Looking for detailed information on how commonwealth bank along or any
other major financial institutions in Australia find out who is the
owner of a property title (ie: the company that provides this
information or the system they use to obtain it) along with other
credit information.

Hello -

Thank you for your question.  If you require any further information,
please don't hesitate to ask.

In Australia, banks such as Commonwealth can retrieve property
information from the state's respsective government office that
handles property titles.  For example, in Queensland, the Commonwealth
is linked electronically to the Department of Natural Resources, where
they're able to look up various data on property titles.  In certain
states, this data is not available electronically, and must be
retrieved via a hardcopy method only.  In certain instance, the
information is given to a bank by another bank, as in the case of a
mortgage transfer.

I've included links to the respective titling offices, including
contact information, for each Australian state below:

Australian Capital Territory
http://www.rgo.act.gov.au/textonly.htm
Allara House, 48-56 Allara St, Civic, CANBERRA, AUSTRALIA
PO Box 225, CIVIC SQUARE, 2608
(02) 620 70487

New South Wales 
http://www.lpi.nsw.gov.au/
1 Prince Albert Road
Queens Square
Telephone:
Facsimilie: GPO Box 15
Sydney NSW 2001
9228 6666
9233 4357

Northern Territory
http://www.nt.gov.au/justice/graphpages/landtitl/index.shtml
Nichols Place, Cnr Cavenagh & Bennett Streets, Darwin NT 0800
Postal Address: GPO Box 3021, Darwin NT 0801
Ph:  (08) 8999 6520
Fax: (08) 8999 6239
Email: RegistrarGeneral.DOJ@nt.gov.au

Queensland
http://www.nrme.qld.gov.au/property/titles/
Phone: 07 3405 6900
brisbane.titling.operations@nrm.qld.gov.au

Victoria
http://www.land.vic.gov.au/land/lcnlc2.nsf/alltitle/Titles+Plans+and+Certificates
land.channel@dse.vic.gov.au

South Australia Central
http://www.landservices.sa.gov.au/
Level 2, 101 Grenfell Street
ADELAIDE
South Australia 5000
GPO Box 1354, ADELAIDE, SA 5001
08 8226 3983

Tasmania
http://www.dpiwe.tas.gov.au/inter.nsf/ThemeNodes/JGAY-53CUVH?open
osg@dpiwe.tas.gov.au, Telephone: 03 6233 2513

Western Australia
http://www.dola.wa.gov.au/corporate.nsf
Department of Land Information
P.O. Box 2222
Midland 6936
Western Australia


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To obtain credit information on individuals, Commonwealth connects
electronically to an Australia-wide association, named Baycorp
Advantage (formerly "Credit Reference Association").  Baycorp is a
leading bureau in Australia, boasting records of over 13.5 million
individuals and trade organizations.{1}

Baycorp Advantage
http://www.baycorpadvantage.com.au/about_baycorp_advantage/index.asp?referer=%2Fabout_baycorp_advantage%2Findex.asp&fCountryID=1&fUserTypeID=2
 Baycorp Advantage
PO Box 966
North Sydney NSW 2059
Australia
Tel: +61 2 9464 6000
Fax: +61 2 9951 7880



Search strategy
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 Commonwealth contact
 <state> lands titles
 <state> land title
 <state> property titles

 {1} Caslon Analytics profile:
     personal credit & identity referencing 
     http://www.caslon.com.au/reportingprofile3.htm
 
 
Additional Links
?????????????????????????????????????????????????????????????????????
 Banklink
 http://www.banklink.com.au/whatis.htm

 Centre for Australian Financial Institutions
 Ph: 07 46312402
 http://www.usq.edu.au/cafi/ 

 Australian Bankers Association
 http://www.bankers.asn.au/ABA/Online/netscapedefault.asp 
 1800 009 180

Perfict, thank you very much.

Glad to help!  Thank you for the tip!  Please stop by again.

jbf777