I'm looking for some direct banking sources to open a personal Swiss
Banking Account.  I'm looking for a bank that would let me open an
account with under $100.00 to test the waters.  I did a search on
Google for Swiss Banking, but most of the links I came accross want to
charge a few hundred dollars to help set an account up.  I would like
to deal direct with the bank to set the account up with.  I would
perfer if the bank had ATM access worldwide via ATM/Debit/Credit Card.

"The Swiss Bankers Association answers some frequently-asked questions":

"Opening an account at a Swiss bank"
http://www.swissbanking.org/en/faq-accounts-03-07-30.pdf

More on "The Swiss Bankers Association":
"The SBA is the leading professional organisation of the Swiss
financial centre. Its main purpose is to maintain and promote the best
possible framework conditions for the Swiss financial centre both at
home and abroad":
http://www.swissbanking.org/en/home/portrait.htm

You can use the 2 articles i wrote:

http://ezinearticles.com/?A-Guide-to-Swiss-Banking---Part-1&id=105486
http://ezinearticles.com/?A-Guide-to-Swiss-Banking---Part-2&id=106955