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Q: Car insurance for overseas ( Answered 4 out of 5 stars,   0 Comments )
Question  
Subject: Car insurance for overseas
Category: Business and Money
Asked by: tom12345-ga
List Price: $100.00
Posted: 15 Mar 2004 18:13 PST
Expires: 14 Apr 2004 19:13 PDT
Question ID: 317115
I am looking to purchase car insurance for a motor car I own in
Ireland. I want to purchase the insurance here in the USA. Can you
help me find a comopany? The company needs to be located in the USA,
but willing to insure a car in Ireland.

Tom Arkins

Request for Question Clarification by larre-ga on 15 Mar 2004 19:46 PST
I have located several possibilities for you. Is this for a personal
car, or one that belongs to a business?
Answer  
Subject: Re: Car insurance for overseas
Answered By: larre-ga on 15 Mar 2004 22:43 PST
Rated:4 out of 5 stars
 
Thanks for asking!

Each of the insurance companies and service agencies listed offer
international insurance coverage, including Ireland, from the U.S.


GEICO
----------------------------------------------------------------------

"GEICO has provided overseas auto insurance--through its subsidiary,
International Insurance Underwriters (IIU)--since 1954. IIU acts as
your agent and arranges coverage from high quality overseas insurers
who are licensed by the country where you will be living. We make
available coverage to government employees, members of the military,
tourists, expatriates and Third-Country Nationals."

GEICO Overseas Insurance
http://www.geico.com/auto/overseasAbout.htm


Contact GEICO
-------------

Telephone (from the U.S.): 1-800-248-4998
Telephone (from Ireland):  00-80008413000  
eMail: overseas@geico.com


AIG International Services
----------------------------------------------------------------------

AIG offers International Insurance as an optional Member benefit. AIG
International Services Membership costs range from $200 - $400 per
year.

International Auto Insurance coverage includes:

Collision / comprehensive 
Bodily injury liability 
Property damage liability 

Policy Benefits 

Contracts in English 
Claims handled in the U.S. 
Claims paid in U.S. dollars 
Special arrangements for drivers aged 21 to 24 
Policy limits vary by country 
Policies meet all minimum requirements 

The website notes, however, that certain restrictions may apply
regarding age, vehicle ownership status, and geographic location.

AGI International Service International Auto Insurance
https://www.aig-is.com/factsheetpages/InternationalAutomobileInsurance.html

Worldwide Support Member Insurance Services
https://www.aig-is.com/html/worlwide_main.html


Contact AIG
-----------

Worldwide Marketing and Sales
80 Pine Street
13th Floor
New York, NY 10005
Telephone: 1-212-770-3008


Worldwide Call Center
6464 Savoy Drive
Houston, TX 77036
Telephone: 877-708-6995 (U.S. Tollfree)
Email: aigisintlsvcs@aig.com
Website: https://www.aig-is.com/index.html


Clements International
----------------------------------------------------------------------

Clements International offers personal and auto insurance for the
professional abroad, including Destination Only coverage.

Countries Covered
http://www.clements.com/about.htm#list

"The AutoElite® program can provide coverage for Comprehensive,
Collision and Theft, Primary Auto Liability (Third Party) and Excess
Liability coverage conveniently packaged in one program.

Comprehensive & Collision Coverage - Worldwide comprehensive, theft
and collision coverage for your automobile while it is being operated
or parked abroad. AutoElite® also provides Automobile Rental
Reimbursement, Disablement Towing Coverage and optional coverage for
duty expenses.

Auto Liability Coverage - In many countries, we provide the locally
required Primary Auto Liability Insurance (Third Party) coverage in
conjunction with your AutoElite® policy. When it is required for you
to purchase your primary liability coverage locally, our excess
liability coverage will extend this often inadequate coverage."

Clements International Professionals Abroad Programs
http://www.clements.com/professionalsabroad/index.htm

Clements International World Auto Coverage can provide business auto
insurance worldwide. See their .pdf Brochure for coverage details.

Professionals Abroad
https://www.clements.com/mailform/ProfessionalsAbroad.pdf


Contact Clements International
------------------------------

Clements International
1660 L Street NW
9th Floor
Washington DC 20036 USA

Telephone: 202-872-0060
Telephone: 800-872-0067 (U.S. Tollfree) 
Fax 202-466-9064
E-mail: info@clements.com


Search Strategy:
----------------------------------------------------------------------

Business.com International Services Directory

also... 

Google Search Terms:
--------------------

"international auto insurance"
"overseas auto insurance"
"overseas vehicle insurance"
"worldwide auto insurance"
"expatriate auto insurance"
"personal auto insurance" "international coverage"
"personal auto insurance" "overseas coverage"


I hope the companies listed meet your needs. If you have questions
about the material or links provided, or if you require additional
info about international auto insurance for business use of your
automobile, please, feel free to ask.

Best regards,

---larre
   Google Answers Researcher

Request for Answer Clarification by tom12345-ga on 17 Mar 2004 07:37 PST
Thanks for your help. Unfortunatly all of the companies listed need
the car to be regestered in the US. Can we find a US company that will
insure a car already in Ireland. It would be to a US resident with a
US drivers licence. It is for personal not bussiness.

 Thanks again Tom.

Clarification of Answer by larre-ga on 17 Mar 2004 08:36 PST
In order to knowledgeably discuss these new requirements with
insurance professionals, I'll need a few more details.

-- Car's country of origin and purchase/lease
-- Year, make, model
-- Ownership type (lease, purchase, hire, etc.)

Thank you  ---l

Request for Answer Clarification by tom12345-ga on 17 Mar 2004 17:30 PST
thanks for getting back to me. The car was purchased in Ireland then
sold to me. i am the owner. the car is a volkswagon ,jetta, 1994,
1.9cc, desil. hope this helps.

tom

Clarification of Answer by larre-ga on 17 Mar 2004 18:15 PST
Thank you for your response. Tomorrow (business day, West Coast, USA),
I will speak to an insurance consultant who specializes in difficult
cases, and see what steps are recommended.    ---l

Clarification of Answer by larre-ga on 18 Mar 2004 17:22 PST
The insurance broker I spoke with today promised to make some hone
calls and check sources. Part of the difficulty, it seems, is that
cars not manufactured for the American market don't meet U.S.
insurance company standards for insurability. This isn't necessarily a
quality judgement. The U.S. simply has unique safety or emmissions
requirements mandated by federal law, that foreign manufactured
vehicles must meet. These required items are not added to cars sold
elsewhare. It adds up to a vehicle that doesn't (can't) meet U.S.
insurability standards. In the computer age, working around that
obstacle can be quite a process.

The scenario I described today as an example used my stepson (23),
with graduate studies in Ireland, purchasing a local automobile, but
"mom" paying for his insurance. I was told that the easiest way to
accomplish this would be through an individually negotiated
arrangement with an Irish or U.K. insurance agency, with payment via
credit card, which is converted into U.S. dollars as  part of the
credit card transaction.

I will post additional information and recommendations as I receive them.

---l

Clarification of Answer by larre-ga on 25 Mar 2004 10:55 PST
Thank you for your patience. 

After additional research and several more conversations with
insurance brokers, the informed consensus is that the best chance of
setting up an arrangement for U.S. payment for a car registered in the
U.K. (Northern Ireland) or Ireland would be to find a (local)
independent auto insurance broker/agent who can individually negotiate
a custom policy arrangement with an Irish or U.K. counterpart, and
arrange exchange payments. There may well be an added fee for such
services.

To locate local insurance brokers, you might try Google's new Local
Search (Beta) using your own zip code and the following search phrase:

independent "auto insurance" agents OR brokers

Local Google
http://local.google.com/lochp

I'm sorry that there doesn't seem to be a simpler way to arrange out
of country auto insurance for your particular circumstance.

---l
tom12345-ga rated this answer:4 out of 5 stars
Although we have not yet acomplished my goal, I appreciate the effort
and leads which have come forth. Thanks Tom

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