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Q: Health Savings Accounts: Latest Reports, Studies, and Surveys, Pro and Con ( Answered 5 out of 5 stars,   1 Comment )
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Subject: Health Savings Accounts: Latest Reports, Studies, and Surveys, Pro and Con
Category: Health
Asked by: healthresultsgroup-ga
List Price: $150.00
Posted: 30 Jan 2006 09:49 PST
Expires: 01 Mar 2006 09:49 PST
Question ID: 439263
Hi.  I am looking for links to recent reports, studies, and surveys on
Health Savings Accounts in the US.  From think tanks, consulting
firms, organizations, trade associations, and government agencies. 
Ideally, a wide mix of information and analysis published in the last
two years.  Mix of reports, studies, and surveys that are pro, con, or
neutral / descriptive.  Don't need links to general advice for
consumers or buyers of Health Savings Accounts.  Instead, I am looking
for materials with in-depth analysis, data, and/or commentary.  Prefer
links to these publicly available materials in PDF format.  Happy to
answer any questions.  Thanks!
Answer  
Subject: Re: Health Savings Accounts: Latest Reports, Studies, and Surveys, Pro and Con
Answered By: bobbie7-ga on 30 Jan 2006 17:49 PST
Rated:5 out of 5 stars
 
Hello Healthresultsgroup,   

Below you will find the results ofmy research for links to recent
reports, studies, and surveys on Health Savings Accounts in the US


==========
PDF Format
==========

Health Savings Accounts: The First Year in Review

The ?Health Savings Accounts: The First Year in Review? report is
based on a sample of thousands of HSA-eligible plans sold between
January 1 and December 31, 2004 through eHealthInsurance.com to
individuals and families across the U.S.

?This report will:

- Identify and compare key demographics of purchasers of HSA-eligible
health insurance plans purchased through eHealthInsurance in 2004;

-  Compare them with Non HSA-eligible plan premiums paid; and

-  Outline the health insurance benefit levels included in the
HSA-eligible plans purchased by consumers in 2004.?

Prepared By: eHealthInsurance
Date: February 15, 2005
http://image.ehealthinsurance.com/content/ReportNew/0215052004HSA1stYrRev.pdf


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NUMBER OF EMPLOYERS OFFERING HEALTH SAVINGS ACCOUNTS WILL MORE THAN
QUADRUPLE IN 2006, ACCORDING TO MELLON SURVEY
May 19, 2005
http://www.mellon.com/pressreleases/2005/pdf/pr051905b.pdf


------------------------------------------------------------------------


Predicting the Future of Health Savings Accounts 
By John C. Garner, CEBS, CLU, CFCI, CPCM
http://www.iscebs.org/PDF/HSA_survey.pdf


------------------------------------------------------------------------


Health Savings Accounts Myth vs.Fact
by Laura Trueman, Executive Director, Coalition for
Affordable Health Coverage
http://www.regence.com/hsa/101/HSAWhitePaper.pdf


------------------------------------------------------------------------


Health Savings Accounts: The Fundamentals
Beth Fuchs, PhD, and Julia A. James, Consultants
NHPF Background Paper
April 11, 2005
http://www.nhpf.org/pdfs_bp/BP_HSAs_04-11-05.pdf


------------------------------------------------------------------------


Health Savings Accounts: A New Option for Consumer-Directed Health Plans
Reproduced with permission from Tax Management Compensation Planning
Journal, Vol. 32, No. 2, 02/06/2004.
http://www.mwe.com/info/pubs/hsa0204.pdf


------------------------------------------------------------------------


Health Savings Accounts Can Make Employers, Employees and State
Governments Feel Better
By Michael T. Bond, Ph.D
December 22, 2004 
http://www.buckeyeinstitute.org/docs/122204Health_Care_Savings_Accounts.pdf


------------------------------------------------------------------------


Health Savings Accounts as a Tool for Market Change
June 2005
The Changes in Health Care Financing and Organization (HCFO) initiative
http://www.hcfo.net/pdf/issue0605.pdf


------------------------------------------------------------------------


FRC Projects a Healthy Outlook for Health Savings Accounts
Boston, MA, 
Financial Research Corporation 
March 21, 2005
http://www.frcnet.com/press_releases_05/Health_Savings_Accounts.pdf


------------------------------------------------------------------------


Health Savings Accounts: More IRS Guidance (March 30, 2004) by Gary B.
Kushner, SPHR, CBP President and CEO, Kushner & Company
http://www.shrm.org/hrresources/whitepapers_published/CMS_007961.pdf


------------------------------------------------------------------------


The Washington Policy Center:
The Pocket Guide to Health Savings Accounts
http://www.washingtonpolicy.org/HealthCare/HSAHowToGuideTEXT.pdf


------------------------------------------------------------------------


Health Savings Accounts vs. Health Reimbursement Accounts vs. Medical
Savings Accounts vs. Flexible Spending Accounts
http://www.wsma.org/memresources/hsa_compare_chart.pdf


------------------------------------------------------------------------


From the IRS:
This notice provides guidance on Health Savings Accounts.
http://www.irs.gov/pub/irs-drop/n-04-2.pdf


------------------------------------------------------------------------


PROPOSED TAX DEDUCTION FOR HEALTH SAVINGS ACCOUNTS WOULD CAUSE RANKS
OF UNINSURED TO EXPAND
The Center on Budget and Policy Priorities: May 10, 2004
http://www.cbpp.org/5-10-04health-pr.pdf


PRESIDENT PROPOSES TO MAKE TAX BENEFITS OF HEALTH SAVINGS ACCOUNTS
MORE LUCRATIVE FOR HIGHER-INCOME INDIVIDUALS
The Center on Budget and Policy Priorities: February 9, 2004
http://www.cbpp.org/1-26-04health.pdf


HEALTH OPPORTUNITY ACCOUNTS FOR LOW-INCOME MEDICAID BENEFICIARIES:
A Risky Approach
By Edwin Park and Judith Solomon
The Center on Budget and Policy Priorities: November 1, 2005
http://www.cbpp.org/10-26-05health.pdf


LATEST ENROLLMENT DATA STILL FAIL TO DISPEL
CONCERNS ABOUT HEALTH SAVINGS ACCOUNTS
By Edwin Park and Robert Greenstein
The Center on Budget and Policy Priorities:  January 30, 2006
http://www.cbpp.org/10-26-05health2.pdf


Critical Choices: Will Congress Secure Health Care Savings by
Targeting ?Weak Claims? or ?Weak Clients??
Sharon Parrot
10/12/05
http://www.cbpp.org/10-12-05health2.pdf


President Proposes to Make Tax Benefits of Health Savings Accounts
More Lucrative for Higher-Income Individuals
Edwin Park and Robert Greenstein
Revised 2/9/04
http://www.cbpp.org/1-26-04health.pdf


------------------------------------------------------------------------


What High-Deductible Plans Look Like: Findings From A National Survey
Of Employers, 2005
http://www.healthdecisions.org/HSA/News/default.aspx?doc_id=4004


------------------------------------------------------------------------


Health Savings Accounts Off To a Fast Start in the Individual Market 
Preliminary data from AHIP members show 438,000 people covered by September 2004.
http://www.healthdecisions.org/HSA/News/default.aspx?doc_id=3054


------------------------------------------------------------------------


Number of HSA Plans Exceeded One Million in March 2005 
A census of AHIP members shows enrollment in Health Savings Account
(HSA) plans doubled in six months.

America?s Health Insurance Plans (AHIP), Center for Policy and Research.
Washington, DC; May 2005. 

Available at:
http://www.ahipresearch.org/pdfs/HSAExceedMillion050405_full.pdf

 
------------------------------------------------------------------------


Treasury and IRS Make it Easier to Design Health Savings Accounts
http://www.healthdecisions.org/HSA/News/default.aspx?doc_id=2696


------------------------------------------------------------------------


AHIP's Letter of Support to Congressman Cantor

America's Health Insurance Plans (AHIP) wrote a letter congratulating
Representative Eric Cantor (R-VA) on his initiative to expand the uses
of health savings accounts.
http://www.healthdecisions.org/HSA/News/default.aspx?doc_id=40319


------------------------------------------------------------------------


Legislation introduced by Rep. Eric Cantor, aimed at expanding the
uses of HSAs and incorporating FSA and HRA accounts into one cohesive
health plan option. http://www.healthdecisions.org/HSA/News/default.aspx?doc_id=40027


------------------------------------------------------------------------


RS Ruling on FSA 'Grace Periods' For Those With HSA's
This document, Notice 2005-86, lays the groundwork for establishing
'grace periods' for those enrolled in an FSA so they might still
contribute to their Health Savings Account.
http://www.healthdecisions.org/HSA/News/default.aspx?doc_id=34803



------------------------------------------------------------------------


Health Savings Account Statistics and Forecasts
Fortune Small Business: Invest in your Health
http://www.hsafinder.com/Fortune_10-05_Health_Savings_Account.pdf


------------------------------------------------------------------------


Health Savings Accounts: Issues and Implementation Decisions for States 
by Mila Kofman, J.D.
September 2004
http://www.statecoverage.net/pdf/issuebrief904.pdf


------------------------------------------------------------------------


Health Savings Accounts
Updated March 23, 2005
Congressional Research Service 
The Library of Congress
http://www.belmont.edu/hr/CRSReportforCongress.pdf


------------------------------------------------------------------------


Health Savings Accounts by Robert C. Pozen
http://www.investmentnews.com/docs/MFS-HSA.pdf


------------------------------------------------------------------------


Health Savings Accounts (HSAs)
July 2005
http://www.aetna.com/public_policy_issues/data/HSA_IssueATAGlance_Rev.pdf


------------------------------------------------------------------------


American Medical Association
Health Savings Accounts at a Glance
http://www.ama-assn.org/ama1/pub/upload/mm/363/hsabrochure.pdf


------------------------------------------------------------------------


Health Savings Accounts 
American Medical Association
June 2004
REPORT OF THE COUNCIL ON MEDICAL SERVICE
http://www.ama-assn.org/ama1/pub/upload/mm/372/cmsreport6-a04.pdf


------------------------------------------------------------------------


HSAs: More Than a (Tax) Shelter, Not Quite a House
by Carla Y. Willis, PhD
Virtual Mentor
Ethics Journal of the American Medical Association
July 2005, Volume 7, Number 7
http://www.ama-assn.org/ama1/pub/upload/mm/384/oped4_0705.pdf


------------------------------------------------------------------------


The Effect of Health Savings Accounts on Health Insurance Coverage
Sherry A. Glied
Mailman School of Public Health, Columbia University
Dahlia K. Remler
School of Public Affairs
Baruch College, City University of New York
http://www.cmwf.org/usr_doc/811_Glied_effect_hlt_savings_accounts_coverage.pdf



=================
Powerpoint Format
=================



2005 IPMA-HR International Training Conference 
Health Savings Accounts (HSAs) 
Presented by 
John J. Coyle 
Senior Vice President 
October 19, 2005 
http://www.ipma-hr.org/conference/documents/handouts/15Coyle.ppt


------------------------------------------------------------------------


HEALTH SAVINGS ACCOUNTS 
Presentation to AMSA Student Office Staff
July 12, 2005
http://www.healthcare-now.org/orgresources/HSA%20Presentation.ppt 


------------------------------------------------------------------------


High Deductible Health Plans and Health Savings Accounts: For Better or Worse?
Karen Davis President, The Commonwealth Fund National Academy of Social Insurance
January 27, 2005
http://www.cmwf.org/usr_doc/Davis_NASI_01-27-2005_FINAL-4.ppt


------------------------------------------------------------------------


SHRM Weekly Online Survey: September 14, 2004 
Health Savings Accounts
http://www.shrm.org/hrresources/surveys_published/archive/Does%20your%20company%20currently%20offer%20or%20plan%20to%20offer%20Health%20Savings%20Accounts_.ppt

 
------------------------------------------------------------------------


Health Savings Accounts 
National Academy of Social Insurance 
Charles H. Klippel Senior Vice President and Deputy General Counsel Aetna Inc. 
http://www.nasi.org/usr_doc/Klippel.ppt


------------------------------------------------------------------------


Health Savings Accounts: Health Care Reform?s Best Kept Secret Prepared by:
Robert F. Hamilton, M.D., F.A.C.S.
November 2005 
http://www.isms.org/professional/hsa.ppt 


------------------------------------------------------------------------


Health Care Reform: The Tradeoffs Before Us 
Merton D. Finkler, Ph.D.
Professor and Chair of Economics
Lawrence University
Tuesday, October 26, 2004
http://www.lawrence.edu/fast/finklerm/Health%20Care%20Reform_2004.ppt


------------------------------------------------------------------------

Consumer-Driven Health Plans
Evidence, Experience & Implications 
The Delaware Health Care Commission
March 3, 2005 
http://www.state.de.us/dhcc/powerppt/AnneGauthierpresentationCDHPsDE03032005.ppt



====================================
Additional articles in other formats
====================================


Bankers Predict Blockbuster Year For HSA Accounts In 2006 
http://www.hsafinder.com/01-06_4.shtml


December 2005 
Employers, Employees Going From FSAs to HSAs Have Some Timing Issues To Resolve
http://www.hsafinder.com/12-05_2.shtml


HSAs Triple in 10 Months
January 26, 2006
HealthDecisions.org
http://www.healthdecisions.org/HSA/News/default.aspx?doc_id=48840


Bush Discusses HSAs With WSJ
Wall Street Journal, Gerald Seib, Christopher Cooper and John McKinnon
January 27, 2006
http://www.healthdecisions.org/HSA/News/default.aspx?doc_id=49023


Will Health Plans Profit From HSAs? Forecast of Health Savings Account
Assets and Transactions Forester Research.
Executive summary available here:
http://www.forrester.com/Research/Document/Excerpt/0,7211,36469,00.html


U.S. Department of the Treasury HSA Information
A comprehensive guide to Health Savings Accounts provided by the U.S.
Department of the Treasury. Guide includes: Directory of Organizations
and Offices, Frequently Asked Questions, online resources and
definitions
http://www.ustreas.gov/offices/public-affairs/hsa/


Advantages of HSAs
http://www.cu.edu/pbs/downloads/HealthSavingAccounts.pdf


THe HSA Insider
See healthcare in the news on the right side of the page, updated constantly.
http://www.hsainsider.com/




Search criteria:
Health Savings Accounts OR account survey OR study OR report  Health
Savings Accounts OR account report OR analysis 2004..2006
allintitle:  "Health Savings Accounts" filetype:pdf
"Health Savings Accounts OR account" OR hsa survey OR study OR report
OR analysis 2004..2006
"Health Savings Accounts" filetype:ppt
Health Savings Account OR accounts" white papers filetype:pdf


I hope the information provided is helpful!


Best regards,
Bobbie7
healthresultsgroup-ga rated this answer:5 out of 5 stars and gave an additional tip of: $30.00
Great job!  Comprehensive and well organized.

Comments  
Subject: Re: Health Savings Accounts: Latest Reports, Studies, and Surveys, Pro and Con
From: bobbie7-ga on 31 Jan 2006 06:27 PST
 
Thank you very much for the five star rating and generous tip!
--Bobbie7

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