570-655-5581 Fax: 570-654-5137
Service Area: Carbon, Lackawanna, Luzerne, Monroe, Pike, Schuylkill,
and Wayne counties
URL: http://www.edcnp.org

118.	Pennsylvania	MetroAction, Inc.
222 Mulberry Street P.O. Box 4731
Scranton, PA 18501-0431
Executive Director: John Kokinchak
Microloan Contact: Kristine French
E-mail:kfrench@scrantonchamber.com 
Phone: 570-342-7711 Fax: 570-347-6262
Service Area: Luzerne, Lackawanna, and Monroe counties
URL: http://www.scrantonchamber.com

119.	Pennsylvania	North Central PA Regional Planning and Dev. Commission
651 Montmorenci Avenue
Ridgway, PA 15853
Executive Director: Ronald W. Kuleck
Microloan Contact: Jill Foys
E-mail:jfoys@ncentral.com 
Phone: 814-773-3162 Fax: 814-772-7045
Service Area: Cameron, Clearfield, Elk, Jefferson, McKean and Potter counties
URL: http://www.ncentral.com/~ncprpdc/

120.	Pennsylvania	Northwest Pennsylvania Regional Planning & Dev. Commission
395 Seneca Street 
Oil City, PA 16301
Executive Director: William Steiner
Microloan Contact: Dale F. Massie
E-mail:dalem@nwplan.org 
Phone: 814-677-4800 Fax: 814-677-7663
Service Area: 
Clarion, Crawford, Erie, Forest, Lawrence, Mercer, Warren and Venango counties
URL: 
121.	Pennsylvania	Philadelphia Commercial Development Corporation
1315 Walnut Street Suite 600
Philadelphia, PA 19107
Executive Director: Curtis Jones, Jr.
Microloan Contact: Rick Dean/Linda House
E-mail:econpcdc@aol.com 
Phone: 215-790-2210 Fax: 215-790-2222
Service Area: Philadelphia
URL: www.philadelphiacommercial.com

122.	Pennsylvania	SEDA-Council of Governments
RR #1, Box 372
Lewisburg, PA 17837
Executive Director: Dennis E. Robinson
Microloan Contact: Thomas J. Venditti
E-mail: venditti@seda-cog.org
Phone: 570-524-9190 Fax: 570-524-449
Service Area: Centre, Clinton, Columbia, Juniata, Lycoming, Mifflin,
Montour, Northumberland, Perry, Snyder, and Union counties.
URL:
123.	Pennsylvania	Southern Alleghenies Planning & Development Commission
541 58th Street 
Altoona, PA 16602
Executive Director: Edward M. Silvetti
Microloan Contact: Michael Mignogna
E-mail:sapdc@sapdc.org 
Phone: (814) 949-6545 Fax: (814) 949-6505 
Service Area: Bedford, Blair, Cambria, Fulton, Huntingdon, and Somerset counties
URL: www.sapdc.org

124.	Pennsylvania	The Washington County Council on Economic Development
40 S. Main Street ? Lower Level
Washington, PA 15301
Executive Director: Malcolm Morgan
Microloan Contact: Alan A. Hill
E-mail:wcced@cobweb.net
Phone: 724-228-8223 Fax: 724-250-8202
Service Area: Southwestern area of Pennsylvania including Greene,
Fayette, Washington, Westmoreland, Mongalia County in West Virginia
URL: http://www.WashingtonCountyPA.org

125.	Puerto Rico	Economic Development Corporation of San Juan(COFECC)
1103 Avenida Munoz Rivera P.O. Box 191791
Rio Piedras, PR 00926
Executive Director: Giovanna Piovanetti
Microloan Contact: Giovanna Piovanetti
E-mail:COFECC@worldnet.att.net 
Phone: 787-756-5080 Fax: 787-753-8960
Service Area: Territory Wide
URL: 
126.	Rhode Island	Rhode Island Coalition for Minority Investment 
216 Weybosset Street 2nd Floor
Providence, RI 02903
Executive Director: Denise Barge
Microloan Contact: Karriam Kanston
E-mail:dbarge.midc@efortress.com/midc_loans@efortress.com 
Phone: 401-351-2999 Fax: 401-351-0990
Service Area: Statewide
URL: 
127.	South Carolina	Business Carolina, Inc.
P. O. Box 8327
Columbia, SC 29202
Executive Director: Elliott E. Franks, III
Microloan Contact: Melissa Gaylor 
E-mail:mgaylor@businesscarolina.net 
Phone: 803-461-3800 Fax: 803-461-3826
Service Area: Abbeville, Aiken, Allendale, Anderson, Bamberg,
Barnwell, Beaufort, Berkeley, Calhoun, Charleston, Cherokee, Chester,
Chesterfield, Colleton, Darlington, Dillon, Dorchester, Edgefield,
Fairfield, Florence, Georgetown, Greenville, Greenwood, Hampton,
Horry, Jasper, Lancaster, Laurens, Lexington, Marion, Marlboro,
McCormick, Newberry, Oconee, Orangeburg, Pickens, Richland, Saluda,
Spartanburg, Union, and York counties
URL: 
128.	South Carolina	Charleston Citywide Local Development Corporation
75 Calhoun Street 3rd Floor
Charleston, SC 29403
Executive Director: Sharon Brennan
Microloan Contact: Dwayne Jubar / Michelle Ingle
E-mail:brennans@ci.charleston.sc.us 
Phone: 843-724-3796 Fax: 843-724-7354
Service Area: City of Charleston
URL: 
129.	South Carolina	Santee-Lynches Regional Development Corporation
36 West Liberty Street P.O. Box 1837
Sumter, SC 29150
Executive Director: James Darby Jr.
Microloan Contact: Walter Dunlap
E-mail:slrdc@slcog.org 
Phone: 803-775-7381 Fax: 803-773-6902
Service Area: Clarendon, Kershaw, Lee and Sumter counties
URL: 
130.	South Dakota	Lakota Fund
Trade Center P.O. Box 340
Kyle, SD 57752
Executive Director: Elsie Meeks
Microloan Contact: Monica Perkildsen
E-mail:monica@rapidnet.com 
Phone: 605-455-2500 Fax: 605-455-2585
Service Area: Bennett County, Pine Ridge Indian Reservation, and areas
of Shannon and Jackson counties which are surrounded by Indian Lands,
and exclusive of Northern Jackson county
URL: 
131.	Tennessee	Economic Ventures, Inc.
1545 Western Avenue, Suite 110 
Knoxville, TN 37921
Executive Director: Allison Sousa
Microloan Contact: Alacia Harper
E-mail:asousa@evitn.org
Phone: 865-524-0360 Fax: 865-524-3437
Service Area: Anderson, Blount, Campbell, Clairborne, Cocke, Grainger,
Hamblen, Jefferson, Knox, Loudon, Monroe, Morgan Roane, Scott, Sevier,
Union, Greene, Hancock, Hawkins, Sullivan, Washington, Johnson,
Carter, and Unicoi counties
URL: 
132.	Tennessee	LeMoyne-Owen College Community Development Corporation
802 Walker Avenue, Suite 5
Memphis, TN 38126
Executive Director: Jeffrey T. Higgs
Microloan Contact: Michael Massey
E-mail: jeffrey_higgs@nile.lemoyne-owen.edu
Phone: 901-508-2823 Fax: 901-942-6448
Service Area: Memphis and Shelby county
URL: 
133.	Tennessee	Southeast Community Capital
1020 Commerce Park Drive
Oak Ridge, TN 37830
Executive Director: 
Microloan Contact: Melissa Muendel
E-mail:muendel@sccapital.org 
Phone: 865-220-2025 Fax: 865-220-2030
Service Area: Statewide
URL: http://www.tech2020.org

134.	Tennessee	Woodbine Community Organization
222 Oriel Avenue 
Nashville, TN 37210
Executive Director: Kathy Dodd
Microloan Contact: 
E-mail:
Phone: 615-850-3447 Fax: 615-833-9727
Service Area: Cheatham, Davidson, Dickson, Houston, Humphrey,
Montgomery, Robertson, Rutherford, Stewart, Sumner, Williamson, and
Wilson counties
URL: 
135.	Texas	ACCION Texas, Inc.
2014 S. Hackberry Street 
San Antonio, TX 78210
Executive Director: Janie Barrera
Microloan Contact: Elizabeth Montoya
E-mail:info@acciontexas.org 
Phone: 210-226-3664 Fax: 210-226-2940
Service Area: Arkansas, Atascosa, Austin, Bandera, Bastrop, Bee,
Bexar, Blanco, Brewster, Brooks, Brownsville, Burnet, Carmeron,
Caldwell, Calhoun, Comal, Concho, Corpus Christi, Crockett, Culberson,
Dallas, DeWitt, Dimmit, Duval, Edwards, El Paso, Fayette, Fort Worth,
Frio, Gillespie, Goliad, Gonzales, Green, Guadalupe, Harris, Hays,
Houston, Hidalgo, Hudspeth, Irion, Jackson, Jeff Davis, Jim Hogg, Jim
Wells, Karnes, Kendall, Kenedy, Kerr, Kimble, Kinney, Kleberg,
Lampasas, Laredo, LaSalle, Lavaca, Lee, Live Oak, Llano, Loving,
Mason, Maverick, Medina, McAllen, McCulloch, McMullen, Menard,
Midland/Odessa, Nueces, Pecos, Presidio, Real, Reeves, Real, Reeves,
Refugio, San Antonio, San Patricio, San Saba, Schleicher, Starr,
Sutton, Tarrant, Tom Green, Travis, Uvalde, Val Verde, Victoria ,
Webb, Willacy, Zapata and Zavala counties
URL: 
136.	Texas	Business Resource Center Incubator
401 Franklin Ave.
Waco, TX 76701
Executive Director: John Dosher
Microloan Contact: John Dosher
E-mail:john@brc-waco.com 
Phone: 254-754-8898 Fax: 254-756-0776
Service Area: Bell, Bosque, Coryell, Falls, Hill, and McLennan counties
URL:
137.	Texas	BIG - Businesses Invest In Growth
4100 Ed Bluestein , Suite 207
Austin, TX 78741
Executive Director: Jeannette Peten
Microloan Contact: Jeannette Peten
E-mail:Melissa@big.org
Phone: 512-928-8010 Fax: 512-926-2997
Service Area: Travis, Williamson, Hays, Bastrop, Blanco, Burnet,
Burleson, Milam, Gillespie, Lampasas, Lee, Llano, Mason, Mcculloch,
and SanSaba counties
URL: 
138.	Texas	Neighborhood Housing Services of Dimmitt County, Inc.
301 Pena Street 
Carrizo Springs, TX 78834
Executive Director: Manuel Estrada, Jr.
Microloan Contact: Manuel Estrada, Jr.
E-mail: nhsdc@brushco.net
Phone: 830-876-5295 Fax: 830-876-4136
Service Area: Dimmit, La Salle, Zavala Edwards, Kinney, Real, Uvalde,
Val Verde and Maverick counties
URL: 
139.	Texas	Rural Development and Finance Corporation
711 Navarro Street Suite 350
San Antonio, TX 78207
Executive Director: Gloria Guerrero
Microloan Contact: Lucy Brooks
E-mail:RDFC@DCCI.COM 
Phone: 210-212-4552 Fax: 210-212-9159
Service Area: Cameron, El Paso, Starr, Hidalgo, Willacy, Maverick,
Dimmit, Webb, Zapata, and Zavala counties
URL:
140.	Texas	San Antonio Local Development Company
215 South San Saba , Rm 107
San Antonio, TX 78207
Executive Director:Ramire Cavazos 
Microloan Contact: Robert Ayala
E-Mail: roberta@sanantonio.gov
Phone: 210-207-3932 Fax: 210-207-8151
Service Area: Atascosa, Bandera, Bexar, Comal, Frio, Gillespie,
Guadalupe, Karnes, Kendall, Kerr, Medina, San Antonio and Wilson
counties
URL: 
141.	Texas	Southern Dallas Development Corporation
351 West Blvd., Suite 800
Dallas, TX 75208
Executive Director: Jim Reid
Microloan Contact: Victor Elmore
E-mail:Velmore@SBDC.org 
Phone: 214-428-7332 Fax: 214-948-8104
Service Area: Portions of the City of Dallas
URL: 
142.	Texas	The Corporation for Economic Development of Harris County, Inc.
11703  - 1Easttex Freeway
Executive Director: Jacqueline Griffin
Microloan Contact: Vllerie Boudreaux-Allen
E- mail: jgriffin@cedhc.com
Phone:281-590-5600 Fax: 281-590-5605
Service Area: Brazoria, Chambers, FortBend, Galveston, Harris,
Liberty, Montgomery, and Waller Counties
URL: 
143.	Vermont	Economic Development Council of Northern Vermont, Inc.
155 Lake Street 
St. Albans, VT 05478
Executive Director: Connie Stanley-Little
Microloan Contact: William Farr
E-mail:EDCNV@Together.net 
Phone: 802-524-4546 Fax: 802-527-1081
Service Area: Chittenden, Franklin, Grand Isle, Lamoille, and Washington counties
URL: 
144.	Vermont	Northern Community Investment Corporation
347 Portland Street, P.O. Box 904 
St. Johnsbury, VT 05819
Executive Director: 
Microloan Contact: Carol Walker
E-mail:Carol@ncic.org 
Phone: 802-748-5101 Fax: 802-748-1884
Service Area: Caledonia, Essex, and Orleans counties
URL: www.ncic.org 

145.	Vermont	Vermont Development Credit Union
18 Pearl Street 
Burlington, VT 05401
Executive Director: Caryl J. Stewart
Microloan Contact: Jeff Smith
E-mail: 
Phone: 802-865-3404 Fax: 802-862-8971
Service Area: Addison, Bennington, Orange, Rutland, Windham, and Windsor counties
URL: 
146.	Virginia	Business Development Centre, Inc.
147 Mill Ridge Road 
Lynchburg, VA 24502
Executive Director: Catherine McFaden
Microloan Contact: 
E-mail: 
Phone: 434-582-6100 Fax: 434-582-6106
Service Area: Amherst, Appomattox, Bedford, Campell counties, cities
of Lynchburg and Bedford, the Town of Amherst, and Altavista
URL: http://www.lbdc.com

147.	Virginia	Center for Community Development
440 High Street Suite 204
Portsmouth, VA 23704
Executive Director: Bruce Asberry
Microloan Contact: Monique Harrell
E-mail:profitl@ccdi-va.net 
Phone: 757-399-0925 Fax: 757-399-2642
Service Area: Chesapeake, Essen, Gloucester, Hampton, King and Queens,
King William, Mathews, Middlesex, Newport News, Norfolk, Portsmouth,
Suffolk, and Virginia Beach
URL:
148.	Virginia	Enterprise Development Group (formerly Ethiopian
Community Development)
1038 South Highland Street 
Arlington, VA 22204
Executive Director: Tschaye Teferra
Microloan Contact: Haddish Welday
E-mail:belay.embaye@ECDCinternatinal.org 
Phone: 703-685-0510 Fax: 703-685-0529
Service Area: Prince William, Arlington and Fairfax counties and the
cities of Alexandria and Falls Church
URL: 
149.	Virginia	People Incorporated of Southwest Virginia
1173 West Main Street 
Abingdon, VA 24210
Executive Director: Robert G. Goldsmith
Microloan Contact: Phillip Black / Gayle Dutton 
E-mail: pblack@peopleinc.net / gdutton@peopleinc.net 
Phone: 276-619-2291 Fax: 276-628-2931
Service Area: Counties of Bland, Buchanan, Carroll, Dickenson, Floyd,
Grayson, Lee, Russell, Scott, Smyth, Tazewell, Washington, and Wise.
Cities of Bristol, Galax, and Norton
URL: http://www.businesstart.org

150.	Virginia	Richmond Economic Development Corporation
501 E. Franklin St. Suite 358
Richmond, VA 23219
Executive Director: Stephen Schley
Microloan Contact: Brenda Lewis 804-521-4220
E-mail:sjschley@aol.com 
Phone: 804-780-3013 Fax: 804-788-4310
Service Area: City of Richmond
URL: 
151.	Virginia	Total Action Against Poverty
210 South Jefferson St., P.O. Box 2868
Roanoke, VA 24011
Executive Director: Chris Scott
Microloan Contact: Diane Johns
E-mail:chris.scott@businessseed.com / diane.johns@businessseed.com
Phone: 540-344-7006 Fax: 540-344-6998
Service Area: Alleghany, Bath, Botetourt, Craig, and Roanoke counties
including the City of Clifton Forge, Covington, Roanoke, and Salem
URL: 
152.	Virginia	Virginia Community Development Loan Fund
1624 Hull Street 
Richmond, VA 23224
Executive Director: Tim Hayes
Microloan Contact: Janice Fraites/Kevin Robinson
E-mail:JFraitesvcdlf@earthlink.net / karobinsonvcdlf@earthlink.net /
thayes@vcdlf.org
Phone: 804-233-2014 Fax: 804-233-2158
Service Area: The counties of Henrico, Chesterfield, Goochland,
Hanover, Powatan, and the cities of Petersburg and Hopewell
URL: http://www.vcdlf.org

153.	Washington	Community Capital Development
1437 South Jackson, Suite 201
Seattle, WA 98144
Executive Director: Jim Thomas
Microloan Contact: Art Mickel
E-mail: artm@seattleccd.com
Phone: 206-324-4330 ext. 104
Service Area: Adams, Chelan, Douglas, Grant, Kittitas, Klickitat,
Okanogan, Yakima, King, Pierce, Skagit, San Juan, Snohomish, Island,
Kitsap and Whatcom
URL:http://www.seattleccd.com/

	Washington	Oregon Association of Minority Entrepreneurs Credit Corporation
4134 N. Vancouver Avenue
Portland, OR 97217
Executive Director: Samuel Brooks
Microloan Contact: Sanford Maddox - 503-528-7105
E-mail:sanford@oame.org
Phone: 503-249-7744 Fax: 503-249-2027
Service Area: Clark county
URL:
154.	Washington	Tri-Cities Enterprise Center
124 W. Kennewick Ave. 
Kennewick, WA 99336
Executive Director: Wilfred Henderson
Microloan Contact: Katie Fast
E-mail: kfast@enterprisecenter.net
Phone: 509-582-9440 ext 108 Fax: 509-582-9720
Service Area: Benton, Franklin, Columbia, Garfield, Asotin, Whitman
and Spokane counties
URL: www.enterprisecenter.net

155.	Washington	Washington CASH (Community Alliance for Self-Help)
1912 East Madison St. 
Seattle, WA 98122
Executive Director: Kathy Gilman
Microloan Contact: Kathy Gilman
E-mail:washcash@nwlink.com 
Phone: 206-352-1945 Fax: 206-352-1899
Service Area: Clark, Cowlitz, Island, King, Kitsap, Lewis, San Juan,
Skagit, Snohomish, Thurston, and Whatcom counties
URL: http://www.washingtoncash.org

156.	Washington	Rural Community Development Resources, Inc. (formerly WAME)
24 South 3rd Avenue
Yakima, WA 98902
President & CEO: Luz Bazan Gutierrez
E-mail: delnorte@nwinfo.net
Phone: (509) 453-5133 Fax:509-453-5165
Service Area: Mattawa and Othello in Grant County; Moses Lake and
Royal City in Adams County; Walla Walla County; and Pasco in Franklin
County
URL:
157.	West Virginia	Lightstone Community Development Corp.
HC 63, Box 73
Moyers, WV 26815
Executive Director: Anthony E. Smith
Microloan Contact: Anthony E. Smith
E-mail:loans@lightstone.org
Phone: 304-249-5200 Fax: 304-249-5310
Service Area: Statewide
URL: www.lightstone.org

158.	West Virginia	Mountain CAP of West Virginia, Inc.
105 Jerry Burton Drive 
Sutton, WV 26601
Executive Director: Mary Chipps
Microloan Contact: Tara Rexroad
E-mail:mtcapt@rtol.net or kctmountaincap@neumedia.net
Phone: 304-765-7738 Fax: 304-765-7308
Service Area: Barbour, Braxton, Clay, Fayette, Gilmer, Lewis,
Nicholas, Randolph, Roane, Upshur Raleigh, Harrison, and Webster
Counties
URL: 
	West Virginia	The Washington County Council on Economic Development
100 West Beau Street Suite 703
Washington, PA 15301-4432
Executive Director: Malcolm Morgan
Microloan Contact: Ray Grudi
E-mail:wcced@cobweb.net
Phone: 724-228-6949 Fax: 724-250-6502
Service Area: Monongalia counties
URL: http://www.WashingtonCountyPA.org

159.	Wisconsin	Advocap, Inc.
19 West 1st Street P.O. Box 1108
Fond Du Lac, WI 54935
Executive Director: Michael Bonertz
Microloan Contact: Morton Gazerwitz 920-426-0150
E-mail:mortg@advocap.org/jimw@advocap.org
Phone: 920-922-7760 Fax: 920-922-7214
Service Area: Fond du Lac, Green Lake, and Winnebago counties
URL: 
160.	Wisconsin	Impact Seven, Inc
147 Lake Almena Dr. 
Alemna, WI 54805
Executive Director: William Bay
Microloan Contact: Inger Sanderud
E-mail:impact7@execpc.com 
Phone: 715-357-3334 Fax: 715-357-6233
Service Area: Statewide with the exceptions of Fond du Lac, Green
Lake, Kenosha, Milwaukee, Oasukee, Racine, Walworth, Waukesha,
Washington, and Winnebago counties and, inner city Milwaukee
URL: 
161.	Wisconsin	Lincoln Neighborhood Redevelopment Corp.
2266 S. 13th St.
Milwaukee, WI 53215
Executive Director: Michael Gapinski
Microloan Contact: Matthew Maigatter
Phone: 414-671-5619 Fax: 414-385-3270
E-mail: LNRC@cbgmail.com
Area Served: Greater Milwaukee SMSA
URL:
	Wisconsin	Northeast Entrepreneur Fund, Inc.
1225 Town Avenue 
Superior, WI 54880
Executive Director: Mary Mathews
Microloan Contact: Robert Voss
E-mail:marym@neefund.org 
Phone: 800-422-0374 Fax: 715-392-6131
Service Area: Douglas County
URL: http://www.entrepreneurfund.org

162.	Wisconsin	Wisconsin Women's Business Initiative Corporation
2745 North Dr. Martin Luther King Jr. Dr., 
Milwaukee, WI 53212
Executive Director: Wendy Werkmeister
Microloan Contact: Carol N. Maria
E-mail:info@wwbic.com 
Phone: 414-263-5450 Fax: 414-263-5456
Service Area: Brown, Dane, Dodge, Jefferson, Kenosha, Milwaukee,
Ozaukee, Racine, Rock, Walworth, and Washington counties
URL:
163.	Wyoming	Wyoming Women's Business Center
13th and Lewis Streets
P.O. Box 3661
Laramie, WY 82071
Executive Director: Rosemary Bratton
Microloan Contact: Rosemary Bratton
Phone: 307-766-3083 Fax: 307-766-3085
E-mail: wwbc@uwyo.edu
Service Area: State of Wyoming
URL:

The above list was found on the SBA government web site. You may view
this directly at http://www.sba.gov/financing/microparticipants.html

Your clients may also find it better to acquire an unsecured small
business loan. There are many lenders that can assist with this, but
they typically do require a high credit rating.

BusinessCashAdvance says it can provide all levels of loans to all
types of businesses. You may access this company online. The link is
http://businesscashadvance.com

AmericaOneUnsecured offers unsecured loans of all types. You may read
more about this company online. The link is
http://www.americaoneunsecured.com

The Funding Edge also offers unsecured loans for small businesses. You
may read more about this company online. The link is
http://www.fundingedge.com/smbizcenter.asp

New Horizon Business Services offers unsecured business loans. You may
read more about this company online. The link is
http://www.newhorizon.org/NHBS/unsecuredloanrequest.htm

Abacus Mortgage guarantees unsecured loans. You may read more about
this company online. The link is
http://abacusmortgageloans.com/stopyour.htm

You wrote, ?I know that many state vo tech agencies do this for the
mentally ill, etc. I don?t think there is no one agency that does this
but many agencies that cover different areas of need.?

You are absolutely correct. Different states offer different loans and
programs to those with disabilities to start businesses.

First, you should know about publications published by the U.S.
Department of Education that can help those with disabilities file for
the money they need for small businesses and other financial needs.
You may view the list of publications on the Department of Education?s
website. The link is
http://www.ed.gov/policy/speced/guid/rsa/techassis-circular.html?exp=0

I located a list of state organizations that offer programs for those
with disabilities. They're broken down by state with all relevant
contact information. You may view this list online through the
Department of Education?s website. The link is
http://www.jan.wvu.edu/SBSES/VOCREHAB.HTM

You further wrote, ?I also understand that the military, army, navy
have some home businesses training etc that they will fund if that
company is approved as an officially approved agency.?

This is absolutely true. The program is called the DANTES Tuition
Assistance Management Program. It funds education and training for
former and current military personnel in approved areas by approved
agencies.
Students can read about how to apply for the program online. The link
is http://www.dantes.doded.mil/dantes_web/tuitionassistance/InfoForStudents.htm
Educational Offices can read about how to apply to have training they
offer covered under this program.  The link is
http://www.dantes.doded.mil/dantes_web/tuitionassistance/InfoForEdOffices.htm
Institutions can read about how to apply to have training they offer
covered under this program. The link is
http://www.dantes.doded.mil/dantes_web/tuitionassistance/InfoForInstitutions.htm
In addition, you may find information on the DANTES homepage helpful.
The link is http://www.dantes.doded.mil/dantes_web/danteshome.asp?Flag=True
Further, there are some loan programs available to former military
personnel. ?The 7(a) Loan Guaranty Program?. provides loans to small
businesses unable to secure financing on reasonable terms through
normal lending channels. The program operates through private-sector
lenders that provide,? according to the SBA. You may read more about
this loan program online. The link is
http://www.sba.gov/financing/sbaloan/7a.html

The 7(a) Loan program requires that ?the applicant must first be
eligible. Repayment ability from the cash flow of the business is a
primary consideration in the SBA loan decision process but good
character, management capability, collateral, and owner's equity
contribution are also important considerations. All owners of 20
percent or more are required to personally guarantee SBA loans.?

The Prequalification Pilot Loan Program, according to the SBA, ?uses
intermediaries to assist prospective borrowers in developing viable
loan application packages and securing loans. Once the loan package is
assembled, it is submitted to the SBA for expedited consideration; a
decision usually is made within three days. If the application is
approved, the SBA issues a letter of prequalification stating the
SBA's intent to guarantee the loan. The maximum amount for loans under
the program is $250,000; the SBA will guarantee up to 80 percent for
loans up to & including $100,000 and 75 percent for loans over
$100,000. The intermediary (usually a Small Business Development
Center) then helps the borrower locate a lender offering the most
competitive rates. Small Business Development Centers serving as
intermediaries do not charge a fee for loan packaging. For-profit
organizations will charge a fee.? You may read more about this program
online. The link is http://www.sba.gov/financing/sbaloan/prequalification.html

A good article that may be of interest is "Overview of Financing
Options.? You may read this article online. The link is 
http://www.morebusiness.com/running_your_business/financing/overview.brc

A good website dedicated to entrepreneurs has links to many articles
sorted into different financing categories like angel, venture, and
loans. All these cater to small businesses.

You may access the list of articles on this site from conventional
sources online. The link is
http://www.entreworld.org/Channel/SYB.cfm?Topic=FincSrcs

You may access the list of articles on this site from lenders online.
The link is http://www.entreworld.org/Channel/SYB.cfm?Topic=FincLoan

You may access the list of articles on this site for angel loans
online. Entrepreneurial concerns that don't have collateral and are
less likely to secure bank loans are good candidates for ?angel?
funding. Angels are private individuals who invest in promising
starting businesses. The link is
http://www.entreworld.org/Channel/SYB.cfm?Topic=FincAngl

If you need any clarification or additional information, please don?t
hesitate to click the ?clarify? button.

Thanks!

Darrel-ga
bigbruiser-ga rated this answer:5 out of 5 stars
Thank you so much a world of information and many will benefit from it.

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