I filed bankruptcy in August of last year.  I have a $30,000 loan,
guarunteed with a family members CD that was not discharged in the
bankruptcy.  I am paying $400 per month on the loan, and it is current
as are all of my other bills.  I rent and do not own a home.  I work
and attend school, and am married.  I need to secure the $30,000 loan
in another way, and need to release the CD's back to the family member
as soon as possible, or I need to repay the secured loan with funding
from another source.  Traditional bank loans do not seem to be an
option at this point due to the bankruptcy. I need assistance in
finding avenues to explore in order borrow $30,000.

Your family member could try to withdraw the $30,000 CD.  This is
especially effective if the bank that holds their CD is not the same
instituation that loaned you the money.  Although this strategy would
get the money back in your family member's hands, they still would be
liable for your loan.  You could ask your family member to pay off the
loan with their CD and explain that they are liable for the loan.  The
loan is probably at a higher interest rate than the CD, therefore you
could pay the loan off faster if the CD money was used to pay the
loan, and then you make the $400 payment to your family member.