Greetings:
 
 I've incorporated a PC consulting business (S-corp) in NY state.
 I visit homes and businesses and fix their computers.

 One of my clients is a growing IT firm - they have sent me to service their
 clients - I am, in effect, a subcontractor.

 After several months of servicing their clients, they called me asking
 for a certificate of liability insurance.  I said I had none.
 I have no idea if this will affect my ability to continue getting work
 from them, but even if it's not de rigeur, I would think it's a good idea.
  
 So the questions are:

 1. Should I get personal or business liability or both?
 2. In New York state, who can I go to for either type or both?
 3. Please find some insurers that are appropriate for what I'm looking
    for in NY state.  Quality/quality of leads will = nice gratuity.

 Thanks!!!

---

Clarification of Question by pcventures-ga on 22 Jul 2004 14:50 PDT

I'm in White Plains, which is in the middle of Westchester County.

I should think both types should be available in your community which
you should name to get the attention of a researcher.   Neil

I have no idea if adding a comment will "bump" this up, but I really
need an answer to this.  Anyone???