I am considering a prepaid legal service but whenever I do a search
online, I can only find one service:  www.prepaidlegal.com  I would
like to know if anyone can recommend a good prepaid legal service in
the Tampa, Lakeland, FL area?  Thanks.

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Request for Question Clarification by czh-ga on 15 Jun 2005 10:59 PDT

Hello nockmdead-ga,

Have you checked Legal Service Plan List from the American Prepaid
Legal Services Institute? There are about a dozen organizations listed
that might be suitable.

http://www.aplsi.org/legal_plans/index2.htm

Please let me know if this is sufficient as an answer to your question.

~ czh ~

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Clarification of Question by nockmdead-ga on 15 Jun 2005 12:09 PDT

I am also looking for a firm that will cover a pre-existing legal
situation.  Thanks.

Remember, you get what you pay for.  Prepaid legal has newbie lawyers
on phones if you're lucky.

No question about it.  In the legal world you really do get what you
pay for.  These plans book clients by promising them affordable legal
services if the client ever needs legal representation.  When that
time comes most people will want to select their own attorney and
spend as much time as they feel necessary to work with their attorney.
 Under a pre-paid plan, the provider of the service starts to lose
money the moment a client utilizes the plan.  Not a good situation if
your legal issue is very important.  Most good attorneys rely on a
network of referrals to find new clients - consequently they must
always do a good job to maintain their reputation.  With prepaid you
don't how will work your case. If you don't know who might do your
work before hand how can you possibly feel comfortable with the plan?

In Germany one can get insurance that does allow one to choose his own lawyer.
I found these sites with a search on:   legal insurance

(and was pleased to recognize the name ARAG, one I know from this field here).

http://personalinsure.about.com/cs/umbrella/a/aa110503a.htm

https://www.aragdirect.com/LegalProducts/index.cfm


Maybe this allows you more freedom to pick a lawyer if and when you
need one, as this site discusses:

http://atyourservice.ucop.edu/employees/health/legal/

You can find many more yourself.

good luck, Myoarin

The previous poster is correct in that you get what you pay for. I
have used Pre-Paid Legal for a number of years and have been
satisfied. They have been very prompt in returning my calls and were
of immense assistance in a probate situation and also in obtaining a
refund from Delta airlines. The lawyers I spoke with were very
experienced but this may not be the situation in every instance and
YMMV.

For a pre-existing condition they will help but they do charge. You
need to read the plan details so that you understand exactly what they
cover for your monthly fee. There are several legal plan providers in
the US but I am only familar with Pre-Paid. We signed up for the
family plan at

http://www.prepaidlegal.com/info/carolynpatterson 

I have a small business and use them mainly for writing collection letters.