confer with www.kbb.com Kelly Blue Book is about the industry
standard. Grats on your first new car! All I can say is find out
what's on the lot, get the VINs of the ones you want, check their
Edmunds.com and walk in with a check and a print out of the website.
Especially, print out the DEALER's website price!
Know your options, know what's on the lot, and be prepared with your
payment amount and term of loan in your mind when you step in. It's
best if you've been pre-approved with, say, CapitalOne's 3.85% APR and
a check for purchase from CapitalOne. The key is to find out what YOUR
BANK will loan you for the purchase of that car. That's essentially
what your ballpark should be.
You should also know what insurance is for your car for your area.
PS: unless it's for a business, leases can be generally a bad idea.
It's not so good to invest money in something you'll never own. It is,
of course, your money :). |