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Q: Top names in financial services processing ( No Answer,   1 Comment )
Question  
Subject: Top names in financial services processing
Category: Computers
Asked by: brack-ga
List Price: $50.00
Posted: 01 Jun 2004 16:13 PDT
Expires: 01 Jul 2004 16:13 PDT
Question ID: 354968
What financial services credit and debit card processor companies
offer the same services as Solspark and Concord?

Request for Question Clarification by pinkfreud-ga on 01 Jun 2004 16:26 PDT
Are the lists on this page useful for your purposes?

http://dir.yahoo.com/Business_and_Economy/Business_to_Business/Financial_Services/Transaction_Clearing/

If you need a more precisely targeted list, it would be very helpful
to know more about your needs. Of particular interest: what features
of these services are most important to you?

Clarification of Question by brack-ga on 01 Jun 2004 16:44 PDT
I am now in a contract that gets processing from solspark/concord now
bought by First Data. Their perfomance is not good. What other
companies offer the same service? I am operating A CARD SYSTEM on
Solspark and may need to find another provider.
  It is a stored value credit card operated on what was originally a
debit card platform.
   A stored value signature card is the same as a bank account card or
what was once a debit account card until the banks added signatures to
capture the merchant exchange payments.
   Who can I consider to replace Solspark?
Answer  
There is no answer at this time.

Comments  
Subject: Re: Top names in financial services processing
From: afisguy-ga on 30 Jun 2004 14:57 PDT
 
Solspark provides Youth Payment Systems and Consumer-to-Consumer payment solutions.

Since YPS is a fairly new product idea, I don't think you'll find a
company that is identical in offerings to Solspark.

But if you look at http://www.globalauctioncenter.com/ccprocessing.htm
, they have an extensive list of credit processing companies.

A portion of the page is copied below:

Services Similar To Pay Pal

Yahoo! Pay Direct - Allows you to accept payment online in real time
from your very own website, similar to Pay Pal!  Use Pay Direct with
auctions.  International users welcome.  An excellent way to accept
payments for individuals, groups, e-commerce sites, auctions, etc... 
Monies are deposited into your checking account or credit card.
Money Zap - Allows you to send and receive money online
StormPay.com, BrightPay.com, AOL QuickCash By CitiBank, PayDollar.cc,
ClickBank.com, EZPay.com, E-Gold.com, IDStreet2U.com,
Intelli-Collect.com, PayQuake.com

Best Online Check Processor

www.paybycheck.com - Lowest Rates on the net.  Check is sent out same
day order is received.  Excellent service!

------------------

 

bidpay.com  
 
    For use in auctions only. Accepts credit cards outside the United
States and sends a money order to the auction seller
ClickBank  
 
    Accept credit card payments without a merchant account. Start your
own affiliate program or just earn money as a reseller for others!
eCount  
 
    Shop with your ecount anywhere online -- anywhere credit cards are accepted 
I-Check - The Internet Check  
 
    i-Check allows you to accept checks online without any extra
hardware or software. Just place a link to our secure servers and we
take care of the rest.
PayingFast.com  
 
    Payingfast.com - The fast way to send a money order to pay for
your online auction... or almost anything! Purchase a money order up
to $500 online to send to a seller. Seller's Promotion !!!
PayPlace.com  
 
    Almost identical to PayPal 
ProPay  
 
    Almost like having a real merchant account. Low rates and fast
access to your money.
 
-----------------------
      

2. Click Bank - If you sell intellectual property online, software, or
any intangible product online, then Click Bank is an excellent option
for you.  Their setup fee use to be free, but no longer.  Payments are
issued twice per month, and they withold 10% of checks over $25, which
after 90 days, is released.  You can also earn money by placing
referral links from other Click Bank Users on your sales page.

Setup/Monthly Fees: $49.95/No

Processing Rates: $1.50 + 7.5%

Orders By: Online Only

Locations: USA

Fee For A $10 Item: $2.25

Fee For A $100 Item: $9.00

 

3.  Visage Services - USA Checks free of charge. Eurocheck $12, USA
Money Transfer $21, International wire transfer $21-40.  Payments once
per month.  Primarily used for Shareware Author Registration
Processing.

Setup/Monthly Fees: No/No

Processing Rate Comparison: $3 + 3%

The fees charged for V-Share services include a processing rate of 3%
plus a flat amount of US $3 per transaction. There is no minimum
monthly fee. In addition, processing charges created from our Bank for
draft or wire transfer issued (domestic: US $21  or foreign: US $40)
on your behalf, are passed through directly to you. THAT'S ALL! No
hidden fees or other obscure charges are involved. You pay only if you
have sales. Here is an example of an author's monthly sales activity,
who sells a program with $50 ticket amount:

If your product is low priced (ticket value less than (or equal to)
$15,  then the fees charged for V-Share services are only 20% per
transaction instead of the $3+3% scheme mentioned above. Thus the
previous example modified with $15 ticket amount becomes:
Monthly Sales: 15 transactions X $50 each = $ 750.00
V-Share fees: 3% of $750 (Sales Rate)     = $  22.50
        plus  $3 X 15 transactions        = $  45.00
              That sums a total charge of = $ -67.50
    Thus your Net Sales Income is:          $ 682.50 	Monthly Sales:
15 transactions X $15 each = $ 225.00
V-Share fees: 20% of $225 (Sales Rate)    = $ -45.00
Thus your the Net Sales Income is:          $ 180.00

Orders By: Online, Phone, Fax, Mail

Locations: International

Fee For A $10 Item: $2.00

Fee For A $100 Item: $6.00

4. Verza, Inc. - Processes payments for tangible and intangible
products, and also processes orders for services.  Verza sends
payments out twice per month, with a 5% six-month rolling reserve. 
There is also a $15 charge for chargebacks.  Verza also provides an
account for you to manage your products/services/info.

Setup/Monthly Fees: No/No

Processing Rates: Credit Cards, 0.99 + 4.99%, Online Checks $0.99 + 3.5 %

Orders By: Online Only

Locations: International

Fee For A $10 Item: $1.48

Fee For A $100 Item: $5.89

5.  Verotel - Verotel offers payment processing services worldwide,
through 1-900 Billing, Checks and Credit Cards. There is a 10% Rolling
Reserve, and $15 for each chargeback, and Payments are sent out twice
a month.  Credit Card Processing is slightly limited!  Also offers
recurring billing.  Your US customers who do not have a credit card,
but do have a checking account can pay by check. By providing more
payment options, you will increase your total revenue.  Your customers
will fill out their checking account information online (ABA number,
checking account number and check number).  Verotel verifies the check
information and supplies your customer with a usercode and passcode to
enter your website. This usercode and passcode is added to your
website using the Verotel Remote User Manager.

    * NO setup fee
    * NO monthly minimums
    * 24/7 technical support
    * FREE Subscription Management
    * FREE Advertising Program
    * Verotel will handle all customer billing issues
    * Real Recurring Billing
    * Smart Recurring Billing
    * Access to the Verotel Control Center, review all transactions in
real-time online

Setup/Monthly Fees: No/No

Processing Rates: Depends on transaction type

Orders By: Credit Cards, Online Checks and 1-900 Number Billing

Locations: International

Fee For A $10 Item: $1.50

Fee For A $100 Item: $9.00

 

6. Web Charge - Offers credit card processing for subscription based
services.  They send out payments once a week, and with hold 10% for a
6-month rolling reserve, for delayed chargebacks, refunds, etc...  
After six months, each month thereafter, your receive monies made in
1st month, of business, and so forth.  They also offer 1-900 billing!
Their system authorizes purchases, collects or issues user names and
passwords, rebills the buyer when their subscription expires and
automatically expires accounts. Detailed statistical and financial
reporting are also included, all accomplished via a simple-to-use
browser interface.

Setup/Monthly Fees: NA

Processing Rates: 15%

Orders By: Credit Cards, Online Checks and 1-900 Number Billing

Locations: International

Fee For A $10 Item: $1.50

Fee For A $100 Item: $15.00

 

 

7. Eu Merchants - European Credit Card Processor with very reasonable
credit card processing fees.  With a low rate of 5.35% + .35 per
transaction, Eu Merchants is perfect for International Online Credit
Card Processing, however they may have stopped accepting applications
temporarily.  Wire transfers $25 or request a check.

Setup/Monthly Fees: Yes $120/No

Processing Rates: Credit Cards, 5% + .35 Per Transaction, with no minimum.

Orders By: Online Only

Locations: International with EU-bias

Fee For A $10 Item: $.85

Fee For A $100 Item: $5.35

 

8. Credit Card Billing - is a company that purchases and resells your
services.  It's called their wholesale program!  This is done
basically to avoid the interpretation that they are reselling other
companies products.  Payment period is once a week.  They also may
require you to provide your FTP Information so they can install some
scripts/forms/etc...

Setup/Monthly Fees: No/No

Processing Rates: 15% for Non-Hosting Clients

Orders By: Online

Locations: USA

Fee For A $10 Item: $1.50

Fee For A $100 Item: $15

 

 

9. CC Now - Provides an Integrated Shopping Software will allow your
customers to purchase multiple items at once.  CC Now also handles the
customer service for you.  If your customer has billing questions,
they can give CC Now a customer service call at: 1-877-CCNOW-77, and
they accept all major credit cards.  Your customers can also order
anywhere in the world with their processing system, and not only that,
they pay you INTEREST 1.5%, for all monies held unlike other
processing firms.  Other firms use the interest collected off of your
monies to fund their own profits instead.  CC Now also provides the
NO-COST Refunds, and customers pay NO SALES TAX, because they are
located in Delaware.  Clients can also accept payments using the WEB
STORE and Auctions Payments Interface, or both.

There is a reserve if your monthly income is over $1,000, and sales
are limited to Physical Goods!

Setup/Monthly Fees: No/No

Processing Rates: 8-9%

Orders By: Credit Cards, Online Checks and 1-900 Number Billing

Locations: International

Fee For A $10 Item: $.95

Fee For A $100 Item: $9.50

 

10. Internet Billing Company (iBill) - IBill offers payment processing
through Credit Cards, Checks and 1-900 Number Billing.  Payments are
sent out twice a month, and there is a 10% 6-month rolling reserve. 
Sites that are located outside the U.S. can use their service:  Funds
are paid in U.S. dollars and are paid with a U.S. Check (wire transfer
is also available for a small additional cost).

Setup/Monthly Fees: No/No

Processing Rates: 15% for up to $10,000 in sales per billing period. 
Rates decrease with increased sales volume.

Orders By: Credit Cards, Checks and 1-900 Number Billing

Locations: International

Fee For A $10 Item: $1.50

Fee For A $100 Item: $15.00

 

 

11. Share It - processes orders from the European Area and the USA. 
The company had acted as a third party processor for shareware
writers, but they will accept credit card orders for any product or
service.  ShareIt! offers shareware users the most convenient and
inexpensive way of registering shareware on the Internet. With a
presence in Europe as well as in the United States, ShareIt! provides
shareware authors with professional and international order and
payment processing, and enables software developers to accept all
major forms of payment.

Setup/Monthly Fees: No/No

Processing Rates: 2.95-4%

Orders By: Online Phone/Fax/Mail

Locations: USA and Germany

Fee For A $10 Item: $3.35

Fee For A $100 Item: $6.95

Additional No Merchant Account Credit Card Processors

A Reviewed List

 

Highly Recommended = ***

4AGoodCause - is an online donation system available to charities,
college funds and other nonprofits.  With a seamless link from your
Web Site to our application you can begin taking credit card donations
over the Internet.

*** 2CheckOut - specializes in helping new or established businesses
and individuals collect online payments at the least possible cost in
the fastest possible time.  Be live within the hour!

ACH Datasoft - allows you to accept online payment from almost anyone
safely, conveniently, and quickly.

BidPay - with the simple click of a button, the buyer can purchase a
money order online and have it sent directly to the seller.

BillPoint - is an online payment service that enables individual
Sellers and Buyers to use credit cards to conduct transactions online.

BizPay - offers solutions to enable small businesses to participate in
e-commerce without a traditional retail credit card merchant account.

*** c2it - Receive cash via e-mail.  There are no special accounts to
set up - customers may use credit cards, checking and savings
accounts.

CCBill - is a leader in providing e-commerce solutions to content and
service based web sites worldwide.  Providing live support twenty four
hours a day seven days a week, our expert customer support staff is
ready to serve you.

CCNow - There is no upfront financial investment and no merchant account necessary.

ChargeNet -
Key Features Enabled for All Processors:

    * Recurring Billing
    * Membership Mgmt.
    * Software Delivery
    * Pay-Per-View
    * Controlled Access
    * Shopping Cart
    * Advanced API
    * Product/Invtry Mgmt.
    * Customer DB Mgmt.

	

    * Transaction Stats
    * Fraud Escape?
    * ISP/WebHost Automation.
    * Up-Sell / Product Advisor
    * Automated E-Mail
      Follow-Up
    * E-Mail Manager /
      Client DB Mail Blaster
    * Controlled Team Access

Check Printing Software - prints MICR checks for USA and Canadian
Banks from blank check stock.

CheckSpace - enables electronic payments to be made between any two
parties with email addresses and bank accounts.

*** ClickBank - Use ClickBank to accept real-time credit card
payments, and you'll have an instant affiliate network.

1ClickCharge - lets you securely make and keep track of online payments.

CreditExpress - We've got the best merchant service plans for you. 
They are both professional and will also save you lots of money.

CyBank - offers safe, cashless trading on the Internet.

DigiBuy - is an electronic commerce solution for publishers of
software, shareware, electronic art, information, and data.

DigitalBilling - offers an International credit card processing
solution utilizing both U.S. Domestic and Foreign services, whichever
best suits your particular needs.

eCheck Secure - is a new secure process for echeck applications.

E-Coin - offers a safe, secure market place on the Internet for people
to find, buy, list and sell information.

eCount - Your one account for shopping securely, emailing cash instantly & more.

eMoneyMail - Now you can send and receive money online as easily as
sending an e-mail.

eScrip - is dedicated to establishing relationships between commerce and community.

Fundamo - harnesses the power of mobile phones and introduces a
comfortable way to move money.

GivetoCharity - is an International Secure Online Donation service for
nonprofit organizations.  We make it easy and secure for you to donate
on-line to your favorite charity.

GloBill Security - Redirect your traffic to GloBill and earn huge payouts.

GloCart - is the online retailer that allows you to start selling
products immediately.  It is as easy as 1-2-3!

iBill - has a turnkey e-commerce solution that's designed just for you.

IFulFill - We fulfill Internet orders and ship packages across the
country and around the world.

ING - (Internet Networking Group) ING is an International Company
designed for those who wish to allow their customers to pay by Credit
Card, and for those who have no merchant account with Credit Card
Companies and are not interested into getting one.

InstaBill - offers total electronic commerce solutions to setup & run
an online business with real-time credit card and online check
processing.

Internet Dollar - Our goal is to make payments on the Internet simple,
safe and private.

InZap - With this company, you get your invoices paid very fast, while
your customers get to pay on Net 60 terms!

Kaqi - accepts Visa, MasterCard, American Express, Diners Club, Carte
Blanche, Discover and JCB.

Member Pro - handles ALL customer service and memberships for your
site, lost passwords and rebilling.

Membership+ - provides membership services for web sites, plus a whole lot more.

*** MerchantSeek - accepting credit cards online and other payment
processing solutions is vitally important to the success of your
business. The fact is, your businesses success or failure can depend
on whether or not you accept credit card orders. Searching for a good
deal on a merchant account is a slow and tedious process. Now, the
hassles of searching the Internet endlessly to find the right merchant
account is over! We're bringing the merchant account providers to YOU!
That's right, no more time consuming searches on the search engines,
because we've done the searching for you. We have developed an online
database of nothing but providers who issue merchant accounts, to aid
you in the process of locating a provider that is right for your
businesses needs and budget.

MultiCards - is a provider of Turnkey Secure Transaction Solutions for
businesses worldwide, with or without a credit card merchant account,
and has been providing E-Commerce since 1995 as one of the first
companies to offer this type of service.

NetBanx - makes it simple to have a secure payment system that
operates over the Internet.  World Wide Web 'surfers' visiting a web
site can pay for goods or services whilst on-line using credit or
debit cards.

NetChex - gives Internet users the convenience of shopping online
without a credit card.

NorthStarSolutions - If you think our services might be useful to you,
then we have some information you will definitely want to review - it
could be the best thing you've ever done for your business.

Online Check Systems - Overnight delivery of checks to you, your bank,
or other destinations.

*** PayButton - allows you to accept credit card payments through your web site.

*** PayByCheck - Partner with the industry leader for all of your
check payment needs.

*** Pay By Web - Accept checks over the Phone or Internet.  Accept
credit cards online.  No merchant account necessary!  EFT's, live bank
verifications, shopping carts and list management are available as
well!

PayTrust - is the easiest way to transfer money over the Internet for FREE!

*** PayPal - The cheapest way to accept payments online.  E-Commerce
has never been easier!

Pay2See - is the simple solution for the sale of restricted
distribution of downloadable products.

Pocket Pass - Make money transfers to anyone with an email address.

PrivateBuy - Never again expose your credit card when buying on the web.

*** ProPay - Process credit card payments for purchases made online and in-person.

PSWBilling - Optimized for subscription-based websites, recurring
billing, and partnership programs, it's the easiest way to accept
credit cards on your site.  We use our own merchant account to serve
you.

*** Revecom - offers multi-currency transaction processing for
businesses located anywhere on the planet.

RegSoft - A leader in providing E-Commerce Payment Processing Services
for publishers and authors of PC and Macintosh software, shareware,
electronic art, information and data.

SetSystems - Let SetSystems market and distribute your software in
their online store.

ShareIt! - offers shareware users the most convenient and inexpensive
way of registering shareware on the Internet.

Tradenable - ensures that buyers get what they pay for and protects
sellers against fraudulent credit card charges.

Verotel - sells the tickets for your subscriptions.

Verza - In five easy steps you can start selling your products with Verza.

VirtualPay - The first secure way to pay your bills via the World-Wide-Web.

Visage Services - VISAGE Services, Inc. has created V-Share, a unique
servicing system for the demanding shareware author.

Website Billing - is the premier third party credit card service of
today's Internet.

WorldPay - With WorldPay you can be trading on the Internet in just 48 hours.

*** Yahoo! PayDirect - Send money to anyone in the U.S. with an email address.

E-Gold - Offers International transactions in the most stable currency -- gold!

Ginix International - Offers secure, real-time online processing. 
Start selling your products in just a few minutes!

Pay By Web - Accept checks over the Phone or Internet.  Accept credit
cards online.  No merchant account necessary!  EFT's, live bank
verifications, shopping carts and list management are available as
well!

*** TakePayment - The ability to accept all major credit cards is
crucial to the success of most merchants, and payment processing has
never been so easy, thanks to Merchant Card Services by
Takepayment.com. Whether, you run a retail storefront, conduct
business over the internet, or operate a mail order/ telephone
operation, Merchant Card Services can offer you a merchant account
complete with the processing equipment, software, or internet gateway
that you need.

Virtual Voices - is a great way to promote your business and sell your
merchandise quickly and easily.  No merchant account needed, and no
monthly fees!

 

    * 2000Charge - Offers webmasters a European direct debit system.
       
    * 21st Century Resources Inc. - Offers merchant accounts and
e-commerce solutions.
       
    * 2B Commerce, Inc. - Focuses on global payment solutions for B2B
trading exchanges.
       
    * 2CheckOut.com - Allows merchants to accept payments over the
Internet without a merchant account.
       
    * AboutPayPal.org - Collection of articles critical of the online
payment processing system PayPal.
       
    * ABSi - Provides ACH/EFT software, NSF check recovery services,
check guarantee and credit card services to merchants.
       
    * Accelerate Ecommerce Site Host - Provides what you need to
process credit card transactions online.
       
    * Accelerated Payment Systems - Provides ACH, EFT, and NSF
recovery electronic payment services.
       
    * Accept Credit Cards Today - Provides a one stop shop for a
merchant accounts and merchant services including online processing.
       
    * Access Europe - Supplying the business and banking industry with
secure payment services.
       
    * ACH Direct - A transaction processor of Electronic Funds Transfers (EFTs).
       
    * ActionPlus Remittance Services - ActionPlus Remittance Services
       
    * Advanced Financial Logic - Automatic checking account debiting
for recurring payments.
       
    * Advanced Infosystems - Offers electronic bill presentment and
payment for businesses and municipalities.
       
    * Advanced Payment Solutions - Provides merchant accounts and
real-time payment systems.
       
    * Allpay.net Ltd - provides a bill payment network.
       
    * Alysis Technologies - Provider of electronic bill payment and
presentment solutions.
       
    * Anachron - Offers companies the ability to provide their
customers with online billing.
       
    * Approval Payment Solutions, Inc. - Enables merchants and agent
banks to accept credit and debit cards.
       
    * Asia Debit - Asia Debit an Internet payment gateway and merchant
account service provider.
       
    * Asian Ecommerce Gateway Service - Providing credit card payment
gateway for online merchants worldwide in 180 currencies.
       
    * Atlantic Payment - Offers merchant accounts and electronic check
processing services.
       
    * ATM Bankcard Services - Provides ATM placement, merchant
accounts, and secure e-commerce capabilities.
       
    * Authorize.Net - Electronic check payment authorization service
serving online businesses.
       
    * Automated Financials Group - Offers electronic payment
automation and processing services to merchants.
       
    * Automated Merchant Services, Inc. - Provides merchant electronic
payment processing transactions nationwide.
       
    * Automated Transaction Services, Inc. - Processes credit cards
and electronic checks in real-time.
       
    * AutoPayment.Net - Merchant services and e-commerce solutions provider.
       
    * BankCard America Merchant Services - Offers merchant accounts,
terminals, ACH/EFT software, ATMs and gift card programs.
       
    * Bankcard Center, Inc. - Provides real-time payment processing
and e-commerce solutions.
       
    * Beanstream.com - Bank authorized internet transaction processing company.
       
    * BillCards - E-commerce billing system specifically targeted to
membership based web sites.
       
    * Bills2Go - Offers small to midsize billers an outsourcing
solution for turnkey automated billing.
       
    * BPP Center - Resource center for Internet bill payment and presentment.
       
    * Business America Services - Business fulfillment and merchant
services provides for U.S. and Canadian companies.
       
    * Business Cashflow Solutions, Inc. - Provider of ACH/EFT and bank
drafting solutions.
       
    * Business Online Specialists - Offers international merchant
accounts and e-commerce solutions.
       
    * Capital Financial Solutions - Specializes in bank drafting,
electronic fund transfer and check drafting.
       
    * Card Management Corporation - Provides payment transaction
programs for financial institutions and retailers.
       
    * Cartio Micropayments - Secure payment system for buying and
selling content online.
       
    * CashandSolutions.com - Provides merchant accounts and electronic
check services.
       
    * CC Bill - Offers complete billing and e-commerce payment solutions.
       
    * CC Integration - Offer credit card processing solutions for
multiple business models.
       
    * CC Now Online Retailer - e-Commerce solutions for Internet merchants.
       
    * CCVerifier - Minimizes charge backs by scanning a sale against a
database of known sale disputers.
       
    * Charge Online Now - Offers internet merchant accounts to accept
credit cards on-line.
       
    * ChargeGateway.com - Provides real-time transaction processing
services for US and Canadian businesses.
       
    * Ci-Card - Internet payment service provider based in the
offshore jurisdiction of Guernsey.
       
    * Clear2Pay - Electronic payment system with clearing, netting and
settlement gateway.
       
    * Clearmoney - Offers merchants a bill viewing payment and management system.
       
    * Commerce NTI - Offers a scalable server-based payment processing platform.
       
    * Coulomb Ltd. - Provides micropayment solutions for charging web
users to view content online.
       
    * Credit Plus - Merchant accounts and real time processing for all
types of business.
       
    * Creditbridge Financial, Inc. - Offers a payment system that
enables person-to-person transactions.
       
    * CyberCash - CyberCash is a pioneer of electronic commerce
advances on the Internet.
       
    * CyberSource - Provider of real-time eCommerce services,
including payment processing.
       
    * Dabow-Inc. - Offers merchant accounts, processing equipment and
electronic and automated payments
       
    * DataBank - E-payment services company specializing in risk
management and fraud control.
       
    * DataCash Ltd - International provider of credit and debit card
transaction processing.
       
    * Digital Billing International - International credit card
processing solutions.
       
    * Digital Courier Technologies, Inc. - Offers a fully-integrated
payment processing system.
       
    * Direct Deposit and Direct Payment Coalition - Provides
information on electronic payments.
       
    * DMS Tech - Provides solutions for electronic payment, banking,
security, networking, vending, and GPS.
       
    * E4X - Enables online multi-currency transactions while
eliminating currency exchange risks.
       
    * Ecom Secure Inc. - Canadian bank certified provider of e-commerce solutions.
       
    * E-Commerce Exchange - Provides complete e-commerce solutions for businesses.
       
    * EcommerceCards - Providers of Internet payment processing and
e-commerce solutions to Canadians.
       
    * E-complish, LLC - Offers production and design of payment
solutions for high volume-driven industries.
       
    * E-C-Q Payment Systems Inc. - Provides an e-commerce payment
service that does not require a credit card.
       
    * EDR Payment Services - Merchant account provider for retail
businesses and professional services.
       
    * E-Financial Inc. - Provides electronic financial services to
collect and process accounts receivable.
       
    * E-gold Exchanger - Offering e-gold exchange services along with
usefull information on e-gold online payment system.
       
    * Electracash - Provides secure transaction services to online merchants.
       
    * Electronic Payment Processing Inc. - St. George, UT, agent of
undisclosed financial institution.
       
    * Electronic Payments - Providing business owners with various
ways of accept payment, from credit cards to online check acceptance.
       
    * Endeavour's Internet Business Solutions - Offers an Internet
secure gateway for payment processing.
       
    * En'point - World wide payment service for international funds
transfers and global payments.
       
    * eOne Global - Provides electronic payment processing solutions.
       
    * ePayInternet - Provides e-commerce and real-time payment solutions.
       
    * EpaymentSystems, Inc - Provides merchant accounts, hand-held and
countertop terminals for mobile merchants.
       
    * ePaymentSystems, Inc. - Provider of ACH/EFT solutions for small businesses.
       
    * ePayWireless - Provides hand-held wireless payment solutions to
mobile retail and commercial markets.
       
    * Epoch Transaction Services - Real-time payment processing
service for credit cards and checks.
       
    * eProcessing Network - Provides real-time transaction processing
and e-commerce services.
       
    * eRevenue - Provides transaction-based finance solutions for
financial institutions.
       
    * Escrow Guardian - Offers a safe means for online auction users
to trade safely.
       
    * Escrow.ca Secure Payments - Offers secure online escrow service
in US and Canadian Dollars. Fully protects buyers and sellers from
online fraud.
       
    * Escrow.com - Offers escrow services for those conducting
transactions over the Internet.
       
    * Eskrowz Inc. - Provides a secure online transactions escrow service.
       
    * etaps Billing Solutions Limited - Provides a complete electronic
bill presentment and payment solution globally.
       
    * Etelcharge.com - Allows customers to charge online purchases to
their phone bill.
       
    * EUDialer - Offers a payment system using a phone webdialer to
charge clients to their phone bill.
       
    * EuroCall Dialers - Offering Dialer Programs for both webmasters
wanting an alternative billing system and webmasters wanting to
advertise a dialer.
       
    * Evergreenpayment.com - Provides online transaction processing
services for businesses.
       
    * E-xact Transactions - Offers an e-commerce solution for
real-time financial transaction processing.
       
    * EZ Receivables.com - Electronic bill presentation and payment
portal for the B2B market.
       
    * EZCmoney - Offers customers the ability to buy and sell online
without disclosing private information.
       
    * EZ-Direct Deposit for QuickBooks and Peachtree Accounting - The
single-entry online banking solution that is done through your
existing accounting software.
       
    * First Atlantic Commerce - Bermuda-based e-commerce solutions
provider specializing in consulting services to acquiring banks and
secure payment solutions for e-businesses.
       
    * First Payment Gateway.com - Enables secured connectivity of web
merchants to financial institutions.
       
    * Future Tech Inc. - Provides billing solutions for digital content services.
       
    * Ginix - Provides e-commerce solutions for payment transactions
and authorization.
       
    * Global Net Merchant - Offers international merchant accounts,
U.S. banking services, and a hosting package.
       
    * GlobalCollect - Offers solutions for worldwide crossborder
collection of payments, based on local standards.
       
    * GloBill-Systems - Offers check processing, phone billing and
merchant accounts for membership web sites.
       
    * Go2Pay - Provides e-commerce sites and payment processing for
retailers and e-tailers.
       
    * GoNetPay - Provides online payment processing and shopping carts
to the retailer and wholesaler.
       
    * GoPay Pty. Ltd - Provides transaction processing and e-commerce
payment systems.
       
    * GuZooEscrow - Offers a escrow service for online transactions.
       
    * H.I.R. Investments - Offers an informational packet on how-to
process credit cards without a merchant account.
       
    * High Risk Merchant Account PRO - Provides merchant account
services for high risk accounts.
       
    * HREF Tools Corp - Provides secure credit card charge services.
       
    * I Trust You - Internet multi-currency escrow service.
       
    * iAuthorizer - A complete payment service that links a website
directly to the payment portal.
       
    * iCardAcceptance - Complete e-commerce solutions for online businesses.
       
    * iKobo - Offers money transfer services to anywhere in the US.
       
    * In Person Payments - provides cash payers the ability to buy
goods and services at their local retailer.
       
    * India Web Developers: Payment Systems - A review on alternate
online payment systems.
       
    * Indivos - Authenticates consumer identity at the point of
purchase in any retail environment.
       
    * Inovaware Corp. - Internet billing and customer care software
for IP based services.
       
    * InsureDeal - Online escrow service specializing in serving collectors.
       
    * Intellefunds - Service transaction provider of electronic funds transfers.
       
    * Intellipay - Providing online, secure and real-time credit card
processing services.
       
    * Intermart Corporation - Provides e-commerce gateway solutions
for pre-paid e-commerce cards.
       
    * Internet Clearing Corporation - Safe and secure online escrow service.
       
    * Internet Merchant Marketing - Offers merchant accounts, check
processing, ACH, and wire transfer solutions.
       
    * Internet Revenue Network, Inc. - Facilitate international and
domestic merchant accounts.
       
    * InternetSecure - U.S. and Canadian dollar merchant credit card accounts.
       
    * Iongate - Provides payment gateway systems, shopping carts, and
merchant accounts.
       
    * IPSPayment.com - The best way to pay and be paid online.
IPSPayment.com allows merchants to create their own payment buttons at
their sites and be guaranteed payment.
       
    * iServe Payments - Provides real time payment processing and
e-commerce solutions.
       
    * iTransact.com, Inc. - Offers real-time payment processing of
cards, checks and EFT transactions.
       
    * iVeri Payment Technology - Quality solutions for electronic payments.
       
    * Jettis.com - Provides credit card processing, online ACH and
transaction processing services.
       
    * Layeway.com - Provides layaway and escrow accounts for
purchasing online without a credit card.
       
    * LotaPay - Provider of payment solutions for the e-commerce and
gaming industry.
       
    * Membership Control Service - Tools with web interface enabling
merchants to manage membership areas on web sites.
       
    * Merchant Account Group - A nationwide provider of merchant
account services and equipment throughout the United States.
       
    * Merchant Account PLUS - Offers merchant accounts for business
with a store or online.
       
    * Merchant Accounts Pro - Provides merchant account and credit
card processing technology and services.
       
    * Merchant-accounts.ca - Merchant account and ecommerce solution
provider for Canadian-based businesses.
       
    * MerchantAnywhere.com - Provides turn-key payment solutions to
small and medium sized businesses.
       
    * MerchantOnline - Provider of real-time e-commerce transaction
services for the multiple markets.
       
    * microCreditCard.com - Offers a payment solution that allows
merchants to sell digital content.
       
    * Microvault.com - Enable companies to send sensitive information
to customers via secure e-mail.
       
    * Mid America Solutions - Provides electronic and automatic
payment processing solutions.
       
    * monCASH - - An eCash payment solution that simply overcomes the
drawbacks of alternative Internet payment modes such as credit cards.
       
    * MS Bill - Enables businesses to process credit cards and checks
online in real-time.
       
    * Multicards Internet Billing - Provides billing services to
businesses worldwide with or without a merchant account.
       
    * Mysustento.com - Provides money remittance and transfer services
to the Philippines.
       
    * Net Pay 2K - Real time Internet payment processing as
Authorize.Net affiliate.
       
    * Netbilling Processing Services - Provides Internet-based credit
card processing for online merchants. Features include membership site
management, a free shopping cart system and 24-hour customer service.
       
    * Netdialers.com - Enables vendors to sell web content using
telephone-based methods for payment.
       
    * Oasis Technology - E-commerce payment products for EFT, ATM,
POS, and the Internet.
       
    * Ogone - Offers a secure payment platform designed for e-commerce
transactions.
       
    * Online Commerce Corp. - Offers Internet billing solutions,
merchant accounts, and e-commerce gateway software.
       
    * Online Ordering & Tracking System - Online ordering and tracking
solution for secure e-commerce.
       
    * Orbiscom - Provides secure e-commerce payment systems for the Internet.
       
    * PartyKey.com - Provides billing/processing for website's without
the need for a merchant account.
       
    * Pay by Web - Electronic payment service provider, offers a wide
array of payment options.
       
    * Pay Per Net - Internet payment system not dependent on
traditional credit cards.
       
    * Pay Quickly - Provides merchant accounts as well as
multi-currency processing systems.
       
    * PayBot, LLC - Provider of Internet cash payment systems and
e-commerce solutions.
       
    * Paybox.net - Provides mobile payments solutions worldwide.
       
    * Paybutton - Offers online billing and e-commerce payment
solution for merchants.
       
    * Payebill.com - Provides services to implement e-billing
solutions for corporations.
       
    * PayingDialer.com - Software pays webmasters for each minute a
visitor is connected through the dialer.
       
    * Payment Online Inc. - Offering e-commerce payment processing
software, store building software.
       
    * Payment Partners - Offers payment and cash management services
to businesses and consumers.
       
    * Payment Resources International - Provides e-commerce payment
solutions to domestic and offshore businesses.
       
    * Payment Switch - We specialize in getting merchant accounts for
international businesses.
       
    * Payments in Hand - Provides check conversion and automated
payment processing services.
       
    * Paymetric - Provider of payment card processing software and solutions.
       
    * Payserv - A mortgage payment by phone system.
       
    * PayVest - B2B payment and settlement management system.
       
    * Pearl Business Solutions - Pearl Business solutions is an
electronic payment gateway offering domestic, high risk, gaming and
international on-line merchant accounts to e-businesses worldwide.
       
    * PitneyEscrow - Provides escrow services for secure online
transactions in the B2B world.
       
    * Place2pay - International online payment and collection service.
       
    * Planet Payment - Multi-currency card processing for businesses worldwide.
       
    * Plug n Pay - Provides e-commerce solutions and a gateway system
for real-time approvals.
       
    * Port Paye - Operates micropayment services on behalf of blue
chip content providers.
       
    * POS24.com - Provides merchant services and electronic commerce solutions.
       
    * PPV Soft Dialer - Payment system allows surfers to pay by the
minute, billed to their phone bill.
       
    * Premier Merchant Concepts - Provides merchant services,credit
card processing and check processing software.
       
    * Premier Merchant Concepts - Provides merchant services and check
processing software.
       
    * Princeton eCom - Provides electronic bill presentment and
payment solutions for businesses.
       
    * Professional Charges - Provides merchant services to counselors,
psychologists, and therapists.
       
    * ProNet - Provides merchant accounts and related payment processing services.
       
    * ProPay - Enables merchants to accept credit cards and other
forms of electronic payments.
       
    * PSiGate. - Credit card payment processing and eCommerce transaction services.
       
    * PSW Billing - Provides real-time third-party transaction processing.
       
    * QSI Payments - Provides secure e-payment software solutions.
       
    * RecipNet - An online reciprocal-transaction processing network.
       
    * Recover NSF Checks Nationwide - Complete ACH / EFT / NSF check
services and software.
       
    * RedPoint Software LLC - Specializes in the software development
for the credit card industry, creating customized solutions.
       
    * Remit.com - Provides electronic bill payment and presentment
services for small billers.
       
    * RemitNet, Inc. - Offers a host of payment solutions to enable
global e-commerce.
       
    * Rent to Pay - ACH and bankcard transactions for collection of monthly rents.
       
    * RevEcom - Offers multi-currency transaction processing for
businesses located anywhere on planet earth.
       
    * RevTrak.com - Provides payment processing solutions to schools,
government and non-profit organizations.
       
    * RichSolutions, Inc. - Provider of e-business payment processing
solutions and services.
       
    * Robynn Data Systems, Inc. - Provides electronic funds transfer
services and merchant accounts.
       
    * Royal Business Services - Accept credit cards at your retail,
internet, mobile, or mail-order business.
       
    * Safe-EX Global Private Limited - Safe-EX offers secure escrow
payment service for cross border internet transactions.
       
    * SafePay Payment Systems - Offers a secure, anonymous real-time
payment mechanism.
       
    * SCiNet Corporation. - Provides financial institutions with
automatic payment, within or across borders.
       
    * Secure Pay - Merchant accounts, shopping carts, credit processing.
       
    * Secure Trading - Licenses 'plug & play' solution for real time
credit card processing.
       
    * Secure Universal Network Billing - Provides tranaction
processing services for merchants on the Internet.
       
    * SecureTrans - Payment gateway integrates payment processing,
order management, and merchant accounts.
       
    * Shared Communications Network - Provides real-time noncash
transaction processing services.
       
    * Signio, Inc. - Internet payment processing systems for online merchants.
       
    * Solspark Inc. - Provides Internet-based payment products for
banks and other business.
       
    * Strategic Profits Inc. - Offers turn-key e-commerce business solutions.
       
    * Symbiant Worldpay - Provides e-commerce solutions and merchant services.
       
    * Technocash - Technocash is an internet-based non-credit card
international payment system.
       
    * Technocheck Systems - Provides Internet payment processing
services and e-commerce solutions.
       
    * The Concept Group - Offers secure payment gateways and credit
card processing.
       
    * The Global Billing Association - Provides information and
services to the billing industry.
       
    * The Global Merchant Account Group, Inc. - Offers international
merchant services, web design and shopping carts.
       
    * Tieto Konts Financial System Ltd. - Offers banks and retailers
the software to process payment cards.
       
    * TouchCredit Financial Services, Inc. - Providers of cardless
credit and debit payment solutions, plus bill payment and identity
verification services.
       
    * TPCS Merchant Services - Provides merchant accounts, check
processing, ATM machines, and e-commerce solutions.
       
    * TradeCard - Payment and settlement network for
business-to-business marketplaces.
       
    * Trancentrix - Payment transaction solution making it easier for
companies to make B2B payments.
       
    * Trintech - Company specializing in secure payments technology.
       
    * TrustCommerce - A real-time transactional processing system that
functions as a payment service.
       
    * Twenty-First Century Solutions - Providers of e-commerce payment systems.
       
    * Universal Payment Processing - Provide credit card processing
services for the high or low volume merchant.
       
    * UTM Systems - Use computer floppy drive to securely accept
credit cards for e-commerce transactions.
       
    * Valid Pay - Real time credit card and check payments from your website.
       
    * Vantage Card Services - Provides credit, debit and check
processing to businesses and merchants.
       
    * Vcheq - Offers B2B Internet payment services to banks and their
corporate customers.
       
    * Venture Financial Services - Offers merchant services and
bankcard processing equipment and terminals.
       
    * VerifyOnline - Provider of secure electronic commerce payment solutions.
       
    * Verotel Billing Solutions - Offers third party credit card
processing, 900 number billing and support for subsciption-based
sites.
       
    * Verza, Inc. - Enables web sites with real-time credit card verification.
       
    * Virtual Purchase Connection - Offers an Internet payment
solution that guarantees the merchant no chargebacks.
       
    * Virtual Swipe - Provides bank card processing solutions, check
processing, terminals and printers.
       
    * VirtuPass Corp. - Offers a payment platform for secure,
anonymous online payments.
       
    * VisiPros, Inc. - Technical and business analysts with extensive
knowledge on card processing systems.
       
    * Vital Processing Services - Providers of technology-based
commerce enabling services.
       
    * VtechMedia - Free micro-payment enabled web platform in which
online communities create a marketplace where they can buy and sell
digital content for dimes and quarters.
       
    * Wallet21 - Payment solution allows buyers to purchase goods and
services from B2C and B2B sites.
       
    * WebMetering - An international Internet payment processing application.
       
    * WebMoney Transfer - Internet payment system allowing instant
secure payments worldwide.
       
    * Webpagers Internet Service - Provides full e-commerce transaction support.
       
    * WebsiteBilling.com - Facilitates electronic transaction
processing for Internet merchants.
       
    * Wenchwear Easy Pay - Offers sellers a way to accept credit cards
without a merchant account.
       
    * Western Union - Worldwide sending and receiving of money.
       
    * Western Union MoneyZap - Offers services that let people send,
request and receive funds online.
       
    * WorldNet Merchant - Offers a turnkey e-commerce payment solution package.
       
    * WorldPay - Offers an extensive range of e-payment and e-commerce solutions.
       
    * WorldPayOnline - Provides payment processing services and
multi-currency transaction processing systems.
       
    * XChargebacks.com - Hawaii based reseller for OkayCash, offers a
payment solution for adult sites.
       
    * YapStone, Inc. - Provides a payment solution designed for
property rentals and automotive sales.
       
    * Zoha Inc. - Provides worldwide money transmission services.

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