Hi kingfish1,
"Who pays to record a deed in each of the 50 U.S. states?"
Briefly, if one were to make a chart for all fifty states, the answer
would be the same: "usually the buyer". In general, the buyer pays to
record a deed (in the buyer's name) and the seller pays to record
everything necessary to clear the title, but other arrangements can be
made. The county clerks offices don't really care who pay the fees, as
long as they are paid.
Who Pay What Costs and Fees?
"Please note that almost anything in the home purchase process is
negotiable, and as your Realtor, we will be discussing many of these
different items listed below. For your convenience I have requested
?American Home Loans? to prepare this list of Who Customarily Pays for
What; but it is not locked in stone."
Seller: Recording Fees (To Clear any documents of record against the seller)
Buyer: Recording Fees (Transferring all Documents into the Buyer?s name(s)"
http://www.wrighttimes.com/article.php?id=122
FHA Home Loans
"The buyer usually pays the fees for legally recording the new deed
and mortgage (line 1201)."
http://www.fha-home-loans.com/closing_costs_of_fha_loans.htm
CA
"Seller pays Recording of any documents required to clear title."
"Buyer pays Recording of deed and all documents required for new loan
or affecting Buyer's title and vesting."
http://www.ictitle.com/doc.asp?id=1429
DC
"Unless otherwise negotiated in the sales contract, the standard
purchase transaction will require that the purchaser pay the
recordation tax (1.5% of the sales price) and that the seller pay the
transfer tax (1.5% of the sales price)."
http://www.federaltitle.com/reading_room_dc.aspx#fees
IL
"The buyer is generally responsible for the following expenses related
to the purchase of real estate:
* Mortgage policy
* Closing fee
* Recording of the deed, mortgage
* Fees charged by the financial institution associated with obtaining a loan
* Inspection fees (termite inspection, whole house inspection)"
http://www.hrva.com/pgrealestate/buyers.htm
NH
"Recording fees - The buyer usually pays the cost of recording the
deed in order to change ownership and recording the buyer's mortgage.
The seller pays the cost of recording the release of the seller's
mortgage by the seller's lender and recording the release of any other
liens found in the record of title."
http://www.moneylawoffices.com/Saving%20Money%20in%20Real%20Estate%20Closing.htm
NC
"Typically, you [buyer] must pay a portion of the property taxes, the
cost of all inspections, and all costs associated with the loan, title
search and closing. These costs include the appraisal fee, survey,
pest inspection, lender fees, fees to establish an escrow balance for
homeowner?s insurance, taxes and any required private mortgage
insurance, attorney fees, title insurance, and recording fees."
http://www.ncrec.state.nc.us/pdf/brochures/ClosingsQ&A.pdf
MD
"Unless otherwise negotiated in the sales contract, the standard
purchase transaction will require that the purchaser(s) and the
seller(s) split the total transfer and recordation costs ."
http://www.federaltitle.com/reading_room_md.aspx#fees
MN
WHO PAYS FOR WHAT?
"The following are fees typically collected at closing and customarily
paid for by the
Seller:
Recording fees for well disclosure, satisfactions of mortgage and
any other documents necessary to clear title
Recording service fee
Buyer:
Recording fee for deed and mortgage and other documents necessary
to assure clear title"
http://www.universaltitle-mn.com/html/WhoPays.asp
NJ
"Buyers and sellers can negotiate as to who will pay which costs."
http://www.halliburtonhomes.com/FAQ
PA
"Recording fees - These fees, which may also be paid by either the
buyer or seller, cover the cost of legally recording the new deed,
mortgage, or other documents such as a plat or survey. The seller
generally pays the costs of recording releases and other documents
required to give good title."
http://kahlelaw.com/real_estate/closing_costs.html
To Help Buyer Clients: Common Closing Costs for Buyers
http://www.brokeragentnews.com/news/realtormag/2003_5/5_28_2003_cq_1054150792.html
I hope this helps. If you have any questions, please post a
clarification request *before* closing/rating my answer and I'll be
happy to reply.
Thank you,
hummer
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