Please note that I need ?website address? of any leading and
specialized  ?full service? international real estate mortgage loan
company for purchase or acquisition of real estate in the Latin
America  and  Europe.   That   international real estate mortgage loan
company   should  provide  ?minimum?  international mortgage loan
amount of US$  500,000   or  US$  1  million  or less then those
mentioned  amounts  for  purchase  or  acquisition   of  residential 
retail or multiple  properties in the  Latin America  and  Europe 
?commercial  investment?. That   international real estate mortgage
loan company                                             should be
able to provide  upto  100%  loan-to-value real estate mortgage  and  
?structured  equity financing or loan?  without  personal  guarantees 
 for  purchase or acquisition of real estate for above mentioned
purpose.

That   international real estate mortgage loan company?s   specific
services  should   include:
·	due diligence and underwriting 
·	portfolio management 
·	value enhancement and original development 
·	structured finance 
·	special servicing 
·	loan servicing 
·	systems integration 
·	financial and tax accounting 

 That   international real estate mortgage loan company  should  have 
the business experience and local market knowledge that is required to
understand intricate situations and structure complex transactions 
for above mentioned purpose  so that I shall  be able  to ?apply? to
that   international real estate mortgage loan company  for that
mentioned purpose.

---

Clarification of Question by shoaib-ga on 27 May 2005 08:54 PDT

Please note that I have increased the price of above mentioned
question upto US$ 150 so therefore any expert researcher should
provide its answer. Thanks for that help from Shoaib.

---

Request for Question Clarification by pafalafa-ga on 27 May 2005 11:33 PDT

shoaib-ga,

You have offered a very handsome price to have your question answered,
and for that, my thanks.

However, I believe that researchers are reluctant to answer this
question because it has so many different parts to it, and it may well
be impossible to find a company that fits ALL of the criteria you laid
out and then find ALL the information you want about that company (or
companies).

Also, there is a huge difference between what a lender CAN do (if it
decides to) and what it WILL do (relative to your particular loan
request).  No one wants to see you disappointed by not being clear
about this big difference.

Anyway, you might want to consider simplifying the question somewhat
if you want to increase the chances that a researcher will provide you
an answer.

All the best,

pafalafa-ga

---

Clarification of Question by shoaib-ga on 28 May 2005 17:52 PDT

Please note that I need ?website address? of any leading and
specialized  ?full service? international real estate mortgage loan
company for purchase or acquisition of real estate in the Latin
America  and  Europe.   That   international real estate mortgage loan
company   should  provide  ?minimum?  international mortgage loan
amount of US$  500,000   or  US$  1  million  or less then those
mentioned  amounts  for  purchase  or  acquisition   of  residential 
retail or multiple  properties in the  Latin America  and  Europe for 
?commercial  investment?. That   international real estate mortgage
loan company  should be
able to provide "non-conventional"  upto  100%  loan-to-value real
estate mortgage loan  and  "all  types  of  non-conventional(or 
non-institutional non-conforming)"  Equity financing or loan  for 
purchase or acquisition of real estate for above mentioned
purpose  so that I shall  be able  to ?apply? to it  for  above
mentioned purpose.

---

Clarification of Question by shoaib-ga on 28 May 2005 17:58 PDT

Pafalafa researcher please note that I  have  'clarified'  above  my 
previously posted  statement  and I have made  that  statement  easier
to understand. So therefore please provide to me help for that
question and sincere thanks to you  for that help  from  Shoaib.

---

Clarification of Question by shoaib-ga on 30 May 2005 17:21 PDT

Please note that I need ?website address? of any leading and
specialized  ?full service? international real estate mortgage loan
company for purchase or acquisition of real estate in the Latin
America  and  Europe.   That   international real estate mortgage loan
company   should  provide  ?minimum?  international mortgage loan
amount of US$  500,000   or  US$  1  million  or less then those
mentioned  amounts  for  purchase  or  acquisition   of  residential 
retail or multiple  properties in the  Latin America  and  Europe for 
?commercial  investment?. That   international real estate mortgage
loan company  should be  able to provide "specialized 
non-conventional  real estate mortgage loans  and  Equity financing or
loans"  for
purchase or acquisition of real estate for above mentioned
purpose  so that I shall  be able  to ?apply? to it  for  above
mentioned purpose.

---

Request for Question Clarification by pafalafa-ga on 03 Jun 2005 06:45 PDT

shoaib-ga,

I thought I'd have another look at this question...please let me know
what you think about this link:


http://www.azurpropertyinvestments.com/


Is this the sort of website you're looking for?  If it is, I can
provide others.  However, I can't verify that each site meets all the
criteria you mentioned (e.g. 100% LTV mortgages)..you would need to
contact each company individually to find out what they have
available.

Let me know what you think.

paf


P.S.  How was the vampire get-together?

---

Clarification of Question by shoaib-ga on 03 Jun 2005 18:26 PDT

Pafalafa researcher please note that you have provided above the
website address but please note that company or organization provides
only upto 70% loan-to-value mortgage loan for property purchase so
therefore I  cannot apply to that company. Pafalafa researcher please
take a look at following website address of  Archon  group 
international mortgage loan company :

http://www.archongroup.com/About.htm

Pafalafa  researcher you will  notice above this  international,
full-service commercial real estate  mortgage loan company  has the
capability to provide  any  type  of "non-conventional  international 
mortgage loan and Equity financing"  anywhere  in the world regardless
of the magnitude of complexity of mortgage loan  and Equity financing 
requirement but  this  international, full-service commercial real
estate  mortgage loan company  does  "not"  provides international  
mortgage loan amount of  less  than   US$  15  million so therefore I
cannot  apply  to this  international, full-service commercial real
estate  mortgage loan company for  mortgage loan and Equity financing
for above mentioned purpose.

So therefore Pafalafa  researcher if you provide the website  address
of any other  international mortgage loan company providing  mortgage
loan and Equity financing  "similar"  to the Archon Group
international mortgage loan company  but  the  "MINIMUM"  mortgage
loan amount of that another  international mortgage loan company 
should  be  US$  500,000   or  US$  1  million  or less for purchase 
or  acquisition   of  residential  retail or multiple  properties in
the  Latin America  and  Europe
?commercial  investment?.  Pafalafa  researcher thanks  for that help from  Shoaib.

---

Clarification of Question by shoaib-ga on 04 Jun 2005 17:07 PDT

Pafalafa  researcher please note that I have again made below
mentioned question easy to understand. Please note that I need 
"website address" of  any other leading and  specialized 
international mortgage loan company providing  upto 100% 
loan-to-value real estate  mortgage  loans  and  upto  100%
specialized(non-institutional non-conforming) Equity financing for
purchase or acquisition of real estate  but  the  "MINIMUM"  mortgage
loan amount of that another  international mortgage loan company 
should  be  US$  500,000   or  US$  1  million  or less for purchase 
or  acquisition   of  residential  retail or multiple  properties in
the  Latin America  and  Europe  or  worldwide for ?commercial 
investment?.  Pafalafa  researcher thanks  for that help from  Shoaib.

---

Request for Question Clarification by pafalafa-ga on 06 Jun 2005 06:59 PDT

shoaib-ga,

I haven't had any luck finding other sites for you.

Also, I must say I'm still confused about your question, even though
you've simplified it quite a bit.  I'm not sure if English is your
first language or not, but some of your usage is quite confusing to
me.

For instance, you asked for sites that provide "up to 100% loan to value..."

To me, "up to 100%" means anything below 100%, but you seem to want
ONLY 100%.  There are other things that I find confusing as well.

I wish you I could help you on this, but like I said, I'm not having
any luck on it so far.

paf

---

Clarification of Question by shoaib-ga on 07 Jun 2005 17:11 PDT

Pafalafa  researcher please note that I have again made below
mentioned question easy to understand. Please note that I need 
"website address" of  any other leading and  specialized 
international mortgage loan company providing   100% 
loan-to-value real estate  mortgage  loans  and  any  type of 
'non-conventional'  Equity financing  and  that another  international
mortgage loan company  should be able to  "close the deal"  for
purchase or acquisition of real estate  but  the  "MINIMUM"  mortgage
loan amount of that another  international mortgage loan company 
should  be  US$  500,000   or  US$  1  million  or less for purchase 
or  acquisition   of  residential  retail or multiple  properties in
the  Latin America  and  Europe  or  worldwide for ?commercial 
investment?.  Pafalafa  researcher thanks  for that help from  Shoaib.

shoaib-ga,

You might want to consider Scotiabank.  They are a Canadian bank who
have are in over 30 countries across the Caribbean, Central America,
Asia and have offices in parts of Europe.  It might be work calling
them and setting up a meeting.

Their website is www.scotiabank.com

shoaib-ga,

As an ex-banker I have been following your searches for lenders
willing to lend 100% of the value of property.  They may advertise
that they will, but it is very seldom the case.  Any prudent lender
will want to have security that provides a margin of safety in the
event that the value of the security declines.  This is especially
true with property financing, and especially true when this is the
only business the borrower has with the lender.  This is because the
loan is most likely to go bad just when the value of the property
declines: in an economic situation when it becomes difficult to rent
the property or rent it at the same amount as in the past.  Indeed,
regulated mortgage banks in some countries are not allowed to make a
mortgage loan for more that ca. 70% of the estimated value of the
property and often have to have an independent estimate since the
price paid may exceed that value.

There are situations in which a bank may lend the full price of a
property, but then it will have additional security of some kind, a
lien on a time deposit or securities, or another secured source of
repayment of the loan.

Myoarin