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Q: Doubt about identity theft ( No Answer,   5 Comments )
Question  
Subject: Doubt about identity theft
Category: Computers > Security
Asked by: cool_dude_208-ga
List Price: $20.00
Posted: 06 Dec 2004 19:13 PST
Expires: 05 Jan 2005 19:13 PST
Question ID: 439139
Hi,
I have 2 questions. Can someone answer me ..
First question is...
When i opened my yahoo mail i saw an advertisement showing to apply
for a citicard with an 0% apr ...
when i clicked th ad, it tok me to an URL
http://citi.bridgetrack.com/usc/platinum/generic/12mos/default.htm?BTData=C02127C716D617459554A43B7A2A4ADA09B9D9D82FFF6F8F3F4CA2DF93B9&BT_TRF=99080&app=UNSOL&sc=4T3Z6PJ4&m=NYAH0K4GU0W&langId=EN&siteId=CB&B=M&BT_TX=1

and when i clicked the  APPLY button in the above url it took me to 
https://www.accountonline.com/ACQ/Apply?BT_TRF=99080&app=UNSOL&sc=4T3Z6PJ4&m=NYAH0K4GU0W&langId=EN&siteId=CB&B=M&ProspectID=66C66024A74F4600B9B0FA7AB3CE17A5

After i have submitted all the information i got a doubt whether this
is the original citibank credit card application or not. So i when
into actual citibank site the found the url to apply for credit card
as
https://www.accountonline.com/ACQ/Apply?app=UNSOL&sc=4T3Z5PE4&m=DCDF000000W&langId=EN&siteID=CB&B=M

Do both urls point to the same site. First part of both urls are
same...can the information be passed to some other place...

Had i submitted my information to a trust worthy site. 
How can some one misuse my SSN and my address and what can i do to avoid this?
What all do i need to know who has misused my identity. Can someone
please guide regarding this.

Second question is i have purchased a pizza with dominos and they have
charged some excess amount on my credit card. Why do they need to
charge excess and can i sue them?
Answer  
There is no answer at this time.

Comments  
Subject: Re: Doubt about identity theft
From: daniel2d-ga on 06 Dec 2004 20:12 PST
 
1.  Call Citibank and ask if they received your application for the credit card.
    Explain your website concerns,  they can advise you.  Plus never
provide personal information to sites via unsolicited e-mail.

2.  If something was charged to your credit card that was unauthorized
follow your cards procedure to dispute it.
Subject: Re: Doubt about identity theft
From: archae0pteryx-ga on 06 Dec 2004 20:34 PST
 
And

3.  Don't fall for that again.
Subject: Re: Doubt about identity theft
From: semag-ga on 07 Dec 2004 09:05 PST
 
overall, dont trust deals on the internet. unless u fully understand
how it benifits whoever is giving u the deal.
Subject: Re: Doubt about identity theft
From: moe13-ga on 07 Dec 2004 13:41 PST
 
Well first of all if you look on the webpage after you hit the apply
button you will see the security LOCK that means the webpage is secure
and 90% its not fake
now if you click on that lock it tells you that the license is issued
by verisign wich is a company you can trust and is issued to CitiGroup
wich is CitiBank now
last thing you can do is check who owns the domain name accountonline.com
you can do that by preforming a whois lookup by going to http://www.register.com
i did it and it came back with these results:
and by the way CITICORP owns the domain so call citi bank and check on
the status of your application


Whois Server Version 1.3Domain names in the .com and .net domains can
now be registeredwith many different competing registrars. Go to
http://www.internic.netfor detailed information.   Domain Name:
ACCOUNTONLINE.COM   Registrar: TUCOWS INC.   Whois Server:
whois.opensrs.net   Referral URL: http://domainhelp.tucows.com   Name
Server: NJ19-03-E-DD4700.CITICORP.COM   Name Server:
MD38-01-E-DD4700.CITICORP.COM   Status: REGISTRAR-LOCK   Updated Date:
19-nov-2004   Creation Date: 28-jan-1998   Expiration Date:
27-jan-2005>>> Last update of whois database: Tue, 7 Dec 2004 07:31:27
EST <<<NOTICE: The expiration date displayed in this record is the
date the registrar's sponsorship of the domain name registration in
the registry is currently set to expire. This date does not
necessarily reflect the expiration date of the domain name
registrant's agreement with the sponsoring registrar.  Users may
consult the sponsoring registrar's Whois database to view the
registrar's reported date of expiration for this registration.TERMS OF
USE: You are not authorized to access or query our Whois database
through the use of electronic processes that are high-volume and
automated except as reasonably necessary to register domain names or
modify existing registrations; the Data in VeriSign Global Registry
Services' ("VeriSign") Whois database is provided by VeriSign for
information purposes only, and to assist persons in obtaining
information about or related to a domain name registration record.
VeriSign does not guarantee its accuracy. By submitting a Whois query,
you agree to abide by the following terms of use: You agree that you
may use this Data only for lawful purposes and that under no
circumstances will you use this Data to: (1) allow, enable, or
otherwise support the transmission of mass unsolicited, commercial
advertising or solicitations via e-mail, telephone, or facsimile; or
(2) enable high volume, automated, electronic processes that apply to
VeriSign (or its computer systems). The compilation, repackaging,
dissemination or other use of this Data is expressly prohibited
without the prior written consent of VeriSign. You agree not to use
electronic processes that are automated and high-volume to access or
query the Whois database except as reasonably necessary to register
domain names or modify existing registrations. VeriSign reserves the
right to restrict your access to the Whois database in its sole
discretion to ensure operational stability.  VeriSign may restrict or
terminate your access to the Whois database for failure to abide by
these terms of use. VeriSign reserves the right to modify these terms
at any time. The Registry database contains ONLY .COM, .NET, .EDU
domains andRegistrars.
Subject: Re: Doubt about identity theft
From: r3m0t-ga on 09 Dec 2004 05:55 PST
 
"Second question is i have purchased a pizza with dominos and they have
charged some excess amount on my credit card. Why do they need to
charge excess and can i sue them?"

First, check the price list more carefully, including toppings etc.

Second, call your credit card company and ask them to mark those
charges as fraudulent.

Third, call dominos pizza and tell them they charged too much onto
your card. Mention that the charges have been marked as fraudulent. If
you let the credit card out of your sight (or ordered over the
phone?), it's possible that one of the employees noted your card
number and expiry date down, in which case Dominos will probably be
able to help you track this person and they may face charges (at the
least, they'll lose their job). You'll probably see another charge in
this case for the correct amount.

The two apply URLs look very similar. My guess is that the first one
included an affiliate ID - Citibank will send a small payment to
whoever placed that banner advertisement or sent that junk mail. The
second one is simply somebody coming from Citibank's website, so they
don't need to pay anybody.

Also, the URL begins with https:// (s for secure). This means any
computer (and hacker) along the route from yours to theirs will not be
able to read or alter the data. It also doesn't contain an @ character
- essentially, an @ character tells the browser to ignore everything
before it. Often junk mail uses this to "phish" for Paypal account
passwords:
http://paypal.com/accActive?ID=blablabla(long_string_overflowing_the_text_box_so_humans_will_not_read_next_bit)@1.54.2.3/stealPaypal.cgi

You have not fallen for some trick. :)

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