F/: or any other removable drive that I use with USB  is not
accessible "Incorrect Function"  The drive shows in MY COMPUTER but
when I "click" on it I get the above error message.  I have tried
going to the Management Section and looking at the letter assigned to
the drive, but that didn't help me.  I'm running Windos XP.  I pop in
my XP disk and it recogizes when I put it in but when i "click" on the
CD drive I get the same error message above.  What's going on?

Have you shut down the computer and let it sit for a few seconds and
then reboot it?  (not restart)

no, I haven't tried that.  I will try that and tell you the outcome.