How do I lower my interest rate with Discover card, and are my rights being denied?

I called and asked about my account and was told it was in good standing.
I then asked how I can lower my interest rate.  I was told to hold for
an answer then told I was denied by the system.
I then requested a statement explaining why I was denied, and instead
got a Request for Lower Interest rate form.
The form asks what my current income is, and what my desired interest
rate would be.

Thus my question as to why I was denied was not answered, and I feel
if I put a rate I feel comfortable with (as low as possible) I will be
denied again.

How do I lower my rate then without being denied, and how do I receive
a statement saying why I was denied?

Tell them you're cancelling your card. I got a permanent drop to
10.49% by telling them I was going to switch to my Visa which has a
promotional of 9.99%. Play hardball.

skermit-ga