Howdy colorado39-ga,
There is a MIB, but they are not the Men In Black, but rather a company
that maintains a database that includes "medical conditions represented
by one or more of about 230 codes."
http://www.mib.com/
"You have just entered our latest Internet portal where consumers, MIB
members, prospects, and insurance industry executives are able to discover
what today's MIB is all about."
They have a "Frequently Asked Questions" (FAQ) area.
http://www.mib.com/html/mib_faqs.html
- What does MIB do?
- How does MIB work?
- Where does MIB get information?
- What type of information is included in MIB records?
- How are MIB records used?
- How can I find out if MIB has a record on me?
- How long are MIB records kept?
- Who has access to MIB records?
- Why does disclosure take up to 30 days?
- How can my record be changed if it is wrong?
They have a "Request Your Record" page. You will want to read this page
in detail for the procedures to follow to get a copy of your record. It
might cost you $9.00, or there might not be any cost, depending on your
circumstances.
http://www.mib.com/html/request_your_record.html
"MIB is committed to the philosophy that every consumer should be
entitled to know the contents of his or her record maintained by MIB,
and to correct any inaccurate or incomplete information in the record."
If you are a U.S. resident, you can go here for the form, etc.
http://www.mib.com/html/us_residents.html
Request Your Record - For U.S. Residents
Get a copy of your MIB Record, if any, by following the these steps:
Step 1 Download a Request for Disclosure Form - HTML PDF **
Step 2 Fill in the Request for Disclosure Form completely
Step 3 Print the Request for Disclosure Form
Step 4 Sign and mail the Request for Disclosure Form (along with your
check/money order for $9.00 if not paying by credit card) to:
MIB, Inc.
P.O. Box 105
Essex Station
Boston, MA 02112
TEL. 617-426-3660
FAX 781-461-2453
e-mail: disclosure@mib.com
Once you have received and reviewed your records, you can do the following
to correct it. From the FAQ page.
"If you question the accuracy of information in our files, you may write
the MIB Information Office (MIB, Inc., P.O. Box 105, Essex Station, Boston,
MA 02112) and seek a correction in accordance with the procedures set forth
in the Fair Credit Reporting Act."
The (long!) details of the Fair Credit Reporting Act (FRCA) can be found on
the U.S. governement Federal Trade Commission (FTC) web site.
http://www.ftc.gov/os/statutes/fcra.htm
"As a public service, the staff of the Federal Trade Commission (FTC) has
prepared the following complete text of the Fair Credit Reporting Act (FCRA),
15 U.S.C. § 1681 et seq."
Depending on what medical services you have used, you might not even have
a MIB record. You might want to review this prior Question that I Answered.
http://answers.google.com/answers/threadview?id=244737
"Does Kaiser Permanente List With the MIB?"
To be sure if you have a record and what that record contains, you will have
to go through record request process outlined on the MIB web site.
If you need any clarification, feel free to ask.
Search Strategy: Prior research done on the Question mentioned above.
Looking Forward, denco-ga - Google Answers Researcher |
