I am interested in learning what are the critical business issues
within the Financial Services Industry today.   I am also interested
in what the expected long term trends are within this industry.

I am defining this industry to include Banking, Insurance, Securities,
Financial Management....generally any type of Financial Service.

The answer to this question should include 
    1.  A list of URLs (websites, articles, etc.) where I can read
more in order to understand current critical business issues are
during the 2004-5 period.
    2.  A list of URLs (websites, articles, etc.) where I can read
more in order to understand what the future (2005-2010 period) trends
are.

Finally...this should not be just a U.S. centric view...I am
interested in global as well as regional views.