The following is a list of American and offshore banks that allow
quick setup of accounts and wire transfers.
Be aware that U.S. banks, in accordance with the 2001 Patriot Act 's
"International Money Laundering Abatement and Anti-Terrorist Financing
Act of 2001,"which "makes it more difficult for terrorists and other
criminals to use the country's financial system for illicit purposes,
the law requires financial institutions to establish procedures to
obtain, verify, and record information that identifies each person who
opens an account. . . . ."
From the Massachusetts's Division of Banks:
Therefore, when you open an account with U.S.-based banks, you must
provide your name, address, date of birth, and Social Security number.
In a few cases you may also be asked to fax in your Social Security
card or driver's license, etc.
Yahoo Directory of Internet Banks:
Not all of the Internet banks listed there meet your criteria. Here
are the ones that match your needs:
Anglo American Bank: "offshore, online services include international
bill payment and wire transfers, multi-currency . . . ."
CompuBank "offers virtual banking services, including business and
personal accounts, wire transfers, bill payments, direct deposit, and
However, when you click on that hyperlink you'll see, "coming soon,"
so please keep checking back to see when CompuBank launches.
On that page, near top left, see link "wire transfer" and click to
bring up pop-up box.
Direct Banking from SalemFive
First Internet Bank of Indiana:
Griffon (Offfshore) International Bank offers to setup an account in 5 minutes:
Provides international money wires:
HSBC Bank, Hong Kong, offers online banking and wire transfers:
(Then click on "Internet Banking").
The search string "online bank +instant account setup +wire" yielded these results:
Bank of Internet:
Union Bank of California:
Putnam Savings Online:
Online Offshore Banking, Isle of Man:
Charter One Bank:
(That page includes a section on wire transfers. Some accounts feature
free wire transferring.)
PC Banker/American Bank:
For more resources, see this list of online banks at MSN's Online
Banking Group Message Board
Look to left to see list of online banks. At right, see discussion
board where you can read feedback from clients of various online
I hope my research is of help to you. Please post a "Request For
Clarification," if you need help navigating any of the above links, or
if you require clarification on any of the above points, prior to
rating my answer.
Google Answers Researcher