Hi davidson22,
I don't think you'll find legislation covering the situation you
describe. Generally, sellers set their own terms of sale, including
the guarantee (if any). That is why it is important to know the terms
of sale of a seller before making a purchase - any guarantees should
be clearly stated on their website.
That all said, any online store which requires the purchaser to buy
insurance is not conducting their business according to the standards
of the trade. If you pay for something, it is up to the seller to get
it to you in good condition - if they want to insure it, it's up to
them to cover the cost of insurance.
Have a look at the "Code of Ethics" at the Online Independent
Bookseller's Association (IOBA)...
"Responsibility for damage to, or loss of, goods in transit will
remain with the member."
http://www.ioba.org/code.html
...and Tomfolio:
"Members shall be responsible in packing and shipping materials, and
shall be responsible for damage caused by improper packing. Members
shall be responsible for items sold until delivered to purchaser or
purchaser's agent."
http://www.tomfolio.com/tomfolio/ethics.asp
In other words, although not legislated, common courtesy between buyer
and seller is an important part of doing business, whether it be in a
bricks and mortar or online shop. It's the responsibility of the buyer
to do their homework first and review the seller's terms of sale and
store policies before making a purchase.
Sincerely,
hummer |