I am researching historical practices of mutual fund market timing for
the period prior to September 2003.  This is an investment approach
that involves rapidly switching funds between an equity mutual fund
and a money market mutual fund.  Since September of 2003 there has
been an industry wide crack down on the practice of mutual fund market
timing and a number of mutual funds have paid large settlements to the
SEC to settle charges that they allowed market timing that was not in
the best interest of mutual fund shareholders.

The particular angle that I am researching is the extent to which
mutual fund market timing was an out in the open accepted investment
alternative in the months and years prior to September 2003.  Over the
years a number of investment books have been published recommending
mutual fund market timing as a way to increase investment returns and
reduce volatility.  There have been a number of newsletters that an
investor could subscribe to in order to get recommendations as to when
to switch into and out of specific mutual funds.  For an additional
fee, some newsletters would send an investor a fax or e-mail alert
advising them when to make a mutual fund switch.  There were also
software programs that could be purchased or leased advising an
investor when to make a mutual fund switch.

What I am specifically looking for is 4 types of reference:

1. Books that have been published which recommended investment
techniques for market timing mutual funds.  The entire book need not
be on the topic of mutual fund market timing so long as there is an
in-depth discussion of how to market time mutual funds in one or more
chapters of the book. For example the widely popular book "Market
Wizards" devoted several chapters to mutual fund market timing.

2. Newsletters that were available on a subscription basis which made
specific recommendations for when to buy and sell mutual funds in a
market timing investment program. The newsletter may no longer be in
circulation, but it would be sufficient to get a the name and the last
available contact information for the publication.

3. Services that would actually give an investor a phone call, fax or
e-mail recommending a specific mutual fund market timing switch to be
made on a particular date.

4. Computer programs that could be purchased or leased to provide
specific signals for when to purchase and when to sell mutual funds as
part of a market timing investment approach to mutual fund investing.

Although all four of these are related questions and likely could be
answered by a single researcher I would like specific and detailed
research on all 4 categories.  Accordingly I am submitting this same
research question with 4 separate headings so that I can offer a $200
research project for each category of reference.

In this specific question I am asking for research on topic TWO:
newsletters that have been available on a subscription basis (even if
not longer available) books dealing with market timing and making
mutual fund market timing recommendations.

Thank you for your help.

---

Request for Question Clarification by umiat-ga on 14 Jul 2004 23:57 PDT

Hello, sl7-ga!
 I have been researching your question for most of the day and have
come up with several newsletters that have advocated market-timing of
mutual funds with relativley short-term buy and sell signals.
Unfortunately, if the newsletters that are no longer in existance have
no record on the internet, there is no way to dig them up so I am
restricted to those which still have some reference and description if
their methods.
 I do have a BIG question, however. The scandal involving mutual fund
market timing involved, primarily "late trading" which allowed certain
insiders to  take advantage of post-market close news or information.
This is not the type of information that the major market timing
newsletters dispensed to their readers.
 When I think of the market-timing mutual fund scandal, a good
reference is the following:
 "THIRTY-SIX COUNT INDICTMENT CHARGES MUTUAL FUND MARKET TIMING AND
LATE TRADING SCHEME"
http://www.usdoj.gov/usao/fls/late%20trading.html 
 However, the type of Market-Timing Mutual Fund advisory newsletters I
have dug up are on the order of the following example:

The Chartist Mutual Fund Newsletter 
===================================
http://www.rightsideadvisors.com/advisors/thechartistfund.asp
 * When risk levels are high, we retreat to the safety of money market
funds. When the risk diminishes, we take an aggressive approach and
position our clients in high relative strength mutual funds.

Other mutual fund market timing newsletters which have been in
existence since the 1990's currently advocate quick in and outs with
the QQQ's, rydex and profunds.

---

Request for Question Clarification by umiat-ga on 15 Jul 2004 00:02 PDT

Sorry....I posted this clarification without finishing up. 

Other newsletter "market-time" with mutual funds with simple buy or
sell signals on a monthly basis based on performance, either putting
money into money markets or reinvesting in other funds. In other
words, the strategy is short-term positions versus long-term buy and
hold.

Are these they type of newsletters you are interested in?

---

Clarification of Question by sl7-ga on 15 Jul 2004 10:22 PDT

Thank you for asking for the clarification.  The Chartist Mutual Fund
newsletter that you referenced is a very good example of what I am
looking for. I can recall that years ago there were a good number of
advertisements for newsletters that offered advice on mutual fund
market timing. Some newsletters offered for an additional fee daily
guidance in the form of a "hot line" phone line that subscribers could
call into.  This is the kind of service for which I am trying to
obtain information.  I suspect that many of these services have shut
down, but their ads are still in the back issues of fianacial
publications. I don't know whether this kind of research can be done
exclusively on line. I am not looking for research on the recent
investigations of market timing. Thank you for your help.

Hello, sl7-ga! 

 Thank you for your patience while I worked to compile information for you! 

 This has proven to be a tough question to answer from several
standpoints. Your question involves finding historical information
that is not easily found online, or even offline, for that matter.
Many of the mutual fund market-timing newsletters have dropped out of
existence and without an advertisement, a reference from an article,
or a web address to use for research in the internet archives, there
is no record of them.

 Unlike books, which are still for sale or on library shelves, or
articles that are archived for future reference online, newsletters
seem to disappear into oblivion when they are discontinued, unless
they are of an extremely important nature!!!

 Many newsletters that were issued before 2003 still exist, though
often under different names or under the umbrella of another
publishing company. Many have changed their strategy somewhat over the
years (from what I can tell), since some which used to advocate mutual
fund market timing now only deal with stocks. Mutual fund trades were
also more aggressive several years ago when the stock market was
racing along at a high pitch. Unfortunately, without samples of actual
newsletters in front of me that are dated from several years ago, it
is very difficult to tell exactly how often their buy and sell targets
were instituted. Since newsletters are not the type of material kept
in library archives, and old advertisements for newsletters don't
provide that sort of information, I can really only go by what I have
found online and in the internet archives.

 I did do an offline library search, going though several years worth
of such magazines as Money, Forbes, Fortune and Kiplingers. I could
not find any relevant information for the small-time, mutual fund
market-timing newsletters, of which there were literally hundreds! The
major publications kept in library archives were probably too
expensive an advertising route for most of them.

 As a former subscriber to several of those market-timing newsletters,
I remember their strategies quite well. Typically, the newsletters
dealing with mutual fund market timing touted several sample
portfolios, each of which allocated percentages of money to numerous
mutual funds and often a money market fund. The percentages of money
held in each fund within the individual portfolios would change based
on the recommendations. These recommendations often came once a week,
with a nightly hotline that a subscriber could call for an additional
fee. Often, one was urged to either buy into a new fund, or sell a
portion of fund holdings and place the money into a money market fund
while awaiting a buy signal. Often times, the recommendations were to
merely stay put.

 The newsletter recommendations were not quite the same as the rapid
trading strategies employed by the many hedge fund holders or mutual
fund insiders who had extremely large holdings. Hedge funds were
traded on a far more frequent basis, whereas newsletters advocating
mutual fund market-timing might trade an individual fund no more than
5-6 times per year. However, keep in mind that many newsletters
covered numerous mutual funds within portfolios, so buy/sell signals
were given more often to cover all of the positions.....hence the
phone call alert feature and the weekly updates.

=

 The following article excerpt from the Brain Trader site describes
the difference between the trading advice provided by the mutual fund
market timing newsletters and the type of rapid trading that prompted
the investigations. Even so, many mutual fund families have now
instituted restrictions on the number of trades allowed per year in an
attempt to enforce a long-term hold.

"Why Mutual Funds Discourage Timers By Ken Hoover - Investor's
Business Daily." http://www.braintrader.com/fundscandals.htm

"If New York Attorney General Eliot Spitzer is right, a few big mutual
fund families have been letting hedge funds and big traders loot their
mutual funds through a practice called market timing. For most public
shareholders, the first they heard about it was when Spitzer filed a
complaint Sept. 3 against New York hedge fund Canary Capital Partners,
charging it with fraud by engaging in the practice. The hedge fund
settled for $40 million without admitting guilt. But the practice is
nothing new.

"Fund families have been fighting two forms of it for years. The most
common form involves investors buying or selling funds shares based on
educated guesses on where the fund is headed.

*** Fund timing newsletters exist to serve this niche. 

"Fund companies, citing extra costs and portfolio disruptions these
traders cause, tack on extra fees for them. This led groups like Rydex
and ProFunds to create funds that cater to timers. Exchange-traded
funds also serve timers' needs."

==
 
 In order to answer your question, I first tried to identify those
newsletters dealing with mutual fund market-timing as opposed to
stocks or futures. From there, I tried to determine which newsletters
were in existence before 2003. Some newsletters are no longer in
existence. In such instances, I have tried to dig up some historical
information for you.

 Again, I want to reiterate that the type of trading advocated by the
market-timing mutual fund newsletters was not the same as the
extremely rapid, weekly trading employed by certain individuals and
brokerage firms. Newsletters could not be compiled and published fast
enough to keep up with such rapid buys and sells. However, the
newsletters below do advocate a far more frequent mutual fund trading
strategy than that employed by "buy and hold" investors and many offer
telephone hotlines or daily updates.

 


TIMING 4 DOLLARS
******************
http://www.timing4dollars.com/

"Welcome to Timing4Dollars -  your Professional Mutual Fund Market
Timers. We have been timing the market since the beginning of 2001 and
have had outstanding returns averaging 155.6% a year."

"Our service is easy to use. It is not intended for Day Traders, but
for Active and Conservative Mutual Fund Market Timers. On average,
Timing 4 Dollars issues 4 timing signals per year. This may not seem
like much, but our signal has proven to be very profitable during both
bullish and bearish markets."

Members receive an immediate e-mail when there is any change in status
of our Mutual Fund Market Timing Signal(long or short). Members are
alerted of potential turning points in the market. Members have
immediate access to our current Mutual Fund Market Timing Signal,
up-to-date results, Weekly Newsletter and all Weekly Updates."



INDEX PILOT
*************
http://www.indexpilot.com/home1

"IndexPilot is a Mutual Fund Timing Service. In other words, we tell
you when to buy and sell your mutual fund investments. The idea is
based on the fact that even if the market shows no returns over a 15
year period, it will still fluctuate up and down over that time frame.
What we do is try to time those up and down undulations, which can
last a year or 2 at a time, or only a month or 2 at a time."
 
View trades by years
http://www.indexpilot.com/ndx_trade_by_trade__95_to__99
http://www.indexpilot.com/ndx_trade_by_trade__00_to__04
 (19 trades in 2000, 36 trades in 2002!)

Immediate access to the current signal and other subscriber-only
resources of the Web site. Same day e-mail notification of Buy or Sell
signals when the mechanical Model detects a change in the predominant
broad market trend. Informative Quarterly Newsletter with Special
Reports on Timing the Market.



ETF TIMING (an online, subscription-based service rather than a newsletter)
***********
http://www.etftiming.com/Index.aspx

The following example of a trade detail will show you the frequency of
trading for just one particular fund:
http://www.etftiming.com/SampleTradeDetail.aspx



FUNDSPECTRUM
*************
http://www.fundspectrum.com/

"Over a 15 year period, the FundSpectrum Investment Strategy has
produced very impressive results. Even more impressive is the fact
that our compounded annual return over the last 6 years now exceeds
100%, and was achieved by focusing on ETF's, mutual and index fund
investments, with three goals in mind, avoiding significant drawdowns,
selection of the proper funds and choosing the right investment
environment."

"Our investment system is based on clear, easy to understand Buy and
Sell Signals generated by our proprietary model. Our modeling system
provides an accurate picture of what is "really going on" in the
market, when to Buy and Sell,...and what type of investment strategy
to use. It is a relatively passive system that will have you trade on
average less than five times per year."

Subscription Details (includes email notifications and Market Report)
http://www.fundspectrum.com/subscription.htm



FIB TIMER
***********
http://www.fibtimer.com/

This newsletter was advertised previously under a different name:

ProTimer Mutual Fund Market Timing For Active And Conservative Traders
 "ProTimer mutual fund market timing for aggressive index fund and
gold fund timers as well as conservative longer term timers. Actively
trading the markets for over 20 years."
http://market-timing.net/mutual-fund-market-timing.html

(clicking the link brings one to the new name - Fib Timer.

One another site, the ad for Fib Timer is as follows:

"Mutual Fund Market Timing at FibTimer.com
Market timing for active S&P & Nasdaq mutual fund traders using
Fibonacci based analysis. Gold, bond, small cap fund timing. Actively
timing for over 20 years.
http://market-timing.net/mutual-fund-market-timing.html



FUND ADVICE
************
http://www.fundadvice.com/

"Since 1983, we have provided market timing signals to the public,
through our monthly newsletter, FundAdvice.com (formerly Fund
Exchange) and (since 1998) on our Web site. The purpose of these
signals is to give individual investors a practical way to manage
their portfolios using market timing systems."

(Read the entire article for more about their market timing strategies...

Who is Paul Merriman?
http://www.fundadvice.com/bio.html



MONEYFLOW
**********
http://www.moneyflow.com/

Goal: "Double the 7% annualized average gain of the benchmark S&P 500
Index in conservative accounts."

Strategy: "1)Invest in stronger than market managed funds, index funds
 or ETF's. 2)Capture the lion share of uptrend profits. 3)Switch to
the safety of money market funds to lower risk and limit losses during
downtrends."

"Helping Individuals and Pros Bank Profits and Manage Risk since 1995."

* The Moneyflow weekly report analyzes the price trends and momentum
of the NASDAQ Composite Index.

* Moneyflow announces objective buy and sell signals 3-5 times a year by e-mail.



MUTUAL FUND STRATEGIST (This newsletter is no longer available)
**********************
http://www.mutualfundstrategist.com/index.htm

"We take an active approach to managing stock market risk by employing
sensible trading strategies with mutual funds. When our time-tested
indicators begin flashing warning signs, we advise you to switch your
investments into the safe haven of a money market fund until the odds
of making money are once again in your favor."

About Charlie Hooper
http://www.mutualfundstrategist.com/about.htm
"Charlie Hooper retired to the Green Mountains of his native Vermont
in the early 1980s after a 23-year career with the US Air Force.
Interested in turning his love of the stock market and the trading
strategies he had developed as a hobby into a business, Charlie began
publishing The Mutual Fund Strategist newsletter in 1982. The Mutual
Fund Strategist was immediately well received: it was rated #1 among
all newsletters tracked by Hulbert Financial Digest in 1985 - the very
first year monitored. After numerous subscriber requests, Charlie
decided a year later to offer a fee-based managed account service for
investors who did not have the time, discipline, or inclination to
follow the newsletter recommendations themselves.

About Charles Hopper and the newsletter: (Nov. 4, 2002)
http://www.mutualfundstrategist.com/Timer%20Digest%20Feature.pdf

The toll-free number on the site is now registered to someone else, as
I called the number and the respondent had never heard of the
newsletter!

The address might still work if Charles Hopper likely still lives in Vermont:

Mutual Fund Strategist, Ltd.
Post Office Box 446
Burlington, Vermont 05402



No-Load Mutual Funds Selection and Timing Newsletter
*****************************************************
http://www.investmentst.com/NLMFST%20Newsletter.htm

 I first found reference to this newsletter in the book, "The New
Mutual Fund Investment Advisor," by Richard Dorf. (1991) so I know the
newsletter was in existence at that time. A description of the
newsletter from the book reads:

 "A newsletter that monitors 300 no-load mutual funds ranking them for
relative performance and listing the top performing funds.

* Uses technical indicators top provide major market timing signals as
well as short-term timing points."

* They may have changed their strategy a bit since the early 1990's.

"We use the Evolve strategy, our proprietary investment approach to
keep you invested with the top no-load funds in America. Each month
check to make sure your investment is among the leaders, at least in
the top quartile. When it lags, sell it, and reinvest the proceeds
into the top fund.

* We also provide market timing and asset allocation in order to reduce risk.



WALKER MARKET LETTER/LOWRISK.COM
*********************************
http://www.lowrisk.com/rbi.htm

"We have been publishing continuously on the Internet since August,
1996 - so maybe we weren't the first financial ezine... but we aren't
some johnny come lately. And at more than 54,000 subscribers you would
be hard pressed to find a larger circulation independent market
letter. As far as the best, well...we publish it...of course we think
it is the best!"

(The type of trading they do now involves the stock indexes)

"Our Timing strategy has provided an excellent return with reduced
downside risk. This strategy moves funds entirely in and out of the
stock market when called for by the Lowrisk Market Allocation Model.
The table below shows the yearly results from using this strategy
compared to a buy and hold approach for the SP500."
http://www.lowrisk.com/timing-yearly.htm



THE CHARTIST MUTUAL FUND NEWSLETTER 
************************************
http://www.rightsideadvisors.com/advisors/thechartistfund.asp

"The Chartist Mutual Fund Letter began publication in September of
1988. It also features an Actual Cash Account in every edition. Editor
Dan Sullivan borrowed many of the successful strategies used in his
stock newsletter, The Chartist, and applied them to mutual funds. The
primary goal of The Chartist Mutual Fund Letter is to achieve maximum
returns while minimizing the risks for our clients. The concept of
"preservation of capital" dictates our investment approach.

We use our proprietary timing models to measure the risk in the stock market.

* When risk levels are high, we retreat to the safety of money market
funds. When the risk diminishes, we take an aggressive approach and
position our clients in high relative strength mutual funds.

With market timing, our goal is to avoid market collapses, reduce
volatility, and have your capital available when you need it."

Dan Sullivan is the editor of The Chartist
RightSide Advisors, Inc.
6230 Wilshire Blvd., Suite 49
Los Angeles, CA 90048



MUTUAL FUND PROSPECTOR
************************
http://www.ericdany.com/mfp_info1.htm

All the company newsletters
http://www.ericdany.com/default.htm 

Contact Info:
http://www.ericdany.com/contact_us.htm



WEALTH WATCHMAN  
****************
http://www.wealthwatchman.com/

Market Timing Barometer  - Using QQQs, Rydex, and Profunds, this
timing program relies on a successful system that has been used
real-time for 6 years.

So How Does It Work?
---------------------
"All investments have their cycles, periods when prices rise and
periods when they fall. The idea is to recognize the trend and to
invest in instruments that will move in synch with the general market
direction. This is where MTB comes in. Wealth Watchman specializes in
market timing! We tell you what, as well as when, to buy and sell."
http://www.wealthwatchman.com/mtb/mtb-methodology.asp?sid=18562860

What funds/investments do you recommend?
----------------------------------------
See description of how they use signals for trading Long, Short, and Long/Short
http://www.wealthwatchman.com/mtb/mtb-faq.asp?sid=18562860

Signal History (2000 and 2001 were most active)
http://www.wealthwatchman.com/mtb/mtb-history.asp?sid=26629845


* Founded in 1997 and still active



TIMING CUBE 
***********
http://www.timingcube.com/app/html?page=home

Our Model
http://www.timingcube.com/app/html?page=model

"TimingCube has developed an innovative investment system we call
Trend Timing. At the heart of the system is a 100% mechanical,
unemotional market timing Model that is both powerful and simple to
use.....

"Based purely on changes in market conditions, TimingCube's Model will
generate a Buy, a Sell or a Cash signal. Once a signal has been
issued, it remains in effect until a new signal invalidates it. Our
Model is run daily after the New York stock market closes, and we
update our Web site and Signal by Phone message accordingly by 7:00 pm
ET that same day. If a new signal is triggered, in addition to posting
it on the "Current Signal" page, TimingCube also automatically sends
e-mail notifications to all active subscribers."

(Site went online in 2001)



STOCK MARKET TIMING.COM  
*************************
http://www.stockmarkettiming.com/

"StockMarketTiming.com, LLC is a financial service for investors and
traders who want to increase their portfolios in the most
non-stressful and effective way possible in both bullish and bearish
markets! We have developed a market timing system that uses technical
analysis for trading the popular Exchange Traded Funds (ETFs) - DIA,
SPY, and QQQ, which has produced outstanding gains."

* On a yearly basis, about 20 to 25 signals (i.e., buy long, sell
short, or hold cash) are generated for each ETF (DIA, SPY, and QQQ).

Weekly email. (Online since September 2002)



INDEX PILOT
***********
http://www.indexpilot.com/home1

"IndexPilot is a Mutual Fund Timing Service. In other words, we tell
you when to buy and sell your mutual fund investments. The idea is
based on the fact that even if the market shows no returns over a 15
year period, it will still fluctuate up and down over that time frame.
What we do is try to time those up and down undulations, which can
last a year or 2 at a time, or only a month or 2 at a time."
 
View trades by years
http://www.indexpilot.com/ndx_trade_by_trade__95_to__99
http://www.indexpilot.com/ndx_trade_by_trade__00_to__04
 (19 trades in 2000, 36 trades in 2002!)



FUND TRACK (an online subscription site rather than a newsletter)
***********
http://www.fund-track.com/

Strategy:
http://www.fund-track.com/How_To_use.htm#Suggested_Trading_Strategy

"Initially purchase the highest ranked fund/s exhibiting a "Buy"
signal. Review the Fund-Track ranks regularly. If not the advantage
that it was built to give gets lost. Make any appropriate upgrades to
your fund portfolio staying with the leaders in the rank by following
the Buy, Sell, or Hold recommendations or follow your own upgrading
strategy.
 
The basics of following these rule-based recommendations seen in the
rank are: Hold a fund until it shows a "Sell" signal then trade into
the highest ranked fund exhibiting a "Buy" that you don't already
have.

* If you find the rare occasion where there are no funds showing a "Buy" 
* simply go to cash by trading into your brokerage's money market
fund.  +The Buy, Sell, and Hold trading logic is explained in the
following section.....

History - first appearance on the web in 2002 and still viable.
http://www.fund-track.com/History.htm



FUNDBUSTER
***********
http://www.fundbuster.com/

Archived Information page:
http://web.archive.org/web/20010610032959/www.fundbuster.com/index.html

* Trading alerts via e-mail and nightly web updates.



TELEPHONE SWITCH NEWSLETTER/SUCCESSFUL INVESTING
************************************************
The Telephone Switch Newsletter was a mutual fund market-timing
newsletter originally run by Dick Fabian in the early 90's. It is now
under the name, Successful Investing.

* "Taking over the reigns from his dad, Dick Fabian, back in 1992,
Doug has continued to uphold the reputation of the newsletter as the
#1 risk-adjusted market timer as ranked by Hulbert's Investment
Digest. For 26 years, Successful Investing (formerly the Telephone
Switch Newsletter) has outperformed the S&P 500 and never posted a
loss in any 5-year period since 1977. Doug has become known for his
timely use of innovative tools like Exchange Traded Funds, bear funds
and Enhanced Index funds in any market climate."
http://www.fabian.com/aboutdoug.htm

Successful Investing
https://iplacereports.com/index.asp?sid=FFP703

2-years of Successful Investing for only $379
* 24 monthly Successful Investing issues 
* 104 weekly e-mail Successful Investing updates 
* Immediate Buy/Sell broadcasts (via fax or e-mail) whenever market
conditions dictate
* Unlimited use of the subscriber-only website--including access to
our interactive Fund Screener--the only online tool that lets me run
4-, 8- and 12-week performance sorts for over 8,000 mutual funds

Read more...



INDEX RX
**********
http://www.indexrx.com/

The Index Rx plan has been in existence since August of 1994....
 
"Index Rx supplies subscribers with market timing advice and fund
recommendations based on two proprietary models.....Although Index Rx
provides subscribers with the benefits of intensive research and
detailed analysis, our plan is very simple to follow: just buy the
funds in the portfolio of your choosing on the day a buy signal is
issued, and sell the funds on the day a sell signal is issued. Our
hotline tells subscribers exactly which funds to buy and exactly when
to buy and sell. We also offer an email alert service and on-line
portfolio updates, which notify subscribers electronically of buy/sell
signals and of changes in funds contained in the High Dose, Max Dose,
and ETF portfolios."  http://www.indexrx.com/intro.htm

Back issues can be ordered as far back as 1999.
https://ssl001.lighthousehosting.com/IndexrxSSL/backissues.htm



ON THE MONEY - (Formerly known as The Mutual Fund Money Letter
**************
http://onthemoney.com/

(First issue in 1990)

"On The Money is a unique daily investment service. Each day I explain
the dominating market cycles and give you crystal clear and concise
instructions. Buy and sell recommendations are given by name in the
portfolio of your choice. I believe that a subscription to On The
Money will help you achieve your financial objectives while providing
critical risk management of your valuable financial assets."

About:

"In 1989, Dennis left Shearson Lehman Hutton to begin a new mutual
fund money management firm specializing in mutual fund selection and
risk management using the risk management models that he had
developed. Later that same year, he was invited to be the author of
the Mutual Fund Money Letter, which was owned by Howard Ruff. He
accepted the challenge. A year or two later, Dennis money management
firm acquired the Mutual Fund Money Letter and changed the
newsletter's name to Dennis Slothower's On The Money.

(Look at the sample portfolio)



OTHER NEWSLETTERS
******************

 The following newsletters were culled from a list on the Investools
website. Most of them are no longer active so there is no way to know
the frequency of the buy/sell recommendations. I listed only those
newsletters which mention a specific focus on mutual fund market
timing.
http://www.investools.com/cgi-bin/Library/nd.pl/data/P/PPSM/home.html


Weber`s Fund Advisor
====================
Editor: Ken Weber 
Address: Weber`s Fund Advisor
P.O. Box 3400
New Hyde Park, NY 11040- 
Phone: 516-466-1252 
Description: An aggressive, automatic mutual fund trading system 
Strategies: Market Timing 
Coverage: Mutual Funds 
Frequency: 1 Issue per Month 
Subscriptions: 4 months print subscription for $39.00
1 year print subscription for $95.00 


Fabian`s Investment Resource
============================
Editor: Douglas Fabian 
Address: Fabian`s Investment Resource
P.O. Box 2538
Huntington Beach, CA 92647 
Phone: 800-950-8765 
Description: Mutual fund switching. 
Strategies: Market Timing 
Frequency: 1 Issue per Month 
Subscriptions: 1 year print subscription for $137.00
8 months print subscription for $99.00 
 

Wall Street Digest Mutual Fund Advisor
======================================
Editor: Donald Rowe 
Address: Wall Street Digest Mutual Fund Advisor
One Sarasota Twr, #602, 2 No. Tamiami Trail
Sarasota, FL 34236 
Phone: 813-954-5500 
Description: Timing and fund selection within the equity markets. 
Strategies: Market Timing 
Coverage: Mutual Funds 
Frequency: 1 Issue per Month 
Subscriptions: 1 year print subscription for $150.00 
 

Sy Harding`s Street Smart Report
=================================
Editor: Sy Harding 
Address: Asset Management Research Corp.
169 Daniel Webster Highway, Suite 7
Meredith, NH 03253- 
Phone: 603-279-4783 
Description: Eight page newsletter with an interim telephone hotline.
Market timing based primarily on technical analysis.
Strategies: Market Timing 
Coverage: Derivatives, Mutual Funds, Stocks 
Frequency: 17 Issues per Year 
Subscriptions: 1 year print subscription for $225.00
2 years print subscription for $375.00 


The Contrarian`s View
======================
Editor: Nick Chase 
Address: The Contrarian`s View
132 Moreland Street
Worcester, MA 01609 
Phone: 508-757-2881 
Fax: 508-753-7077 
Description: Proprietary indicator for mutual fund switches. 
Strategies: Market Timing 
Coverage: Closed-end Funds, Derivatives, Mutual Funds, Stocks 
Frequency: 11 Issues per Year 
Subscriptions: 1 year print subscription for $39.00 
 

Dennis Slothower`s On The Money
===============================
Editor: Dennis Slothower 
Address: Dennis Slothower`s On The Money
2230 No. University Parkway, Suite 9-C
Provo, UT 84604 
Phone: 801-373-1100 
Strategies: Growth, Income, International, Market Timing, Sector, Value 
Coverage: Mutual Funds 
Frequency: 1 Issue per Month 
Subscriptions: 1 year print subscription for $149.00 
 

The Ney Stock & Fund Report
=============================
Editor: Richard Ney 
Address: The Ney Stock & Fund Report
P.O. Box 92223
Pasadena, CA 91109 
Phone: 818-441-2222 
Description: Gleans stock market direction by studying specialists' behaviour. 
Strategies: Market Timing 
Coverage: Mutual Funds, Stocks 
Frequency: 2 Issues per Month 
Subscriptions: 6 months print subscription for $195.00
1 year print subscription for $295.00 
 

Switch Fund Timing
====================
Editor: David G. Davis 
Address: Switch Fund Timing
P.O. Box 25430
Rochester, NY 14625 
Phone: 716-385-3122 
Description: For those interested in switching in and out of mutual funds. 
Strategies: Market Timing 
Coverage: Mutual Funds 
Frequency: 1 Issue per Month 
Subscriptions: 1 year print subscription for $119.00
3 months trial subscription for $39.00 
 

Fund Exchange
=============
Editor: Paul Merriman 
Address: Fund Exchange
1200 Westlake Ave, No., Suite 700
Seattle, WA 98109-3500 
Phone: 800-423-4892 
Description: Emphasizes diversification among several market timing
strategies as well as among several funds.
Strategies: Market Timing 
Coverage: Mutual Funds 
Frequency: 1 Issue per Month 
Subscriptions: 1 year print subscription for $125.00
6 months print subscription for $65.00 
 

The Garzarelli Outlook
=======================
Editor: Elaine Garzarelli 
Address: Phillips Publishing Inc.
7811 Montrose Road
Potomac, MD 20854 
Phone: 800-804-0938 
Description: Market alerts, sector commentary, stock picks, interest
rate forecasts and buy/sell/hold advice from analyst known for her
accurate Black Monday call.
Strategies: Market Timing, Sector 
Coverage: Mutual Funds, Stocks 
Frequency: 1 Issue per Month 
Subscriptions: 1 year print subscription for $149.00 
 

Global Fund Timer
==================
Editor: Greg Cook 
Address: Global Fund Timer
P.O. Box 77330
Baton Rouge, LA 70879 
Phone: 800-256-3136 
Strategies: International, Market Timing 
Coverage: Mutual Funds 
Frequency: 1 Issue per Month 
Subscriptions: 1 year print subscription for $96.00 
 

Graphic Fund Forecaster
========================
Editor: Fred W. Hohn 
Address: Time Your Switch
P.O. Box 673
Andover, MA 01810 
Phone: 508-470-3511 
Description: Performance charts and forecasts for 58 mutual funds. 
Strategies: Market Timing 
Coverage: Mutual Funds 
Frequency: 1 Issue per Month 
Subscriptions: 1 year print subscription for $145.00
4 months print subscription for $40.00 
 

The Peter Dag Portfolio Strategy and Management
=================================================
Editor: George Dagnino 
Address: Peter Dag & Associates, Inc.
65 Lake Front Drive
Akron, OH 44319-3698 
Phone: 800-833-2782 
Description: Timing advice on no-load mutual funds and model portfolios. 
Strategies: Market Timing 
Coverage: Mutual Funds 
Frequency: 24 Issues per Year 
Subscriptions: 1 year print subscription for $195.00
2 months print subscription for $42.00 
 

The Leibovit Line
===================
Editor: Mark Leibovit 
Email: Leibovit@dancris.com 
Address: Almarco
P.O. Box 1451
Sedona, AZ 86339- 
Phone: 520-282-1275 
Description: Three-times-daily telephone update service with stock and
options recommendations, market commentary, market signals for stocks,
bonds and gold.
Strategies: Insider Trading, Market Timing 
Coverage: Bonds, Mutual Funds, Precious Metals, Stocks 
Frequency: 3 Issues per Day 
Subscriptions: 1 minute call subscription for $2.50 
 

InvesTech Mutual Fund Advisor
=============================
Editor: James Stack 
Address: InvesTech Research
2472 Birch Glen
Whitefish, MT 59937-3349 
Phone: 406-862-7777 
Description: Top-rated analyst James Stack, frequently cited by the
financial media, utilizes an arsenal of advanced technical and
monetary tools for a unique market perspective in the InvesTech Mutual
Fund Advisor.
Strategies: Market Timing 
Coverage: Mutual Funds 
Frequency: 18 Issues per Year 
Subscriptions: 1 year print subscription for $160.00 


=====


 Finally, the Hulbert Financial Digest tracks the performance of over
160 of the top stock and mutual fund letters each year. I waded
through lengthy lists of newsletters compiled from past years of the
Hulbert digest to determine which ones were geared toward mutual fund
market timing. Some of those that appear in my answer came from those
references.

 To read about the Hulbert Financial Digest, go to 
http://cbs.marketwatch.com/commerce/hfdProduct.asp?siteid=mktw&dist=Lhstorebx&pname=hfd


======


 I sincerely hope that these newsletter references are helpful to your
research. If I can provide any further assistance, please don't
hesitate to ask. I will certainly help if I am able!

umiat-ga


Online Research Strategy
=========================
"Market Timing" AND "mutual funds"
market timing with mutual funds
weekly trading with mutual funds
day trading AND mutual funds
Charles Hooper Mutual fund strategist
No load mutual fund selections and timing Co.
Walker Market Letter
mutual fund "market timing" newsletters
market timing signals
market timing And mutual funds ANd money market
Hulbert Financial Digest
Investools newsletters


Offline Research Strategy
==========================
Manual searches through various financial publications for
advertisements and references to newsletters

---

Clarification of Answer by umiat-ga on 18 Jul 2004 00:02 PDT

Hello again, sl7!

I noticed that one of your other questions asked about newsletters
that provided daily email notifications or telephone updates when buy
or sell signals were imminent. I am sorry I did not notice this
earlier.

Since many of the newsletters I found offer a notification service
with the initial or upgraded subscription, I went back through them
and highlighted each publication that offered such a service.

This way, you won't have to spend an additional $200 for an answer to
yet another question which would contain nearly identical
information!!


Timing for Dollars
------------------
Members receive an immediate e-mail when there is any change in status
of our Mutual Fund Market Timing Signal


Index Pilot
-----------
Same day e-mail notification of Buy or Sell signals


EFT Timing
----------
Data updated daily on site


Fund Spectrum
--------------
Immediate e-mail notification - when our Buy or Sell Signal changes


Fib Timer
---------
Three of our strategies have daily updates. The ETF Timer, Sector
Timer and Stock Timer strategies are updated after the close every
trading day.


Fund Advice
-------------
If one of our proprietary market timing models produces a signal, we
will notify you.


Money Flow
-----------
Subscription includes lease of market timing software


Mutual Fund Strategist
-----------------------
Site updated with frequent "hotlines"


Walker Market Letter/Low Risk.com
---------------------------------
RBI Premium Service includes update before almost every trading day.


Wealth Watchman
---------------
The complete newsletter will be e-mailed to you monthly with  *
updates e-mailed weekly and as needed


Timing Cube
-----------
We update our Web site and Signal by Phone message accordingly by 7:00
pm ET that same day. If a new signal is triggered, in addition to
posting it on the "Current Signal" page, TimingCube also automatically
sends e-mail notifications to all active subscribers."


Stock Market Timing
--------------------
e-mail alert when there is any change in status of a signal 


Index Pilot
-------------
Buy or sell signals sent by email.


Fundbuster
-----------
Trading alerts via e-mail and nightly web updates.


Telephone Switch/Successful Investing
--------------------------------------
Immediate Buy/Sell broadcasts (via fax or e-mail) whenever market
conditions dictate


Index RX
---------
Our hotline tells subscribers exactly which funds to buy and exactly
when to buy and sell. We also offer an email alert service...


On the Money
-------------
Market updates sent by email every business day  


Sy Harding's Street Smart Report
--------------------------------
Interim telephone hotline


The Leibovit Line
------------------
3 Issue Updates per Day 


=


I hope this helps!


umiat

Thank you for an excellent answer.

Thank you so much for the five-stars and extremely generous tip! I am
glad I could help.

The Mutual Fund Strategist newsletter was renamed to
mutualfundstrategist.com in 2000.  It has been continuously published
since 1982 (on a weekly basis since 2000).  The toll-free number cited
in the 2002 Timer Digest article (800 355-FUND) is correct; the Google
researcher must have misdialed.  Interested mutual fund traders may
view a recent sample newsletter by visiting
www.mutualfundstrategist.com, clicking on Visitors, then Sample.