Please note that in the following webpage address, 

 http://www.miami.cc/loanprograms.htm

 it is written under the heading of 'key benefits of our international
loan programs'  that:

"Closing costs can be included in the loan amount in some cases",

I want to know that what is the "meaning" of above mentioned sentence ??

Hey Shoaib,
    In short it mean that when u take a loan to buy a property in US,
the lender might include the closing cost in that mortgage amount.
You really don't worry about it as its not practiced in Pakistan. 
As a Pakistani American I can give a small piece of advice... Instead
of paying all these money for your Loan questions, you would be better
of saving them.

Thanks