Please explain to me how the economics work in a Pay Day Advance
business - like www.quikpayday.com - I want to know how the numbers
play out on 10 customers that each come in and take out $500 advances.
Please show different scenarios in terms of whether the customer pays
it back immediately or refinances his/her loan.

Then 2nd part - What kind of bank or banking relationship do the
PayDay Advance companies have such that they can withdraw money direct
from their customer's account?