I am looking for some articles like magizne or any periodical that
would argue that cyber-terror a problem with technology or regulations
andd commerce?

Check "Jane's digest" for latest info. Although it is strictly on
subscription bases but u can get it from various libraries(esp
university),

for business (specially financial services) read the by report "House
of Reps" jan 2003 entitled "CRITICAL INFRASTRUCTURE PROTECTION 
Efforts of the Financial Services Sector to Address Cyber Threats"

otherwise "Google" it u will surely get what u want but will take time. 

:)

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