I am a part-time college student who is working full time at a decent job.

I'm over 25 and parental support is out of the question.

Assumptions:

The FAFSA determines eligibility based on the previous year's tax return.  

My Income is reasonably high for a college student ($40-50k)

The Tuition and fees will be relatively low (San Jose State University)

The bulk of my expenses will comes from living expenses.

My savings are small and my credit is bad.

Question:

How do I bridge the gap between my current job and living off of student loans?

Here in Canada, you would not qualify for student loans if you have bad credit.

Steph53

Probably need to take out a private loan.  I suggest using
www.citiassist.com.  I use them and they are very easy.