which home insurance companies offer a full replacement policy instead
of the usual actual cash value policy? This is for a home in New York
(Queens)

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Request for Question Clarification by cynthia-ga on 09 Feb 2006 15:47 PST

Every [homeowners] insurance company I have dealt with has different
policies for sale, and Replacement Policies are standard offerings,
but you have to ASK FOR IT, especially if you want a GUARANTEED FULL
REPLACEMENT policy.

I would call ANY insurance company and ask about these policies specifically.

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Clarification of Question by lavell-ga on 21 Feb 2006 18:58 PST

no clarification needed. thanks for answering.