i have a small business and i will like to accept payment via
electronic checking from my customers.i will like to know of a company
that will process this method of payment on my behalf.furthermore,such
a processor must have an accessible list of companies that suscribe to
them for their services.such a list should be similar to the one
displayed by paypal.

---

Request for Question Clarification by livioflores-ga on 19 Jun 2004 23:18 PDT

Hi!!

I am working in your question and found severals companies that
process electronic checks payments for merchants. What I do not
understand is what kind of list do you need, can you post the Paypal
list sample? Or is an accepted answer a list of companies that provide
this service.

Thank you.
livioflores-ga

Hi! Thanks for the question.

Here is the list of companies that provide online check processing
services. I will also take you to the list the companies that
subscribe or are customers by such e-check companies. Such a list will
be like the ones available at Paypal. I will give you the link to the
list of their clients or client testimonials if a traditional list is
not available.

Please note that I will only include here companies that have made
available their customer lists or testimonials.


Retail Pro
http://www.retailpro.com/public/public_userlist.html 

ACH Payment Processing
http://www.ach-payments.com/testimonials.htm

Digital Mailer
http://www.digitalmailer.com/clients.html

E-Commerce Exchange
http://www.ecx.com/html/content/testimonials.shtml

ECHO Inc.
http://www.echo-inc.com/testimonials.html

NPS Global
http://www.npsglobal.com/web/guarantee.html

Morosenyc
http://www.morosenyc.com/clients.asp

Your Webpress
http://www.yourwebpress.com/view.php/id/12

Web2B Payment Solutions, Inc.
http://www.web2bpaymentsolutions.com/sub_aboutus.html

Total Merchant Services (Client testimonials below the page)
http://merchant-solution.com/index.htm 

Practice Pay Solutions
http://www.practicepaysolutions.com/about/testimonials.php

Goldleaf Technologies
http://www.goldleaf.com/ACH_case/ach_casestudies.htm
http://www.goldleaf.com/ach_testimonials.htm

Troy Group
http://www.troygroup.com/ACHSoftware/Products/pdf/Customer%20Testimonials.pdf
http://www.troygroup.com/ACHSoftware/Products/InternetCheckPayment/eCheckSecure.asp

E-Onlinedata
http://www.e-onlinedata.com/testimonials/index.php

E-Funds
http://www.efunds.com/us/en/solutions/001169.cnt

Merchant Systems
https://www.quickinfo247.com/7350756/testimonial

Intelli-Collect
http://www.intelli-collect.com/testimonials.html

goEmerchant
http://www.goemerchant.com/minisite/mini-site.cgi?id=37&page=Testim

Web to Cash
http://www.webtocash.com/testimonials.htm

US Merchant Systems
http://www.usms.com/about/testimonials.htm

DigiTek
http://www.digitekinc.us/clientlist.htm

Select Transaction Services
http://www.selecttransactions.com/testimonials.htm

Click Income
http://www.clickincome.com/testimonials.cfm

My Merchant Pay Less
http://www.mymerchantspayless.com/paymentsystems_testimonials.html


Search terms used:  
e-checks online internet checks
"online check processing" "online check processing" "e-check
processing" testimonials clients

I hope these links would help you in your research. Before rating this
answer, please ask for a clarification if you have a question or if
you would need further information.
                             
Thanks for visiting us.                              
                              
Regards,                              
Easterangel-ga                              
Google Answers Researcher

---

Request for Answer Clarification by martins654-ga on 22 Jun 2004 10:48 PDT

hi,

you gave me quite an exhaustive list.i was able to visit some of thee
websites u gave and although some of these merchants provide services
such that customers can visit a website and pay for goods and services
via e check,but they dont seem to have a list of clients like the
paypal shopping list.those are  kind of merchants i require ie a firm
that will process payments made online via e checks at my stores
website and that i will also be listed at the merchants website that i
accept payments through them.thank you.

---

Clarification of Answer by easterangel-ga on 22 Jun 2004 17:15 PDT

Hi martins654-ga!

Before I posted my answer I actually looked at several other e-check
providers website and these are really the ones that provided the list
of their clients. Basesd on the reading to your question, I thought
that you just want a list of clients just like Paypal who subscribe to
them so in a sense this is similar to that.

Anyway it seems that the companies posted lumped together those who
used their services offline and online. This makes sense since unlike
Paypal e-check companies also have offline customers so they lump them
all together. I have not found anything that segragates the two types
of customers after looking at a lot of these types of services. One
way to know is that if the list of companies include an ecommerce
website then it uses electronic checks to pay online transactions.

I hope you understand the dilemma here.

Thanks.

I am not a Google Answers Researcher. 

I am familiar with the consumer end of electronic checking. As a
consumer, I can write an e-check to any recipient, including you. I
don't know what happens after I write it, but I know that the
recipient receives either a transfer of funds or a physical check ...
The method is invisible to me and may have a little to do with the
recipient (A call from my bank to you asking how you would like to
receive payment).

I've been in very few businesses that have actually handled inbound
electronic checking, as handled from the recipient end. Yes, Paypal
and Bidpay are exceptions to the rule. IMHO, though, they are merely
conduits for all types of transactions, allowing a bit of anonymity,
security, and privacy with regard to the payment method. Receiving
payment via Paypal, I really only know that the money's been
transferred to me.

If you're asking a question similar to those TV ads -- "Have your
checking account ready, we'll take your payment by check over the
phone." -- That might be a clarification a researcher might ask.

The key is, I as a consumer make electronic checks to my utilities,
debtors, credit card companies, etc. through my bank/Microsoft Money.
And the recipients don't handle the transaction any more than marking
the money as arrived in on that account.

But, on the other hand, why not accept PayPal or Bidpay?