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Subject:
Shredding and Identity Theft
Category: Business and Money Asked by: randyw-ga List Price: $20.00 |
Posted:
11 Jan 2006 12:47 PST
Expires: 10 Feb 2006 12:47 PST Question ID: 432142 |
Concerning identity theft, I'm told I should shred all documents containing my personal information before throwing them in the trash. I understand this applies to credit card applications, bank statements and such but here's my question: What about catalogs, journals and magazines that have my name, address and bar code info on them? Should I be shredding these as well? After all, they ARE personal information. But is this the type of info an identity theif would use? I don't mean to sound paranoid and I'm actually starting from a standpoint of being totally naive about the subject. Currently, I've been tearing off the name and address from the back cover of catalogs and also tearing off the name and address from the order blank inside and shredding them and then throwing the rest of the catalog (or magazine or journal) in the trash. I've asked several people about this but no one seems to know for sure and most people tell me they aren't doing this themselves but they advise me that I probably should continue to do it myself (kind of a CYA - just in case). If I was to stop shredding the name and address info from these periodicals it would decrease my shredding (both time and volume) but over 95%. Should I be shredding this info too or can I just pitch the catalogs and not worry about it. Thanks for your time and attention. -rw |
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Subject:
Re: Shredding and Identity Theft
Answered By: tutuzdad-ga on 11 Jan 2006 13:29 PST |
Dear randyw-ga Thank you for allowing me to answer your interesting question. In all the years I have been in law enforcement (and lo, they are many) I have never had occasion to even hear of someone becoming a victim of identity theft because someone manipulated a barcode from a subscription magazine label. There are some law enforcement agencies and financial institutions that encourage citizens to shred everything they receive in the mail after they are done with the document, including magazine labels or anything with a bar code. This is not because identity theft is prevalent due to the information on the label but because it?s simply the safest way to be certain for those who are a bit ?paranoid? about it (as you put it ? and don?t misunderstand me, there?s nothing wrong with being cautious). According to the US Postal Inspection Service ?only 4 percent of identity theft originates with the mail? Memo to Mailers - September 2003 (Text) UNITED STATES POSTAL SERVICE VOLUME 38 NUMBER 9 SEPTEMBER 2003 http://www.usps.com/memotomailers/sept2003.htm As a general rule barcodes on mail contains additional information like the delivery routing zip code, where it came from, a date/time stamp, and the amount of the postage. Some barcodes also contain the day of the month and the time that an envelope was processed, the postal facility where it was processed, and a sequential number assigned to each piece handled. There is really nothing on the typical barcode that would represent personally identifiable information that is not already available on the side of your mailbox. Therefore, if it makes you comfortable to shred these labels I?d recommend you continue doing it, but only if you want to be overly cautious. At the very least you could save time by simply swiping over the barcodes with a permanent black marker rendering them unreadable before discarding them in the trash. Criminals are like water ? they often take the path of least resistance. There are so many other discarded documents in the trash out there that most criminals would pass up an obscured document in favor of another. On the other hand, as I mentioned, considering the billions of pieces of mail handled annually, I personally know of not one single instance anywhere in the United States of someone stealing another?s identity from a barcoded mail label. I hope you find that my answer exceeds your expectations. If you have any questions about my research please post a clarification request prior to rating the answer. Otherwise I welcome your rating and your final comments and I look forward to working with you again in the near future. Thank you for bringing your question to us. Best regards; Tutuzdad-ga ? Google Answers Researcher INFORMATION SOURCES USPS BARCODES http://pe.usps.gov/mpdesign/misc_docs/mqc_html/mqc_5.htm POSTNET BARCODE CERTIFICATION http://www.usps.com/ncsc/addressservices/certprograms/barcode.htm WHAT IS A POSTNET BARCODE AND HOW CAN YOU DECODE IT? http://zone.ni.com/devzone/conceptd.nsf/webmain/8867C90A424D6DFD86256B4F007ABF5D SEARCH STRATEGY SEARCH ENGINE USED: Google ://www.google.com SEARCH TERMS USED: MAIL LABEL BARCODE BAR CODE POSTNET USPS IDENTITY THEFT |
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Subject:
Re: Shredding and Identity Theft
From: ratty_-ga on 11 Jan 2006 15:03 PST |
Think of it this way, If the objective of an Identity Theft bod is to appear to be you, usually in order to acquire money or possessions, the more information they have the better. Think about the sort of questions you are asked whenever you are asked who you are. For example, last time I rung my cable provider, I was identified with: * Name * Address * Phone number * Method of Payment (e.g. Direct Debit, Cheque, Cash) * Which bank I use Given that my name and address is on a lot of my post, my phone number in the phone directories, and even a stock letter from my bank will show which bank I use, that only leaves method of payment. As there are a limited number of choices, this can be guessed. An experienced Identity Theft bod probably would have some clues so that he/she didn't have to guess. Personally I don't shred things with just my name and address. However, I'd ensure you also shred even stock letters from your bank. Ratty [Note: not my real name - my real name has been shredded] |
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