I want to hire someone to clean my gutters, he says he is bonded, what
does that mean .. and what if he falls off my roof, would he be
covered by his insurance, or would my insurance have to cover him?

Thank you.

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Request for Question Clarification by cynthia-ga on 22 May 2005 03:52 PDT

Please provide the following so a Google Answers Researcher may assist you:

City, County and State?
Full Name of Company?

~~Cynthia

A bond in this case is a guarantee of his performance.  It means that
when he says he'll do something, he'll do it right.  A bond is not
insurance, and in most cases, you will not ever have any sort of bond
claim against a competent contractor.  If he falls on your roof, that
will be a workers' comp claim for him.  It will not be anything that
your insurance covers.  You are not liable for a worker that you've
hired to perform work on your house.  Put your fears to rest and just
hire the man to clean your gutters.

Bonded contractors are more expensive than unbonded ones. You should
investigate the bonding agency the contactor uses for further
information. Basically, the contractor is genuinely guaranteeing his
work.

I works like a bonded courier. If the courier absconds with the
valuables being conveyed, then the bonding agency recompenses you.