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Subject:
Tracking Merged Banks and Lost Checks ($50)
Category: Business and Money > Finance Asked by: hamiltonnz-ga List Price: $50.00 |
Posted:
13 Jun 2005 22:14 PDT
Expires: 13 Jul 2005 22:14 PDT Question ID: 533061 |
1) I want to find current contact information for a US bank which has been purchased by and/or merged with several other banks since 1994. Is there a current banking entity that is responsible for old accounts from that bank? 2) The purpose is pursue three checks that were issued by the bank when accounts were closed, but that were misplaced and never cashed. The checks all date from 1994. We have been unable to find the bank or the funds through unclaimed property web sites, state treasuries, as well as FDIC. 3) The name of the bank was: Household Bank, 1352A Charwood, Hanover, Maryland 21076. 4) If you cannot track what entity is now responsible for Household Bank, I would like to know if there is an "expiration date" on uncashed checks issued in the state of Maryland. |
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Subject:
Re: Tracking Merged Banks and Lost Checks ($50)
Answered By: pafalafa-ga on 14 Jun 2005 07:21 PDT |
hamiltonnz-ga, Household Bank now appears to operate as HSBC Mortgage Services. You can see that HSBC maintains an office at the same address as the old Household Bank address that you noted: https://www.hsbcmortgageservices.com/hm/cchms_ContactUs.jsp HSBC Mortgage Services Attn: Payment Department 1352 Charwood Hanover, MD 21076 They also provide a phone number for customer service, although it is not located at the Maryland address: Customer Care Phone: (800) 333-7023 Fax: (813) 571-8637 P.O. Box 9068 Brandon, FL 33509-9068 Further confirmation of the relationship between HSBC Mortgage Service and Household Bank comes from this company report: http://www.hsbcusa.com/ourcompany/pdf/hsbc_na_holdings_inc.pdf "...HSBC Card Services is the seventh-largest issuer of MasterCard or Visa credit cards in the United States...Under the Household Bank and Orchard Bank brands, card services also offers credit cards to consumers underserved by traditional providers in the United States..." I trust this information fully answers your question. However, please don't rate this answer until you have everything you need. If there's anything more I can do for you, just post a Request for Clarification, and I'm happy to assist you further. Good luck with your old checks! pafalafa-ga search strategy -- Searched Google and several bank identification sites for [ "household bank' md ]. Also searched Google for [ 1352 OR 1352a charwood 21076 ] |
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Subject:
Re: Tracking Merged Banks and Lost Checks ($50)
From: research_help-ga on 14 Jun 2005 06:21 PDT |
Laws and policies on stale checks may vary by bank, but I can assure you with certainty that checks from 1994 are no longer valid and will not be honored by any bank. Typically 6 months is the limit as to when a bank is required by federal law to honor a check. |
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