I am looking for an article by John P. Huggard, J.D., CFP, called
Variable Annuities vs. Mutual Funds: 50 reasons to choose VAs for the
Long-Term

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Request for Question Clarification by tar_heel_v-ga on 05 Nov 2004 08:19 PST

Huggard has written a 233 page book entitled "Investing With Variable Annuities
Fifty Reasons why Variable Annuities are better Long-Term Investments
than Mutual Funds".  I can direct you where you can purchase the book.
Will this suffice as an answer?

-THV

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Clarification of Question by jeff1857-ga on 05 Nov 2004 12:13 PST

I am looking for the actual article which lists the 50 reasons. He
used it in a meeting and I am looking for a good copy of it.

In 1999, Huggard did write an article supposedly demonstrating that
variable annuities were better long-term inviestments than mutual
funds, which was published in a financial planning trade magazine. 
This article was apparently a smash hit in that community and was
often reprinted and distributed to potential investors.  (This article
is available online)

After that article made a reputation for Huggard in this area, he
followed it up in 2002 with the book called "Investing With Variable
Annuities: Fifty Reasons why Variable Annuities are better Long-Term
Investments than Mutual Funds."  However, I can find no indication
that his "fifty reasons" were ever published in a shorter form in a
periodical article.