Hello,

Is there any disadvantage to transferring a credit card balance to
another card with an introductory offer of 0% apr for 9 months, then
at the end of the 9 months transferring the balance again to another
card with a low fixed apr (or even another 0% introductory offer)?

Do the credit card companies pick up on this and become reluctant to
transfer your balance since they get nothing out of it?  Anyone have
any experience with this?

Thank you,

Ed

If you do this, be very careful never to be late with a payment.
Sometimes these 0% deals turn very expensive if you make a payment
that is received even one day late. Read the fine print carefully.

What Pink said is quite true.  I had a very embarassing moment in
Toledo last summer with a couple of the other researchers.  When I
returned home, the bill was there.  I found that because I had been
one day late with the payment the previous month, I had been hit with
an enormous penalty which combined with another fee I had not read the
fine print enough to be aware of put me on the debt rather than the
credit side.

The other fee was because I had signed onto an "Auto pay" plan (at
their suggestion) which still got the payment in a day late.  Have
changed credit card company since and no further problems.

Digs