I need information for first time buyer.  How do I get financing for
the down payment....?

Here in Canada, you have to already have the down payment. You cannot
get financing for it.

Steph53

In the USA, I believe the up front money varies with the State.
Florida seems to offer a good deal for a few months, a few times per
decade. No one prudently loans money if the barrower can stop making
payments without loosing some up front money, so I think steph53 is
technically correct worldwide.   Neil

There are many places that will offer 0% down home loans, but you will
need very good credit to obtain one.  Unfortionately the way that most
people with great credit got their rating is through making regular
payments on their home loan over time (so a first time home buyer is
usually out of luck).
But if you happen to have great credit, just type in "0% down" in
google and you'll get hundreds of links.  Here is the first one that
popped up:

http://www.superflexloan.com/

Even with a 0% down loan, there will be other closing costs (titling
fees, termite inspection, taxes...) that will not be covered since the
loan only covers the full value of the house, not the value of all
those additional expenses.

With today's mortgage programs 100% financing is very easy to get,
even if you have below-average credit.  For example, a young couple
with below-average credit came into my office and wanted to know if I
could qualify them to buy a house.  Not only did I finance 100%, I had
the seller pay for their closing costs ($6,000.00).  Perfectly legal,
I moved the purchase price up $6,000.00 so the seller wasn't out a
dime and this couple moved into a home of their own with nothing out
of pocket.  I love my job!  Good luck on the new home.

If you have an RRSP you can withdraw the funds from your RRSP account
under the HomeBuyers plan. You can get up to $20k out this way, but
only if you have have not owned your own home in the past five years.
Here is some more information on the HomeBuyer's plan:

    http://www.efficientmarket.ca/article/RRSP_Mortgage_1

A second option is to get a 2nd mortgage from a relative, if you can.
The second mortgage can be used to pay the downpayment for the first
mortgage. It is called "second" because if you default the first
mortgage gets any money from the sale of the house, and the second
mortgage gets whatever is left over once the first mortgage has been
paid.

If you still don't have enough you can get a 0% down mortgage from
most financial institutions, but be aware that you wind up paying a
lot more than you should this way. A better option, really, is to rent
somewhere cheap and save your money until you can make a down payment.