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Q: need answers - vital ( Answered 1 out of 5 stars,   3 Comments )
Question  
Subject: need answers - vital
Category: Miscellaneous
Asked by: gazuni-ga
List Price: $2.00
Posted: 08 May 2005 04:13 PDT
Expires: 07 Jun 2005 04:13 PDT
Question ID: 519123
barclaycard: still the king of plastic? i need the questions and
answers to this case study today, but cant find them, can you help
Answer  
Subject: Re: need answers - vital
Answered By: politicalguru-ga on 08 May 2005 11:05 PDT
Rated:1 out of 5 stars
 
Dear Gazuni, 

The case study is available online: 
Bernardo Batiz-Lazo and Nurdilek Hacialioglu, 2004. "Barclaycard:
Still the King of Pla$tic?"
<http://econwpa.wustl.edu:8089/eps/get/papers/0405/0405004.pdf> (PDF
Document)

Abstract (with main questions the case study deals with): 
EconPapers
<http://econpapers.repec.org/paper/wpawuwpgt/0405004.htm> 

Exhibits: 
<http://econwpa.wustl.edu/eprints/get/papers/0405/0405005.abs> 

I hope this answers your question. Please contact me if you need any
clarification on this answer before you rate it. My search term has
been:
[barclaycard: "still the king of" ] 
<://www.google.com/search?hl=en&lr=&q=barclaycard%3A+%22still+the+king+of%22+&btnG=Search>
gazuni-ga rated this answer:1 out of 5 stars
ALREADY HAD THE CASE STUDY, IT WAS THE ANSWERS TO THE PAPER THAT
ACCOMPANIES IT, NOT JUST THE CASE STUDY ABSTRACT!!!

Comments  
Subject: Re: need answers - vital
From: frde-ga on 08 May 2005 05:05 PDT
 
Not wishing to take the bread from the mouths of babes and orphans ...

I've a few pointers (this is UK based).

BarclayCard is the Barclays Bank offering using VISA

VISA and Mastercard are the two main clearers 
(Ok, Diners, AMEX and JCB are also rans)

You might like to look at the demise of Access - the flexible friend

You might also like to look at the incursion of US issuers (under VISA
and Mastercard/Maestro) such as the MBNA - offering substantially
lower credit rates.

There is also the problem of 'pseudo issuers' who look like 'Save the
Pandas' but are really operated by someone else.

I would look for :
%age of VISA holders in the UK
%age of Mastercard holders in the UK
- %age of BarclayCard holders that do not bank with Barclays

As for clearing, the big ones used to be:
  Barclay's Merchant Services
  NatWest StreamLine - now part of the RBS

I'm genuinely interested in hearing whether things have changed.
Subject: Re: need answers - vital
From: frde-ga on 10 May 2005 04:17 PDT
 
I also slightly missed the point of your question.

By the way, giving a Researcher a low grade is really bad form
- if not satisfied then tell them 

Mat Barrett was not stupid
- he was bluntly honest, another sensible colonial is Rod Eddington
- sadly we Brits cannot produce 'down to Earth' top management

BarclayCard is destined not to grow
- Debit cards are encouraged
  - you only use a Credit Card if the vendor looks suspicious 
  - or you need short term credit

Nobody in their right mind uses a credit card for long term borrowing
The rates in the UK have been historically high on plastic because it
was not viewed as a loan vehicle.

Consider AMEX, which was until fairly recently, a charge card
- get late on the payments and they would send the heavies round

The real problem started when the Yanks turned up, and misunderstood
what was going on.

Not really a major problem, as they were tapping a totally different market.

Barclaycard is not a 'real' credit card.
Subject: Re: need answers - vital
From: politicalguru-ga on 10 May 2005 07:50 PDT
 
The first link given to you was the full case-study. However, I am
sorry that you cannot read the links given in full.

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