I am a resident of California who is searching for a cheaper
alternative to my very expensive health insurance.  I'm 35 and male. 
I've come across this company called Discount Family Healthplan
(http://www.dfhcp.com).  They say they will take anybody regardless of
pre-existing conditions.  It almost sounds too good to be true.  I've
been searching for independent evaluations of this comany on the
internet, but I've failed to turn up much beyond a few scant mentions
of the company.
  Here's the story.  My current plan is a HIPPA plan, which is
guaranteed coverage for people who have pre-existing conditions that
deny them coverage under "normal" plans.  I have asthma and allergies,
but the pre-existing condtion that has proved to be the mst
troubelsome is a brain surgery from three years ago.  In March, 2003,
I was told by several insurance companies that I had no choice but to
go with an expensive HIPPA plan because of the surgery.  Despite an
additional year and excellent overall health and activitty, I'm still
being told the same thing.  Which brings me back to Discount Family
Healthplan.
   Who is Discount Family Healthplan?
      -Is the company legit?
      -Can it replace my current health insurance from Blue Shield (CA)?
      -Are there subscribers to this company that I can contact?
      -I rarely see the doctor, but I have several perscriptions for
asthma and allergies, and I wear glasses.  Is this the right company
for me?